So You Wanna Be a UCC Filing Filer in Texas: A Not-So-Serious Guide to Not-So-Serious Fees
Ah, Texas. Land of wide-open spaces, ten-gallon hats, and... well, filing a UCC. Now, hold your horses (or should we say, longhorns?) because before you wrangle up that there financing statement, there's a little detail called the filing fee.
What in tarnation is a UCC filing fee, you ask?
Glad you asked, pilgrim! It's the price you pay to Uncle Sam (or rather, the Texas Secretary of State) to have your shiny new UCC officially recorded. Think of it as a tollbooth on the highway to financial security.
Now, how much does this here tollbooth cost?
Well, that's where things get a tad more interesting than a tumbleweed rolling down Main Street. The filing fee depends on the size of your UCC filing, like a choose-your-own-adventure for paperwork. Buckle up, partner, because here's the breakdown:
- The Short and Sweet: Got a UCC that's two pages or less? That'll set you back a cool $25. Not bad for a little peace of mind, knowing your collateral is covered like a plate of pecan pie at a church social.
- The Texas-Sized Tome: If your UCC needs more space to roam than a steer on a ranch, (think three pages or more) then you're looking at a $40 fee. Hey, big financing statements gotta pay big bucks, right?
But wait, there's more!
Just like you can't get a decent cup of sweet tea without a dash of somethin' special, there are a few other fees to consider:
- The Need-for-Speed Fee: Want your UCC filed faster than a jackrabbit on a hot day? Then you can pony up an extra $15 for expedited processing. Think of it as express lane for your paperwork.
- The Lone Star State Surprise: There might be some additional county-level fees depending on where you're filing. So, best to check with your local county clerk's office before you mosey on down to file.
Don't fret, partner!
These fees ain't enough to break the bank (well, maybe not a piggy bank made of gold). Filing a UCC is still a mighty fine way to protect your business interests.
The Takeaway:
Filing a UCC in Texas is a breeze, and the fees are reasonable (unless your UCC manuscript rivals a Tolstoy novel). So, saddle up, grab your paperwork, and get ready to ride that UCC filing wave to financial freedom! Just remember to keep some extra cash handy in case you hit a tollbooth or two.
