How Much Is Roadside Assistance With Allstate

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Life on the road is full of unexpected twists and turns. One minute you're cruising along, enjoying the scenery, and the next, poof! – a flat tire, a dead battery, or an empty fuel tank leaves you stranded. It's in these moments that a reliable roadside assistance plan can be a true lifesaver, offering peace of mind and a quick solution to your vehicular woes. If you're an Allstate customer, or considering becoming one, you might be wondering: "How much is roadside assistance with Allstate?"

Well, you've come to the right place! This comprehensive guide will break down everything you need to know about Allstate's roadside assistance options, their costs, what they cover, and how to get the help you need, step by step.

Step 1: Understanding Your Allstate Roadside Assistance Options

Before we dive into the nitty-gritty of pricing, let's understand the different ways Allstate offers roadside assistance. This is crucial because the cost and coverage vary significantly depending on the option you choose. So, which option sounds like it fits your driving style best?

Sub-heading 1.1: The "Pay-Per-Use" Option (Good Hands Rescue®)

Imagine you're an infrequent driver, or perhaps you just want the flexibility of only paying for help when you need it. This is where Allstate's "Pay-Per-Use" service, previously known as Good Hands Rescue®, comes in.

How it works: You don't need a pre-existing Allstate policy or a membership. When you find yourself in a bind, you simply request assistance through the Allstate Mobile app.
Cost Snapshot: Towing generally starts at around $154, with the price depending on the specific service request and distance. Other services like jump-starts, lockouts, fuel delivery, and tire changes may cost around $69 per incident. You pay as you go, with a secure credit card transaction.
Who it's for: This is ideal for drivers who want on-demand assistance without recurring fees. It's perfect if you value flexibility and control over your expenses, only paying when a situation arises.

Sub-heading 1.2: The "Insurance Add-On" Option

For many Allstate auto insurance policyholders, adding roadside assistance directly to their policy is the most convenient and often most cost-effective choice.

How it works: This is an optional coverage you can include with your Allstate car insurance policy. It integrates seamlessly with your existing policy.
Cost Snapshot: This option can be surprisingly affordable, with rates as low as $25 per vehicle per year. This breaks down to less than $3 per month!
Who it's for: This is a great fit for existing Allstate auto insurance customers who want a layer of protection and peace of mind without a separate membership. It's a "set it and forget it" solution.

Sub-heading 1.3: Allstate Motor Club® Membership Plans

If you're looking for more comprehensive benefits and tend to travel frequently, or want coverage for multiple vehicles and household members, the Allstate Motor Club offers dedicated membership plans. You don't even need to be an Allstate insurance policyholder to join!

How it works: You enroll in a specific membership plan (Roadside Assist or Roadside Advantage) and pay a monthly or annual fee.
Cost Snapshot:
- Roadside Assist:
  - First year: As low as $73 annually (or approximately $6.09/month).
  - Renewal: Around $78 annually (or approximately $6.50/month).
  - Includes 10 miles of towing per rescue (up to $150 per incident limit), jump starts, fuel delivery (you pay for the fuel), lockout service, and tire changes. You get up to 5 rescues a year.
- Roadside Advantage:
  - First year: As low as $89 annually (or approximately $7.42/month).
  - Renewal: Around $105 annually (or approximately $8.75/month).
  - Includes all Roadside Assist benefits, plus up to $100 reimbursement for tire and wheel repair/replacement due to road hazards (up to twice per year), and a trip interruption benefit of up to $1,500 for unexpected expenses when your car breaks down more than 100 miles from home. Also up to 5 rescues a year.
Who it's for: This is ideal for individuals and families who desire extensive coverage, including benefits for trip interruption and tire damage. It's perfect if you're on the road a lot, or have multiple drivers in your household.

Step 2: Evaluating What's Included in Each Option

Now that you know the general pricing, let's break down the specific services typically covered by each Allstate roadside assistance option. It's important to note that while core services are consistent, the limits and additional benefits can vary.

Sub-heading 2.1: Common Roadside Services Across Allstate Options

Regardless of whether you choose pay-per-use, an insurance add-on, or a membership, you can generally expect coverage for:

Towing Service: If your vehicle is inoperable due to a mechanical breakdown or accident, Allstate can arrange for a tow to the nearest qualified repair facility. Mileage limits or dollar limits may apply depending on your plan. For instance, membership plans often include 10 miles of towing per rescue.
Battery Jump-Starts: A dead battery is a common inconvenience. Allstate can dispatch a service provider to jump-start your vehicle.
Flat Tire Changes: If you have a flat tire and a properly inflated spare, a service technician can help you change it.
Fuel Delivery: Ran out of gas? Allstate can deliver a small supply of fuel (typically up to 2 gallons) to get you to the nearest gas station. Note: The cost of the fuel itself is usually at the member's expense.
Lockout Service: Locked your keys in your car? Allstate can send a service provider to help you gain access to your vehicle.

Sub-heading 2.2: Enhanced Benefits with Membership Plans

The Allstate Motor Club membership plans (Roadside Assist and Roadside Advantage) offer additional perks beyond the standard roadside services:

Roadside Assist: Primarily focuses on the core services listed above, with the benefit of being a pre-paid service rather than pay-per-use.
Roadside Advantage: This is where the extra value comes in.
- Tire and Wheel Repair & Replacement: This is a significant benefit. If your tire or wheel is damaged due to a road hazard, you can be reimbursed for repair or replacement costs (up to a certain limit, often $100 per incident, up to twice per membership year).
- Trip Interruption: If your vehicle breaks down more than 100 miles from your home and you incur unexpected expenses for lodging, meals, or alternative transportation while your car is being repaired, the Roadside Advantage plan can reimburse you up to a specified limit (e.g., $1,500).
- Household Plans: Membership plans allow you to include additional household members, extending the roadside protection to your entire family.

Step 3: Considering Factors That Influence Your Cost

While we've provided general pricing, the exact cost you pay for Allstate roadside assistance can be influenced by a few factors:

Sub-heading 3.1: Your Current Allstate Insurance Policy

If you're already an Allstate auto insurance policyholder, adding roadside assistance as an endorsement is often the cheapest way to get coverage. The cost will simply be an additional, typically small, premium to your existing policy.

Sub-heading 3.2: The Level of Coverage You Desire

As you saw with the membership plans, the more comprehensive the benefits you want (e.g., trip interruption, tire/wheel protection), the higher the annual or monthly fee. Assess your driving habits and potential risks to determine how much coverage you truly need.

Sub-heading 3.3: Number of Vehicles and Drivers

If you're opting for a membership plan, the cost may vary slightly if you choose to add multiple household members or vehicles to your plan. Allstate often allows you to include a second household member at no additional charge for the first year of membership plans.

Sub-heading 3.4: Promotional Offers

Keep an eye out for any promotional offers Allstate might have. They sometimes offer discounts on first-year membership fees or special rates for adding roadside assistance to new insurance policies.

Step 4: How to Get Allstate Roadside Assistance

Once you've decided on the option that best suits your needs, knowing how to actually request assistance is paramount. Allstate makes it quite convenient.

Sub-heading 4.1: Requesting Help with the Allstate Mobile App

This is often the fastest and most efficient way to get help, especially for pay-per-use services.

Download the Allstate Mobile App: If you don't already have it, download it from your app store.
Log In or Select Pay-Per-Use: If you're an Allstate policyholder or Motor Club member, log in to your account. If you're using pay-per-use, simply select that option.
Request Service: Follow the prompts to specify your location and the type of assistance you need (e.g., flat tire, tow, jump start).
Track Your Service Provider: The app allows you to track the arrival of your service provider in real-time, giving you an estimated time of arrival (ETA).

Sub-heading 4.2: Calling Allstate Roadside Assistance

If you prefer to speak with someone, or don't have access to the app, you can always call.

Allstate Roadside Assistance Phone Number: You can typically call 1-800-347-8880 for immediate roadside assistance.
Provide Your Information: Be ready to provide your location, vehicle details, and the nature of your breakdown.

Step 5: Making an Informed Decision: Is Allstate Roadside Assistance Worth It?

Ultimately, the value of roadside assistance comes down to peace of mind and financial protection against unexpected breakdowns.

Sub-heading 5.1: Weighing the Costs Against Potential Expenses

Consider the potential cost of a one-off tow or service call without coverage. A single tow can easily run you hundreds of dollars, far exceeding the annual cost of an Allstate roadside assistance add-on or even a basic membership.

Sub-heading 5.2: The Convenience Factor

Being stranded on the side of the road, especially in an unfamiliar area or at an inconvenient time, can be incredibly stressful. Allstate's services offer the convenience of quickly getting professional help dispatched, saving you time and hassle.

Sub-heading 5.3: Driving Habits and Risk Tolerance

If you drive an older vehicle, drive long distances frequently, or travel in areas with limited service options, roadside assistance is a highly valuable investment.
If you rarely drive, or only drive short distances in a familiar area, the pay-per-use option might be sufficient.

In summary, Allstate offers flexible roadside assistance options to suit various needs and budgets. From the economical insurance add-on to the comprehensive membership plans and the convenient pay-per-use service, you can find a solution that provides peace of mind on the road.

Frequently Asked Questions (FAQs)

Here are 10 common questions about Allstate roadside assistance, with quick answers:

How to add roadside assistance to my Allstate policy? You can typically add roadside assistance to your Allstate auto policy by contacting your Allstate agent, logging into your My Account online, or calling Allstate customer service.
How to request pay-per-use roadside assistance from Allstate? You can request pay-per-use roadside assistance directly through the Allstate Mobile app, even if you don't have an Allstate policy or membership.
How to track my roadside assistance service from Allstate? If you've requested service through the Allstate Mobile app, you can track your service provider's arrival in real-time on the app.
How to get reimbursed for roadside assistance if I paid out of pocket? If you have a membership plan and needed to pay a service provider directly because Allstate couldn't locate one, you may be able to submit a reimbursement request with a legible copy of the invoice to Allstate Motor Club. It's always best to contact Allstate first before getting independent service.
How to cancel my Allstate Roadside Motor Club membership? To cancel your Allstate Motor Club membership, you should contact Allstate's customer service directly via phone or through their online portal.
How to find the Allstate roadside assistance phone number? The general Allstate roadside assistance phone number is 1-800-347-8880. This number is also often found on your insurance ID card or in the Allstate Mobile app.
How to know if my rental car is covered by Allstate roadside assistance? Typically, your Allstate Motor Club membership works in any car you drive or ride in, including rented and borrowed ones. If you have it as an add-on to your personal auto policy, it generally covers the vehicle insured on your policy, and sometimes the driver in other vehicles. It's best to confirm with Allstate directly.
How to include other household members in my Allstate roadside assistance plan? Allstate Motor Club membership plans often allow you to include a second household member at no additional charge for the first year, and some plans allow you to add up to 5 additional household members for an extra fee. Check your specific plan details.
How to know the towing limit for my Allstate roadside assistance? The towing limit depends on your specific plan. For membership plans, it's typically 10 miles of towing per rescue, with a maximum covered benefit of $150 per incident. For pay-per-use, a tow often starts at $154. Check your policy or membership details for exact limits.
How to compare Allstate roadside assistance with other providers? To compare, look at the annual cost, the types of services covered (towing distance, jump-starts, lockouts, fuel, tire changes), additional benefits (trip interruption, tire protection), and customer service ratings for various providers like AAA, GEICO, Progressive, etc.

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