Of course! Let's dive deep into the details of Berkshire Hathaway's investment in Nu Holdings. Are you ready to uncover the full story?
Step 1: The Initial Spark - How did Berkshire Hathaway get involved with Nu Holdings?
First, let's start at the beginning. If you've been following the legendary investor Warren Buffett, you know he's famous for his "value investing" approach. He loves companies that are understandable, have a durable competitive advantage, and are available at a reasonable price. So, when the news broke that Berkshire Hathaway had invested in a Brazilian digital bank, Nu Holdings (NYSE: NU), it was a bit of a surprise to many.
The initial investment took place in the fourth quarter of 2021. Berkshire Hathaway purchased a significant chunk of shares, making headlines and giving Nu a massive boost of confidence in the market. It was a clear signal that the "Oracle of Omaha" saw something special in this innovative fintech company. Many analysts and investors believed this was the work of one of Berkshire's portfolio managers, Todd Combs or Ted Weschler, who are known to have a broader investment scope than Buffett's traditional picks.
 |
| How Many Shares Of Nu Does Berkshire Hathaway Own |
Step 2: A Rollercoaster Ride - Tracking the Investment
Now, let's track the journey of that investment. Like any stock, NU had its ups and downs, and Berkshire Hathaway's stake in the company was not static.
Tip: Focus on sections most relevant to you.
Sub-heading: The Build-Up
Berkshire Hathaway's initial investment in NU was substantial. They bought 107,118,784 shares in the fourth quarter of 2021 at an average price of $9.82 per share. This was a new holding, and it immediately became a noteworthy part of their portfolio. The investment signaled their belief in the future of digital banking in Latin America, where Nu has established a dominant presence.
Sub-heading: The Pruning - Selling a Portion
However, the story doesn't end there. In the following years, Berkshire began to trim its position. This is a common practice for investors, and it doesn't always signal a lack of confidence. It can simply be a move to realize profits or rebalance the portfolio.
In the third quarter of 2024, Berkshire sold 20,679,787 shares, reducing their stake by 19.31%. The average selling price was around $13.45 per share.
This was followed by a much larger sale in the fourth quarter of 2024, where they offloaded 46,258,829 shares, a significant reduction of 53.52%. The average selling price for this tranche was about $13.30 per share.
Tip: Avoid distractions — stay in the post.
Step 3: The Big Exit - The Final Chapter
This is the most crucial part of the story, and it's where we get to the core of your question.
In the first quarter of 2025, according to the latest SEC filings, Berkshire Hathaway completely sold out of its position in Nu Holdings. They sold the remaining 40,180,168 shares at an average price of $11.82 per share.
This means that as of the end of the first quarter of 2025, Berkshire Hathaway owns 0 (zero) shares of Nu Holdings.
 |
Step 4: Decoding the Decision - Why did Buffett sell?
This is the million-dollar question. Why would Berkshire Hathaway completely exit a profitable position in a company with strong growth prospects? There are a few key theories:
QuickTip: Read step by step, not all at once.
Portfolio Rebalancing: Berkshire Hathaway often shuffles its portfolio, especially when a stock has run up significantly. They may have simply decided to lock in profits and deploy the capital elsewhere. The sales generated a total estimated gain of over 30%, or around $250 million, which is a fantastic return for a relatively short-term investment.
Concerns about the Financial Sector: It's worth noting that Berkshire Hathaway has been reducing its exposure to the financial sector in general. In the first quarter of 2025, they also sold their entire stake in Citigroup and reduced their holding in Bank of America. This could be a broader signal about their outlook on the banking industry, potentially anticipating economic headwinds.
A "Crypto Clash"? Nu Holdings is known for its crypto platform, Nubank Cripto, which allows users to buy and sell cryptocurrencies like Bitcoin and Ethereum. Warren Buffett has famously called Bitcoin "rat poison squared" and is a known skeptic of cryptocurrencies. While the initial investment was a surprise, it's possible that the company's embrace of crypto was a factor in the eventual sale, especially as the crypto industry has grown.
The Final Tally
So, to answer your question directly and with a clear conclusion: As of the most recent public filings for the first quarter of 2025, Berkshire Hathaway owns zero (0) shares of Nu Holdings. They have completely exited their position in the company, realizing a significant profit from their initial investment.
10 Related FAQ Questions
How to find Berkshire Hathaway's latest stock holdings? You can find Berkshire Hathaway's latest stock holdings by checking their quarterly 13F filings with the U.S. Securities and Exchange Commission (SEC). These filings are released about 45 days after the end of each quarter and provide a snapshot of their holdings.
How to interpret a 13F filing? A 13F filing shows the equity holdings of institutional investment managers with over $100 million in assets. It lists the number of shares, the value of the holding, and any new positions, sales, or purchases. It's a key document for tracking what big investors like Berkshire Hathaway are buying and selling.
Tip: Highlight sentences that answer your questions.
How to invest in Nu Holdings (NU) stock from India? You can invest in Nu Holdings (NU) stock from India through a demat account that allows you to trade in U.S. stocks. You'll need to complete KYC (Know Your Customer) requirements and may have to use a platform that facilitates international investments.
How to check the current share price of Nu Holdings (NU)? You can check the current share price of Nu Holdings (NU) on major financial websites like Yahoo Finance, Google Finance, or Bloomberg, and also on brokerage platforms like INDmoney. The ticker symbol for Nu Holdings is NU and it trades on the New York Stock Exchange (NYSE).
How to determine if Nu Holdings is a good investment? Determining if Nu Holdings is a good investment requires a thorough analysis of its financials, growth prospects, competition, and the overall economic environment in Latin America. It's essential to look at metrics like revenue growth, profitability, customer acquisition, and its Price-to-Earnings (P/E) ratio.
How to understand why Warren Buffett sells a stock? Warren Buffett sells a stock for various reasons, including rebalancing the portfolio, a change in the company's fundamentals, a better investment opportunity presenting itself, or a change in his long-term outlook for a particular industry or country.
How to view the historical returns of Nu Holdings? You can view the historical returns of Nu Holdings on financial websites and charts, which will show its performance over different time periods (e.g., 1 month, 6 months, 1 year, 3 years, etc.). As of June 2025, the stock has shown significant gains over the last few years.
How to find information on Nu Holdings' business operations? You can find information on Nu Holdings' business operations in their quarterly earnings reports, investor presentations, and annual reports (10-K filings) available on the SEC's EDGAR database. These documents provide a detailed look at their customer base, products, and financials.
How to know if a company's stock is overvalued or undervalued? You can assess if a company's stock is overvalued or undervalued by comparing its valuation metrics (like P/E ratio, Price-to-Sales, and Price-to-Book) to its peers in the industry and its historical averages. Financial analysis tools and platforms often provide these comparisons.
How to stay updated on Berkshire Hathaway's portfolio changes? To stay updated on Berkshire Hathaway's portfolio changes, you should follow financial news outlets, check the SEC's website for their 13F filings, and read articles and analyses from reputable financial publications.
 |
