Cash App and Credit Cards: A Match Made in... Wait, What?
Ever stared longingly at that new pair of shoes, only to realize your checking account is drier than a desert after a sandstorm? Or maybe you're an adulting adult who needs to, ahem, responsibly pay a bill (don't worry, we've all been there). That's where Cash App comes in, the financial app that's like your cool, slightly mischievous friend. But here's the thing: Cash App and credit cards? It's a complicated relationship.
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| How To Use Credit Card Cash App |
Can You Even Use a Credit Card on Cash App?
Short answer: Yes, but with a big fat asterisk. You can link your credit card to Cash App, but using it comes with some hidden fees and dangers, like a cute, fluffy kitten with razor-sharp claws.
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The Nitty Gritty: How to Link Your Credit Card (But Maybe Don't?)
- Open the Cash App and tap the profile picture in the top right corner. Because, let's face it, who doesn't love a good profile pic?
- Select "Linked Banks" and then "Link Credit Card." This is where things get interesting.
- Enter your credit card information and pray to the financial gods that you don't accidentally buy that 17th avocado keychain. We've all been there.
But here's the catch:
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- Cash App considers using a credit card a cash advance. This means you'll likely be hit with a cash advance fee on top of the regular transaction fee. Basically, it's like paying extra for the privilege of spending money you don't have (yet).
- Interest rates on cash advances are typically higher than regular credit card purchases. So, that $20 coffee you buy today could end up costing you significantly more down the road.
So, Should You Use a Credit Card on Cash App?
Probably not. It's generally a financial no-no due to the fees and high-interest rates. It's like that delicious-looking cake you know you shouldn't eat (but totally will anyway).
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Instead, consider:
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- Linking your debit card to Cash App. This way, you're only spending the money you actually have.
- Finding alternative ways to manage your finances. There are plenty of budgeting apps and resources out there to help you stay on top of your spending.
Remember, financial responsibility is sexy. And who wouldn't want to be that person?
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