So, Your ICICI Credit Card Bill Landed in the Wrong Hands (Your Other Bank Account)? No Sweat, We've Got You Covered!
We've all been there. You're scrolling through your emails, whistling a happy tune, when bam! An email notification pops up with the subject line "ICICI Credit Card Statement - Payment Due." Your heart skips a beat. Panic sets in. You forgot to transfer the money to your ICICI account, and the due date is looming like a hungry monster under your bed.
But fear not, fellow forgetful friend! This post is your knight in shining armor, ready to guide you through the glorious (and surprisingly simple) process of paying your ICICI credit card bill using your other bank account.
Option 1: NEFT to the Rescue!
- NEFT: National Electronic Funds Transfer. Sounds fancy, right? But fear not, it's as easy as pie (or maybe a slice of delicious mango cake, depending on your taste buds).
- Here's the lowdown:
- Log in to your other bank's internet banking portal.
- Find the bill payments section (it might be called something different, but don't worry, it's usually hiding in plain sight).
- Select "Add Biller" and search for "ICICI Bank Credit Card." If you can't find it, you can manually add the details:
- Account Name: Your Name (as it appears on your ICICI credit card statement)
- Account Number: Your 16-digit ICICI credit card number
- IFSC Code: ICIC0000004
- Enter the amount you want to pay (don't forget to check your statement for the outstanding balance!).
- Double-check all the details, take a deep breath, and hit that "pay" button!
- Heads up: It might take 3 working days for the payment to reflect on your credit card account. So, plan accordingly and avoid that late payment fee (which, let's be honest, is nobody's friend).
Option 2: Click to Pay - Your One-Stop Shop for Payments
- Feeling a little intimidated by NEFT? No worries, ICICI Bank has your back with Click to Pay.
- Here's the deal:
- Head over to the ICICI Bank Click to Pay website.
- Select "Other Bank Account" as the payment mode.
- Enter your ICICI credit card details and the amount you want to pay.
- Select your other bank from the list of participating banks.
- Log in to your other bank's internet banking using your login credentials.
- Approve the transaction, and voila! You're good to go.
- Similar to NEFT, the payment reflection might take up to 3 working days.
Remember: No matter which method you choose, always double-check the details before hitting that "pay" button. And, for the love of all things good, don't wait until the last minute!
So there you have it! Paying your ICICI credit card bill from your other bank account is a breeze. Now you can go back to whistling your happy tune, knowing that your credit score is safe and sound (and your late fees are nowhere to be seen).