So You Wanna Be a Monopoly Mogul, But You're Facing Financial Futility? How to Mortgage Like a Mastermind (and Not a Moron)
Ah, Monopoly. The game that turns families into foes and friends into frenemies, all in the glorious pursuit of cornering the cardboard real estate market. But what happens when you land on Park Place with your pockets emptier than a thimble salesman at a knitting convention? Enter the mysterious world of mortgaging – a financial maneuver so crucial, it deserves a gold-plated thimble trophy.
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| How Do You Mortgage Property In Monopoly |
Don't Panic! But Do Pay Attention (Because Seriously, These Rules Are Simpler Than Using Actual Monopoly Money)
First things first: mortgaging is NOT selling. Think of it as a fancy way of saying, "Hey Mr. Banker, can I borrow some cash against this property? I promise I'll be good for it... eventually." Here's the down-low on how it works:
Tip: Note one practical point from this post.
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Step 1: Check Your Inventory (Those Aren't Buildings, They're Savings in Disguise) If your property has any houses or hotels gracing its miniature streets, you gotta sell those suckers back to the bank first. They might be adorable little houses, but trust me, half-price is better than no cash at all.
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Step 2: Flip the Deed, Don't Lose It (Unless You're Also Losing Your Mind)
Turn that fancy property deed face down. On the back, you'll find a magical number – the mortgage value. This is the amount of cash you'll get from the bank. Cha-ching!
Important Side Note: Don't be a dummy and lose the deed altogether. Without it, you've got about as much claim to that property as a stray dog has to a fire hydrant.
Tip: Take your time with each sentence.
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But Wait, There's More! (Because There Always Is With Monopoly)
Now, here's the not-so-fun part: mortgaged properties are rent collection black holes. You won't see a dime until you un-mortgage the property, which comes at a cost. To get your grubby little mitts back on that rent money, you gotta pay the bank back the mortgage value PLUS 10% interest. Ouch. That's like that time you "borrowed" your friend's limited edition Monopoly cat token and "accidentally" dropped it in the bathtub.
Tip: Context builds as you keep reading.
Top Tip: If you're feeling flush with cash later in the game, consider un-mortgaging strategically. Sometimes, that extra rent income can be the difference between buying Boardwalk and crying into your tiny stack of Monopoly money.
QuickTip: Compare this post with what you already know.
So, to Recap: Mortgaging Like a Monopoly Maestro
- Mortgaging gets you quick cash, but collecting rent becomes a distant dream.
- Sell any buildings on the property first (because seriously, who needs a miniature doghouse on a mortgaged property?).
- Remember, un-mortgaging requires the original mortgage value PLUS 10% interest (so don't plan on skipping out on that bill).
Now go forth and conquer the Monopoly market! Remember, a wise investor knows when to borrow and when to build an empire of miniature houses (that they can totally sell back to the bank for half price if things get hairy). Just don't end up like that one uncle who always insists on using his real money because "these fake bills are rigged!"
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