So You're Broke in Monopoly? How to Mortgage Like a Mastermind (and Not a Moron)
Ah, Monopoly. The game of buying streets, bankrupting friends, and unleashing passive-aggressive fury like a fire-breathing dragon. But what happens when your fake Monopoly money situation is drier than a week-old bagel? Enter the majestic, misunderstood art of mortgaging.
| How To Mortgage Property Monopoly |
Don't Panic! You're Not Going to Jail (Yet)
Mortgaging a property isn't a one-way ticket to debtor's prison. It's simply borrowing money from the bank using your property as collateral. Think of it like a fancy pawn shop for houses and hotels, except with slightly less judgment (hopefully).
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Here's the How-To (without the boring Monopoly rulebook jargon):
- Sell any buildings on the property back to the bank at half price. We're downsizing, honey!
- Turn the Title Deed card face down and collect the mortgage value (printed on the back) from the ever-so-helpful banker (who may or may not be secretly judging your financial decisions).
Voila! You've got some much-needed cash to avoid that pesky rent or buy that essential thimble from your equally broke neighbor.
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But Wait, There's a Catch (of course there is)
Just like that sketchy loan shark down the street (but hopefully less threatening), mortgaging comes with a price:
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- You can't collect rent on the mortgaged property. So long, sweet passive income!
- Lifting the mortgage (fancy term for paying it back) requires the mortgage value plus 10% interest. Ouch. That Monopoly money just got a little less Monopoly and a little more "real world."
Mortgage Like a Monopoly Maestro: Pro Tips from a (Slightly) Seasoned Player
- Mortgage strategically: Don't just hock your Park Place on a whim. Consider mortgaging properties that are less likely to land high rents.
- Remember, you can still sell mortgaged properties: Just negotiate a price with the buyer, who can then choose to lift the mortgage immediately (paying the bank) or keep it mortgaged (and pay you 10% interest, booyah!).
- Don't over-mortgage: Remember, the goal is to win, not become the bank's biggest borrower.
The Bottom Line:
Mortgaging can be a powerful tool in your Monopoly arsenal, but use it wisely, young grasshopper. Remember, the key to Monopoly mastery is strategy, cunning, and maybe a little bit of luck (especially when rolling those dice). Now go forth and conquer the board (and maybe avoid landing on Boardwalk)!
Tip: Read once for flow, once for detail.![]()