Do you want to maximize your cash back earnings on Ibotta? Linking your accounts is one of the best ways to do it! Forget scanning receipts every time – with linked loyalty accounts, Ibotta does the heavy lifting for you, automatically finding eligible offers and crediting your account. It's like magic, but with real cash!
This comprehensive guide will walk you through the process of linking both your loyalty accounts (for effortless in-store and online grocery savings) and your bank account (for withdrawing your hard-earned cash back). Get ready to simplify your savings and watch your Ibotta balance grow!
Step 1: Discover the Power of Linked Loyalty Accounts
Are you tired of manually scanning receipts after every grocery run? Imagine a world where your cash back just appears! That's the beauty of linking your store loyalty accounts on Ibotta. This powerful feature allows Ibotta to receive an electronic submission of your receipt, automatically reviewing it for cash back without you lifting a finger.
Sub-heading: Checking if Your Favorite Retailer Supports Loyalty Linking
Not all heroes wear capes, and not all retailers support loyalty linking (yet!). Here's how to check if your go-to store is on board:
Open the Ibotta app on your mobile device.
From the Home page, search for your desired retailer.
Tap on the retailer's name.
Look for a prominent "Link account" option at the top of the retailer's page. If you see it, you're in luck! This retailer allows for loyalty accounts to be linked.
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| How To Link Accounts On Ibotta |
Step 2: Linking an Existing Loyalty Account
If you already have a loyalty account with a participating retailer, this step is a breeze.
From the top of the retailer's page in the Ibotta app, tap "Link account."
You'll be prompted to input your retailer's loyalty account credentials (e.g., email, password, or account number).
Carefully review the Terms & Conditions and then tap "I Agree" if you consent.
A notification will appear, confirming that your account has been successfully linked!
Finally, tap "Done."
Sub-heading: What if I don't have a loyalty account with the retailer?
No worries! Ibotta has you covered.
Tip: Look for examples to make points easier to grasp.
After tapping "Link account," you might see an option to "Create [Retailer] Account." Tap on this.
You'll be redirected to the retailer's website to set up a new loyalty account. Input the requested information and complete the account creation process. Some retailers may even require an email confirmation, so be sure to check your inbox!
Once you've created your account and are redirected back to the Ibotta app, enter the requested login information for your newly created retailer loyalty account.
Review the Terms & Conditions and tap "I Agree."
You'll see a notification confirming your successful link.
Step 3: Shopping and Earning with Your Linked Loyalty Account
Now for the fun part – earning cash back effortlessly!
Before you shop, make sure to add (+) all desired offers to "Your list" within the Ibotta app. This is crucial for Ibotta to know which offers to look for.
When you're at the store, simply scan your loyalty card or enter your phone number associated with your loyalty account at checkout, just like you normally would.
For online grocery pickup & delivery purchases, ensure you are logged into your linked loyalty account before completing your purchase.
That's it! Ibotta will electronically receive your purchase information, match it with the offers on your list, and automatically credit your cash back to your account. You can typically expect your cash back within 24 hours.
Sub-heading: Important Considerations for Loyalty Linking
Unlinking: If you change your password for a linked loyalty account, it might become unlinked from Ibotta. You'll need to re-link it to continue earning cash back automatically. You can check your linked status by going to Profile > Settings > Linked accounts in the Ibotta app.
Offer Redemption: Always add offers to "Your list" before you shop! Even with a linked account, Ibotta needs to know which offers you're interested in.
No Receipt Submission: The biggest perk! With linked accounts, you generally do not need to submit a paper receipt. Ibotta handles the verification digitally.
Step 4: Linking Your Bank Account to Withdraw Earnings
Once your Ibotta earnings reach a minimum of $20.00 (and at least one earning is from a name-brand offer), you can withdraw your cash directly to your bank account.
Open the Ibotta app and tap the teal earnings button from the top right corner of your home page.
Tap "Withdraw."
Select "Link a PayPal or bank account" and then choose "Bank account."
Read the information on the "Link your bank account" page and tap "Continue."
Ibotta uses a secure service called Plaid to connect to your bank. Read the information on the Plaid screen and tap "Continue."
Search for your bank using the search bar. Once you locate it, follow the instructions to securely link your bank account to your Ibotta account. This typically involves logging into your bank through Plaid's secure portal.
Review the details to ensure everything is correct and then tap "Agree" to confirm. Your bank account is now linked!
Sub-heading: Withdrawing Your Cash Back
Once your bank account is linked and you have at least $20.00 in earnings, select your newly linked bank account on the "Withdraw cash" page.
Choose the amount you wish to withdraw.
Select the "Review" button.
Finally, tap "Confirm & withdraw."
Your cash will typically be deposited into your bank account within 4 to 5 business days.
Sub-heading: Unlinking Your Bank Account (if needed)
Should you ever need to remove a linked bank account:
QuickTip: Focus on what feels most relevant.
Go to the Ibotta app and tap the teal earnings button from the top right corner of your home page.
Tap "Withdraw earnings."
Locate your linked bank account and tap the three dots to its right.
Tap "Remove bank account," then "Yes, remove."
Step 5: Verify Your Phone Number (Crucial for Withdrawals)
Before you can withdraw your earnings, Ibotta requires you to verify your phone number. This is a quick and important security step.
From the Ibotta home page, tap "Profile" (usually located at the top left).
Scroll down to the "Verify device" section.
Select the "Link your phone number" option.
Enter your phone number.
You will receive a verification code via text message. Do not exit the app or hit the back arrow! Simply switch to your messaging app, retrieve the code, and then switch back to Ibotta.
Enter the verification code in the app.
Tap "Verify."
Congratulations!
You've now mastered linking accounts on Ibotta, unlocking a world of simpler, more automatic cash back savings. Enjoy watching your earnings grow with minimal effort!
Frequently Asked Questions (FAQs)
How to link a loyalty account on Ibotta?
To link a loyalty account, open the Ibotta app, search for the retailer, and if the "Link account" option is present at the top of the retailer's page, tap it and follow the prompts to enter your loyalty program credentials.
How to withdraw cash from Ibotta to my bank account?
Tip: Look out for transitions like ‘however’ or ‘but’.
Once you have $20 or more in earnings, go to the earnings button on the Ibotta home page, tap "Withdraw," select "Bank account," and follow the instructions to link your bank via Plaid, then confirm your withdrawal amount.
How to know if a retailer supports loyalty linking on Ibotta?
Search for the retailer in the Ibotta app. If you see "Link account" at the top of their page, it means they support loyalty linking.
How to create a new loyalty account through Ibotta?
If a retailer supports loyalty linking and you don't have an account with them, Ibotta may offer an option to "Create [Retailer] Account." Tapping this will redirect you to the retailer's website to set up a new loyalty account, which you then link back to Ibotta.
How to earn cash back automatically with a linked loyalty account?
First, link your loyalty account. Then, before shopping, add all desired offers to "Your list" in the Ibotta app. At checkout, use your linked loyalty card or phone number, and Ibotta will automatically process your cash back.
How to fix a disconnected loyalty account on Ibotta?
If your loyalty account becomes unlinked (often due to a password change), go to Profile > Settings > Linked accounts in Ibotta and re-link the account by following the original linking steps.
Tip: Focus on one point at a time.
How to verify my phone number for Ibotta withdrawals?
In the Ibotta app, go to Profile > Verify device > Link your phone number. Enter your number, receive the SMS code, and input it into the app to verify.
How to check my linked accounts status on Ibotta?
You can view the status of your linked accounts by navigating to Profile > Settings > Linked accounts within the Ibotta app.
How to get help if I'm having trouble linking accounts on Ibotta?
If you encounter issues, visit the Ibotta Help Center (help.ibotta.com) or use the in-app support by going to Profile > Help to chat with their chatbot, Carlotta, or submit a request to the Ibotta Care team.
How to ensure my online grocery purchases get cash back with a linked account?
For online grocery orders, make sure your loyalty account is linked to Ibotta before you place your order, and ensure you are logged into your linked loyalty account on the retailer's website or app when completing the purchase.
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