The Broke Life Chronicles: Conquering Mount Moneyview with a Credit Score Lower Than Your Meme Stash
So, you're here. The land of the financially challenged, the ramen noodle connoisseurs, the people who know the exact number of cents left in their bank account. Fear not, fellow strugglers, for I, Captain Cash-Strapped, am here to guide you on your quest for a loan from the mighty Moneyview.
But wait, I hear you cry, "Isn't a good credit score like the holy grail of loans? And mine resembles a deflated pool float?" fret no more, for Moneyview, bless their generous souls, has lower credit score requirements than your chances of getting invited to the cool kids' table in high school. (Although, that might still be a challenge.)
Before we embark on this glorious journey, a word of caution: Loans are serious business, folks. Don't go overboard and end up swimming in a sea of debt. Only borrow what you can truly afford to repay.
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Now, grab your phone, dust off your financial hat (or, if you're feeling fancy, a monocle), and let's get this loan-applying party started!
How To Get Loan From Money View |
Step 1: The Eligibility Gauntlet
First things first, are you even eligible to climb Mount Moneyview? Fear not, the requirements are pretty chill:
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- Be salaried or self-employed (even that side hustle selling friendship bracelets counts!)
- Have a monthly in-hand income of at least ₹13,500 (if salaried) or ₹15,000 (if self-employed). Every penny counts, my friends!
- Minimum credit score of 650 (remember, lower than your meme collection's quality is okay here).
- Be between 21 and 57 years old. Sorry, young padawans and wise elders, this loan is for the in-betweeners.
Phew, you made it through the gauntlet! Now, onto the fun part...
Step 2: App-lication Glorious App-lication
Download the Moneyview app and get ready to unleash your inner loan ninja. The process is 100% online, so you can ditch the suit and tie (or pyjamas, no judgement here).
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Here's what you'll need to do:
- Fill out the online form: It's like a multiple-choice test, but instead of choosing your favourite colour, you'll be picking your loan amount and repayment tenure. Exciting, right?
- Get ready for your close-up: Moneyview uses fancy technology to verify your identity. So, channel your inner superstar and take a selfie. Just make sure you're not wearing last night's pizza stains (or maybe they do accept that as proof of life, who knows?).
- Document your awesomeness: Upload pictures of your PAN card, ID proof, and address proof. Basically, convince them you're a real person who exists in the real world (and hopefully has a good credit score hiding somewhere).
And that's it! You've successfully applied for the loan. Now, sit back, relax, and maybe refresh the app every five seconds to see if you've been approved (don't worry, we've all been there).
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Remember, with great loans comes great responsibility. Use the money wisely, and you'll be singing the praises of Moneyview in no time (just don't sing it off-key, please).
Disclaimer: This is for informational purposes only and should not be considered financial advice. Always do your own research and consult with a financial professional before making any financial decisions.