Sharing the Lowe's Love: How to Make Someone an Authorized User (Without Ruining Your Friendship)
Let's face it, Lowe's is a wonderland for anyone who enjoys tinkering, fixing, or accidentally acquiring enough lumber to build a small cabin (hypothetically). But what if you have a friend or family member who also gets giddy over a perfectly organized screw aisle? Fear not, for there's a way to share the Lowe's love – by making them an authorized user on your Lowe's card!
But First, Why Bother?
Here's the skinny: Making someone an authorized user can be a great way to:
- Build their credit: If your friend Timmy has the credit score of a hamster lost in a sock drawer, being an authorized user on your Lowe's card can give their credit history a helpful boost (as long as you, the magnificent credit master, keep up with the payments).
- Spread the Lowe's joy: Let's be honest, who wouldn't want their significant other to be able to grab that amazing drill set they've been eyeing without needing to hit you up for the card? Authorized users get their own card (shipped directly to your house...because awkward!), so they can swipe away to their heart's content (within reasonable limits, of course).
- Teamwork makes the dream work (of fixing that leaky faucet): Ever tried explaining the intricacies of a toilet flapper replacement over the phone? Not pretty. With an authorized user card, your DIY partner-in-crime can grab the necessary supplies without needing to wait for your next Lowe's pilgrimage.
However, before you go handing out Lowe's plastic like Oprah with gift baskets, there are a few things to consider:
- You're on the hook, my friend: You, the glorious primary cardholder, are ultimately responsible for all the charges made by the authorized user. So, if Timmy goes overboard on that aforementioned cabin's worth of lumber, well, that's on you. Use your power wisely, grasshopper.
- Communication is key: Talk to your soon-to-be authorized user about spending limits and responsible credit card usage. Nobody wants a friendship meltdown over a rogue package of glitter caulk (yes, that's a thing).
Alright, Alright, You're Convinced. How Do You Do It?
Here's the not-so-dramatic breakdown:
- Grab your phone, my credit card wielding warrior! Dial 1-800-444-1408 and prepare to unleash your inner Lowe's champion.
- Prepare for battle (with information): You'll need your friend/family member's full name, date of birth, and address.
- Talk to the nice people at Lowe's: Explain your desire to add an authorized user and follow their instructions. It's usually a pretty straightforward process.
And voila! Your chosen one will soon be basking in the fluorescent glow of Lowe's, authorized user card in hand.
Remember: With great Lowe's power comes great responsibility. Use it wisely, and may your DIY projects be ever successful (and budget-friendly).