Ding Dong! You're Free! (From Your NAB Mortgage, That Is)
Congratulations, champion! You've conquered the mortgage monster and slain the home loan dragon. Now you're probably wondering, "But how do I get NAB to evict their grubby little paws from my property deed?" Fear not, fearless homeowner, for this guide will be your key to discharging your NAB mortgage and finally claiming your title as the sole ruler of your brick (or perhaps, fancy-schmancy marble) castle.
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| How To Discharge Mortgage Nab |
Step 1: Prepare for Mortgage Discharge Takeoff (Without a Spaceship, Thankfully)
First things first, check your loan balance. Is it a big, fat zero? Excellent! That means you're ready to initiate the discharge process. If not, well, buckle up and keep making those repayments. Remember, even the mightiest heroes need to pay their dues (though maybe not to a mortgage monster).
Step 2: The All-Important Discharge Authority Form - Your Ticket to Freedom (Seriously, It's a Form)
NAB, bless their mortgage-monster-evicting hearts, has a nifty little form called the "Mortgage Discharge Authority Form". This is basically your permission slip for NAB to unhand your title deed. You can find this form lurking in the depths of the NAB website [highlight This sounds scary, but don't worry, it's actually quite straightforward].
Tip: Read the whole thing before forming an opinion.
Here's the fun part: Grab a pen (or if you're feeling fancy, a quill), channel your inner medieval knight, and sign the form with a flourish.
Top Tip: Don't try to write the form in invisible ink or lemon juice. NAB needs a clear signature, not a magic trick.
Reminder: Reading twice often makes things clearer.
Step 3:??? (Dasu = Send it Out) - Let NAB Know You Mean Business (But in a Nice Way)
Now that you've signed the form, it's time to send it on its merry way to NAB. You have two options, both equally excellent:
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- Option 1: Email Express - Scan the form (or, you know, take a really clear picture) and fire it off to NAB at discharge.authority@nab.com.au. Be sure to include a copy of your Contract of Sale if you're discharging the mortgage because you're selling your property.
- Option 2: Operation Snail Mail - If you're more of a traditionalist, you can print the form, sign it with your fanciest penmanship, and mail it to NAB. Just make sure you allow enough time for it to arrive (because let's face it, carrier pigeons are no longer a thing).
Remember: NAB needs at least 10 business days to process your discharge request. So don't wait until the last minute to send in the form, or you might find yourself jousting with a bureaucratic windmill (which, trust me, is no fun).
QuickTip: Scan the start and end of paragraphs.
Step 4: Celebrate! (Because You Deserve It)
Once NAB has processed your discharge request, you'll be officially free and clear! Now's the time to pop the champagne (or your favorite beverage) and celebrate your newfound freedom from the mortgage monster.
Bonus Tip: While you're celebrating, consider using some of your newfound financial freedom to frame your title deed. It'll be a constant reminder of your epic battle and glorious victory!
Tip: Reading twice doubles clarity.
So there you have it, adventurers! With a little preparation and a dash of paperwork, you can successfully discharge your NAB mortgage and take back complete control of your property. Now go forth and conquer new financial frontiers!
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