So You're Done With The Walton Fam Bam? How to Cancel Your Walmart Credit Card in Style (or at least without crying)
Let's face it, relationships end. Maybe you found a new credit card with a cashback that makes Scrooge McDuck look like a loose change enthusiast. Maybe you're tired of explaining to your friends why you have a credit card with a giant blue smiley face. Whatever the reason, you're here because you're ready to cut the cord with your Walmart credit card.
Don't worry, we've all been there. We've all swiped a little too enthusiastically in the self-checkout line, lured in by the siren song of a $3 spatula and a bag of gummy bears that could feed a small village. But fear not, brave credit card canceller, because freedom is just a few steps away!
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How To Cancel A Walmart Credit Card |
Choosing Your Cancellation Caper
There are a few ways to accomplish this noble quest. Consider these options and pick your poison (or should we say, plastic?):
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Phone It In (Like a 90s Breakup): Dial 1-800-SAYONARA-WALMART (this number isn't real, but you get the idea). Be prepared to explain your decision to a friendly (or maybe not-so-friendly) customer service rep. Bonus points if you can work in a reference to a bad experience in the diaper aisle.
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The Digital Detox: For the introverts out there, you can cancel your card online. Just dust off your laptop, log in to your account, and navigate the labyrinthine menus until you find the glorious "close account" button. Warning: This may involve answering a series of soul-crushing questions about why you're leaving. Just say you're moving to a commune that only accepts bartering with hand-knitted socks.
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Snail Mail Surprise: Channel your inner grandma and send a certified letter requesting account closure. The suspense will be agonizing, but hey, at least you can stock up on stationery while you wait.
Parting is Such Sweet Sorrow (But Not Really)
Once you've completed your chosen cancellation method, celebrate! Do a victory dance in the frozen food aisle. Treat yourself to a non-Walmart credit card purchase (maybe something a little more highbrow than a giant inflatable pool flamingo). Remember, the world is your oyster (or perhaps a slightly less expensive bivalve) now that you're free from the clutches of the blue smiley face card.
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Just Remember...
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- Make sure your balance is paid in full! Don't let a lingering debt haunt you like a rogue yodeling Walmart employee.
- Check your rewards situation. Will cancelling mean losing those hard-earned points? Don't let them disappear faster than a rotisserie chicken on a Sunday afternoon.
So there you have it! Canceling your Walmart credit card is a breeze (well, maybe not a literal ocean breeze, but you get the idea). Now go forth and conquer the world of credit card rewards, just maybe skip the gummy bears this time.