Have you ever dreamt of that luxurious Marriott stay, perhaps in a breathtaking overwater bungalow in the Maldives or a chic city escape, but found the cash price a bit steep? Well, if you're a Chase credit card holder with a stash of Ultimate Rewards points, you're in luck! You can transform those hard-earned points into incredible Marriott Bonvoy experiences.
Transferring Chase Ultimate Rewards to Marriott Bonvoy can be a fantastic way to unlock higher value from your points, especially for aspirational hotel stays. While Chase points are incredibly flexible, leveraging them for hotel redemptions, particularly during transfer bonuses, can be a game-changer for your travel plans.
This comprehensive guide will walk you through the entire process, step-by-step, ensuring a smooth transfer and getting you closer to your next Marriott adventure!
The Power Duo: Chase Ultimate Rewards & Marriott Bonvoy
Before we dive into the "how-to," let's quickly understand why this transfer is so popular.
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Chase Ultimate Rewards (UR): These are considered some of the most valuable and flexible points currencies available. Earned through popular cards like the Chase Sapphire Preferred®, Chase Sapphire Reserve®, and Ink Business Preferred® Credit Card, they offer a wide array of redemption options, from cash back to travel through their portal, and most importantly, transfers to various airline and hotel partners.
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Marriott Bonvoy: This is Marriott International's loyalty program, boasting an immense portfolio of over 8,000 hotels across 30+ brands worldwide. From budget-friendly options to ultra-luxury resorts, Marriott Bonvoy points can open doors to diverse travel experiences.
The standard transfer ratio between Chase Ultimate Rewards and Marriott Bonvoy is 1:1. This means 1,000 Chase UR points become 1,000 Marriott Bonvoy points. While a 1:1 ratio is good, keep an eye out for transfer bonuses which Chase occasionally offers. These can significantly increase the value of your transfer, sometimes up to a 50% bonus or more, making your points go much further!
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| How Do I Transfer Points From Chase To Marriott |
Step 1: Confirm Your Eligibility and Gather Your Information – Are You Ready to Dive In?
This is where your journey begins! Before you even log into your Chase account, let's make sure you have everything in order.
1.1 Do You Have an Eligible Chase Card?
Not all Chase cards earn Ultimate Rewards points that can be transferred to travel partners. To initiate a transfer, you'll need one of the following premium Chase credit cards:
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Chase Sapphire Preferred® Card
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Chase Sapphire Reserve®
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Ink Business Preferred® Credit Card
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Older cards like Ink Plus® or Chase Corporate Flex® may also be eligible.
If you only have a Chase Freedom Flex® or Chase Freedom Unlimited®, you'll first need to transfer your points to one of the above eligible cards within your own household before you can transfer them to Marriott Bonvoy. This is a common strategy known as "the Chase Trifecta" to maximize your earning and redemption potential.
1.2 Do You Have a Marriott Bonvoy Account?
This might seem obvious, but you need an active Marriott Bonvoy account to receive the transferred points. If you don't have one, it's quick and free to sign up on the Marriott Bonvoy website. Make sure the name on your Chase Ultimate Rewards account exactly matches the name on your Marriott Bonvoy account. Even minor discrepancies could cause delays or transfer failures.
1.3 How Many Points Do You Need?
Before you transfer, it's crucial to know how many Marriott Bonvoy points you need for your desired redemption.
Tip: Stop when you find something useful.
1.3.1 Research Your Marriott Stay
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Find Your Desired Hotel: Go to Marriott.com and search for the hotel(s) and dates you're interested in.
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Check Award Availability: Look for the "Use Points/Certificates" option during your search. This will display the points required per night.
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Factor in "Stay for 5, Pay for 4": Marriott Bonvoy offers a fantastic perk: when you book five consecutive nights on points, the lowest-priced night is free! This can significantly reduce the total points needed for longer stays.
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Consider Peak/Off-Peak/Standard Pricing: Marriott uses dynamic pricing, so the number of points required can vary based on demand. Be flexible with your dates if possible to find better value.
1.3.2 Minimum Transfer Increment
Chase Ultimate Rewards points must be transferred to Marriott Bonvoy in increments of 1,000 points. So, if you need 15,500 points, you'll have to transfer 16,000. Always round up to the nearest thousand.
1.4 Important Consideration: Transferring is Final!
Once you transfer your Chase Ultimate Rewards points to Marriott Bonvoy, the transfer is irreversible. You cannot get your Chase points back. This is why it's paramount to confirm your Marriott redemption is available and you're transferring the correct amount before proceeding.
Step 2: Accessing Your Chase Ultimate Rewards Portal
With your preparations complete, it's time to log in and initiate the transfer.
2.1 Logging In
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Go to the Chase Website: Open your web browser and navigate to Chase.com.
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Sign In: Enter your username and password for your Chase online account.
2.2 Navigating to the Ultimate Rewards Portal
Once logged in, you'll need to find your Ultimate Rewards portal.
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Find Your Rewards: Look for a section related to "Rewards" or "Ultimate Rewards" on your account dashboard. It's often prominently displayed next to your credit card accounts.
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Click on Your Eligible Card: If you have multiple Chase cards, click on the eligible card that holds the Ultimate Rewards points you wish to transfer (e.g., your Chase Sapphire Preferred or Reserve). This will take you to that card's specific Ultimate Rewards portal.
Step 3: Initiating the Transfer to a Travel Partner
Now you're in the heart of the Ultimate Rewards portal.
QuickTip: Stop and think when you learn something new.
3.1 Finding "Transfer to Travel Partners"
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Look for the "Travel" Tab: At the top of the Ultimate Rewards dashboard, you'll typically see a "Travel" tab or section. Click on this.
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Select "Transfer points to partners": From the dropdown menu or options within the "Travel" section, select "Transfer points to partners." This will take you to a page listing all of Chase's airline and hotel transfer partners.
3.2 Selecting Marriott Bonvoy
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Scroll to Hotel Partners: The partners are usually categorized into "Airlines" and "Hotels." Scroll down until you find the "Hotels" section.
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Choose Marriott Bonvoy: Click on the "Marriott Bonvoy" logo or name.
Step 4: Entering Your Marriott Bonvoy Account Details
This is where you'll link your accounts.
4.1 Confirming Account Holder and Loyalty Number
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Primary Account User: Chase will likely pre-populate the name of the primary account user on your Chase card. Ensure this name matches your Marriott Bonvoy account exactly.
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Enter Your Marriott Bonvoy Account Number: Carefully input your Marriott Bonvoy loyalty program account number. Double-check for any typos!
4.2 Specifying the Transfer Amount
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Enter Points in 1,000 Increments: On the transfer screen, you'll enter the number of points you wish to transfer. Remember, it must be in multiples of 1,000.
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Review for Transfer Bonuses (If Applicable): If there's an active transfer bonus, it should be clearly displayed here, showing you the total number of Marriott Bonvoy points you will receive after the bonus is applied. Always confirm the bonus is reflected before proceeding.
Step 5: Reviewing and Confirming Your Transfer – The Final Check!
This is your last chance to review everything before the transfer is submitted.
5.1 Thoroughly Review All Details
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Recipient Name: Is the name on the Marriott Bonvoy account correct and matching your Chase account?
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Marriott Bonvoy Account Number: Is it accurate?
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Transfer Amount: Have you entered the correct number of Chase points?
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Total Marriott Bonvoy Points: If there's a bonus, does the final amount reflect it correctly?
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Understand the "No Reversal" Policy: Reiterate to yourself that this transfer is final.
5.2 Confirm and Submit
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Click "Confirm" or "Submit": Once you are absolutely confident that all details are correct, proceed to confirm the transfer.
QuickTip: Let each idea sink in before moving on.
Step 6: What Happens Next? – The Waiting Game
You've done your part! Now, it's a waiting game, but usually not a long one.
6.1 Transfer Time
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Often Instantaneous: Many Chase to Marriott Bonvoy transfers are instantaneous, meaning the points appear in your Marriott account within minutes.
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Potential for Delays: However, sometimes transfers can take a bit longer, ranging from a few hours to up to 2 days. First-time transfers or transfers to newly created Marriott Bonvoy accounts might experience slightly longer processing times.
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Check Your Marriott Bonvoy Account: Keep an eye on your Marriott Bonvoy account. You can log in on Marriott.com or use the Marriott Bonvoy app to check your point balance.
6.2 Booking Your Marriott Stay
Once the points appear in your Marriott Bonvoy account, you're ready to book!
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Log into Marriott.com: Use your Marriott Bonvoy credentials.
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Search and Book: Proceed with your hotel search and book your desired award stay using your newly transferred points.
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Confirm Your Reservation: You'll receive a confirmation email from Marriott once your booking is complete.
Related FAQ Questions (Starting with 'How to')
Here are 10 frequently asked questions about transferring Chase points to Marriott, with quick answers:
How to check my Chase Ultimate Rewards balance?
You can check your Chase Ultimate Rewards balance by logging into your Chase online account and navigating to the "Rewards" section or directly to your Ultimate Rewards portal.
How to link my Chase account to my Marriott Bonvoy account?
You don't "link" them in a persistent way. During the transfer process, you provide your Marriott Bonvoy account number to Chase for that specific transfer. Ensure the name on both accounts matches.
How to find my Marriott Bonvoy account number?
You can find your Marriott Bonvoy account number by logging into your Marriott Bonvoy account on Marriott.com or through the Marriott Bonvoy mobile app. It's usually displayed on your profile or account summary.
Tip: Take a sip of water, then continue fresh.
How to know if there's a Chase to Marriott transfer bonus?
Chase will typically advertise any active transfer bonuses directly within the Ultimate Rewards portal on the "Transfer points to partners" page. Keep an eye on points and miles blogs as well for announcements.
How to reverse a Chase to Marriott points transfer?
Unfortunately, you cannot reverse a Chase to Marriott points transfer. All transfers are final and irreversible, which is why careful planning is essential.
How to maximize the value of Marriott Bonvoy points?
Maximize value by booking during off-peak times, utilizing the "Stay for 5, Pay for 4" benefit, and looking for properties where the cash rate is disproportionately high compared to the points rate.
How to get elite status with Marriott Bonvoy faster?
Holding a Marriott co-branded credit card from Chase or American Express can grant you automatic elite night credits annually, helping you achieve status faster. Spending on these cards can also earn additional elite nights.
How to transfer Chase points to another person's Marriott account?
Chase generally allows you to transfer points to another household member (who shares your address) if they are an authorized user on your eligible Chase card. However, the name on their Marriott account must match their name on your Chase account.
How to use Marriott Bonvoy points for flights or car rentals?
While possible, redeeming Marriott Bonvoy points for flights or car rentals generally offers poor value compared to hotel stays. It's usually best to stick to hotel redemptions.
How to avoid common mistakes when transferring points?
Always double-check your Marriott Bonvoy account number, ensure the name on both accounts matches perfectly, confirm the points needed for your desired redemption, and verify any transfer bonuses before initiating the transfer, as it's irreversible.
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