Travel Insurance in Nigeria: A Comedic Survival Guide for the Naija Globetrotter
So, you've booked your flight, secured your visa (after a series of "oga, wetin dey happen?" interrogations), and packed your dancing shoes (because Naija flavor travels everywhere). But before you jet-set off into the sunset, let's talk about the elephant in the room, the one that doesn't wear agbada: travel insurance.
Why you need it: Because let's face it, life is like a plate of pepper soup – unpredictable and sometimes a bit spicy. Your flight could get delayed longer than a Lagos traffic jam, your luggage could vanish faster than your last plate of jollof, and medical emergencies can hit harder than a dropped plate of amala. Travel insurance is your superhero in a cape woven from peace of mind.
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| How To Get Travel Insurance In Nigeria |
How to Get It:
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Online: The internet is your friend, offering a plethora of insurance options. Just remember, don't be clicking buttons like you're at a Shoprite sale on the last day of the month. Read the fine print, people! It's not about finding the cheapest, it's about finding the one that covers you like your mama's wrapper on a windy day.
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Insurance companies: These guys are the OG's of risk management. Walk in with your swagger (and maybe a small offering of chin-chin) and let them know you're looking for a travel insurance policy that's as strong as suya spice. They'll whip you up a quote faster than you can say "e no concern me."
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Banks: Some banks offer travel insurance bundled with their cards. It's like getting two birds with one stone, except those birds are peace of mind and financial protection. Just make sure the coverage isn't as flimsy as a knock-off iPhone case.
Bonus Tip: Don't wait till the day before your flight to start looking. Procrastination is the enemy of good travel insurance deals. Think of it like trying to find suya at 3 am – you might get lucky, but it's not guaranteed to be the best.
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Now, for the fun part:
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Things NOT Covered by Most Travel Insurance:
- Your auntie's unsolicited advice about your love life. Sorry, that's a pre-existing condition.
- Getting lost in the duty-free section and buying enough perfume to start your own Sephora. We've all been there, but that's not an insurable event.
- Experiencing culture shock so bad you start speaking French in a German airport. Embrace the weirdness, my friend.
- Missing your mama's cooking so much you cry on the plane. Pack some egusi, just in case.
Remember: Travel insurance is not a magic wand, but it's a pretty darn good travel buddy. It gives you the freedom to explore the world knowing you're covered, even if your dance moves get you mistaken for a professional breakdancer in a foreign club. So go forth, Naija globetrotters, with your insurance in hand and your agbada flowing in the wind. The world awaits!
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P.S. Don't forget to pack some paracetamol for your inevitable "I ate too much suya" headache.