So You Want to Be a Texas-Sized Mortgage Loan Originator, Eh? Buckle Up for the 20-Hour NMLS Course!
Howdy, partner! Dreaming of wranglin' in those sweet mortgage deals and ridin' high on a wave of loan applications? Well, hold your horses (and Stetsons) there, buckaroo, because before you can say "yeehaw" to a lucrative career, there's a little hurdle called the 20-hour NMLS pre-licensing course.
Now, this here course might not be as thrilling as a rodeo, but it's an essential step to mosey on into the world of mortgage loan origination. But hey, at least you won't get bucked off a bull while learnin', right?
But How Long Does This Rootin' Tootin' Course Last, You Ask?
Now we're talkin'! Unlike your uncle Clem's never-ending stories about the time he wrestled a catfish the size of a pickup truck, the good news is the 20-hour NMLS course itself only takes about... well, 20 hours. Shocking, I know.
But hold on to your hats, there's a twist to this Texas two-step. You see, while the course itself might be a one-day kind of shindig, those 20 hours of knowledge have a shelf life, just like that half-eaten bag of jerky in your truck.
The Great NMLS Course Shelf-Life Showdown: Three Years or Bust!
That's right, partner. You gotta use those hard-earned mortgage learnings within three years of completin' the course. Don't let those hours gather dust like a tumbleweed in a ghost town.
Why three years, you ask? Well, the mortgage world moves faster than a jackrabbit on a hot tin roof, and regulations can change quicker than a chameleon changes colors. Those three years ensure your knowledge is fresh and up-to-date.
Don't Be a Lone Ranger: Pass That NMLS Exam!
Here's the real kicker: those 20 hours are just the start of your journey. You gotta put that knowledge to the test and pass the NMLS exam to snag your official mortgage wranglin' license.
So, the moral of the story? Giddy up and get studyin'! Those 20 hours are your golden ticket to a rootin' tootin' career in Texas mortgage loan origination. Just remember, time is of the essence, so don't let those learnings go to waste. Now, git out there and make us proud (and maybe bring back some of that good ol' Texas BBQ)!
