So you've got a Visa gift card burning a hole in your virtual pocket... and it doesn't have a flamethrower attachment?
Ah, the age-old dilemma. You've been gifted a Visa gift card, a plastic rectangle of potential, but all you want is the cold, hard cash to jingle in your real pockets and impress that cashier with your impressive (and slightly damp) collection of lint. Fear not, friend, for I, the Sultan of Savings (and occasional dispenser of dubious financial advice), am here to guide you through the murky waters of converting your virtual dough into physical moolah.
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| How To Get Cash From Visa Gift Card Venmo |
Step 1: Embrace the Venmo Vortex (but watch out for the fees!)
First things first, you'll need the magical money app known as Venmo. Download it, sign up, and be prepared to be bombarded with pictures of your friend's questionable brunch choices. But hey, that's the price of progress (and possibly future heartburn).
Now, here's the important bit: Venmo, bless its peer-to-peer heart, doesn't accept all prepaid cards. Make sure your Visa gift card is network branded (think Visa, Mastercard, etc.) and registered under your name. If it checks those boxes, high five yourself and proceed to the next step.
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Step 2: Befriend Your Visa Gift Card (it's lonely in the digital world)
Open the Venmo app, tap the profile picture in the top corner (because everyone loves a good selfie, even your financial profile), and navigate to "Settings" and then "Payment Methods". Click on "Add bank or card" and choose "Card". Here's where the magic (or mild frustration) happens.
Enter your Visa gift card information, including the number, expiration date, and that three-digit code on the back (don't share that with anyone, not even your grandma who insists she needs it to "verify your identity"). If the card gods are smiling upon you, Venmo will accept your offering and add your gift card as a payment method.
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Step 3: The Cash-Out Caper (with a dash of responsibility)
Now comes the moment of truth. Head back to your profile picture and tap on "Manage Balance". Here, you'll see the glorious option to "Add money". Select your newly added Visa gift card and enter the amount you want to withdraw. But be warned, dear adventurer, Venmo charges a fee of 3% for transferring money out. So, if you're withdrawing $20, expect to lose a cool 60 cents to the Venmo monster (who probably has a very expensive avocado toast habit).
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Once you've accepted the inevitable fee and confirmed the withdrawal, Venmo will transfer the money to your linked bank account. The waiting time can vary, but generally, it takes 1-3 business days.
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Voila! You've successfully converted your virtual Visa into physical cash, ready to be spent on important things like... well, whatever your heart desires (just remember, with great financial power comes great responsibility, use it wisely, young grasshopper).
Bonus Tip: If you're feeling social and have a friend who trusts you implicitly (and maybe owes you a favor), you could send them the money from your Visa gift card via Venmo and have them withdraw it to their bank account and then pay you back in cash. Just be sure to communicate clearly and avoid any misunderstandings that might involve accusations of "borrowing" and not "paying back."
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Remember, this strategy should only be used with trusted friends and avoid any shady transactions that could violate Venmo's terms of service. After all, we don't want to get banned from the magical land of peer-to-peer payments, do we? Now, go forth and conquer the world, one crisp dollar bill at a time!
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