Craving Cashback? How to Use Your Chase Card Before It Even Shows Up (Because Patience is a Virtue You Don't Always Have)
Let's face it, waiting for that shiny new credit card in the mail is like watching paint dry – exciting for nobody. You're itching to snag those sweet rewards, but your physical card is MIA, leaving you feeling like a financial wallflower. Fear not, impatient friends! Chase has a nifty little feature called Spend Instantly that lets you whoop it up with your plastic (well, not literally) before it even arrives.
But first, a word of caution: While spending virtually is all fun and games, remember, real money is being spent. Don't go overboard just because you can't see the plastic burning a hole in your pocket. Use this power responsibly, like a responsible adult...ish.
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| How To Use Credit Card Before It Arrives Chase |
Here's the Lowdown on Spend Instantly:
What is it? Think of it as a credit card magic trick. You get instant access to your card's credit limit through your digital wallet (like Apple Pay or Google Pay) before the physical card arrives.
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How does it work?
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- Download the Chase Mobile App: This is your magic wand.
- Log in and find your new card: It should be gleaming with potential (and hopefully not future debt).
- Head to "Account Services" and click "Digital Wallets." This is where the real magic happens.
- Choose your digital wallet and follow the prompts. It's like adding any other card, but way cooler because it's instant gratification.
What can you buy with Spend Instantly?
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Pretty much anything that accepts digital wallets, which is like, everything nowadays. From online shopping sprees (within reason, of course) to impressing your friends at brunch (just don't forget the tip!), Spend Instantly has you covered.
Important things to remember:
- Not all cards are eligible: Check with Chase to see if your new card qualifies for the Spend Instantly treatment.
- There's a spending limit: You can only spend up to half of your credit limit with Spend Instantly.
- You still need to activate your physical card: Once it arrives, don't forget to activate it the old-fashioned way.
So, there you have it! Now you can shop like a boss (responsibly, of course) even before your physical card arrives. Just remember, with great power comes great responsibility (and maybe a slightly lighter wallet, but hopefully filled with amazing rewards!).
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