So You Want to Ditch Your Carpool Buddy (On Paper, At Least) : Removing a Joint Owner from Your Florida Title
Let's face it, Florida sunshine is great, but sharing a car with someone who leaves the AC on full blast in January? Not so much. And hey, maybe things haven't worked out with your co-owner (like, they keep borrowing your car to chase alligators... don't judge, it's Florida). Whatever the reason, you're here because you want to take your name solo on that car title. Buckle up, because we're about to navigate the not-so-swampy waters of Florida title removal.
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| How Do I Remove A Joint Owner From My Car Title In Florida |
But First, Let's Talk "OR" vs. "AND" (Because Titles Can Be Dramatic)
Florida titles like to play the relationship game. Are the names listed with an "OR" between them? This means either person can sell the car. In this case, things are a breeze. Just grab that title, fill out the transfer section with you as the buyer and your ex-co-owner as the seller, and head to your local Department of Highway Safety and Motor Vehicles (DHSMV). Easy peasy, lemon squeezy.
QuickTip: Reflect before moving to the next part.
But what if the title says "AND"? Now things get a little more complicated, like a Florida vacation that involves a surprise encounter with a rogue manatee (hey, it happens). Your co-owner needs to be on board with the removal. This usually means buying them out of the car or convincing them with your best puppy dog eyes (bribery might not be the best course of action, but hey, no judgment here).
QuickTip: Slowing down makes content clearer.
Tag, You're It (But Not That Kind of Tag)
Once you've convinced your co-owner (or if you were blessed with the "OR" title), you'll need to gather some goodies:
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- The car's title (obviously)
- A completed Application for Title (HSMV 820) - You can find this online or at your local DHSMV.
- Proof of payment - There are fees associated with this title mumbo jumbo, so be prepared to cough up some cash.
Pro-Tip: Check the DHSMV website (https://www.flhsmv.gov/motor-vehicles-tags-titles/liens-and-titles/) for the most up-to-date information on fees and any other required documents.
Tip: Keep scrolling — each part adds context.
The Grand Finale: The DHSMV Tango
Now that you've got your paperwork in order, it's time to head to the DHSMV and show off your best bureaucratic dance moves (because let's be honest, the DHSMV can be a jungle). They'll process your application, take your money, and voila! A shiny new title with just your name on it.
Important Note: Don't forget to update your registration while you're there. You don't want to get pulled over for having outdated paperwork, especially if a rogue alligator is chasing you (again, not judging).
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FAQ: Because We Know You Have Questions
How to Avoid This Situation Altogether? Great question! When adding someone to your title, think long and hard about whether they're alligator-chasing material (or just someone who respects the AC settings).
How Long Does This Process Take? The DHSMV processing time can vary, but generally, you can expect your new title within a few weeks.
What if My Co-Owner Won't Cooperate? If your co-owner is being a bigger nuisance than a flock of flamingos, you might need to get legal involved. Consult an attorney to explore your options.
Can I Do This Online? Nope, you gotta get your groove on at the DHSMV for this one.
Is There a Way to Make This Process More Fun? Well, you could bribe your co-owner with delicious key lime pie (Florida's unofficial state dessert). Other than that, maybe try some upbeat music while you wait at the DHSMV?
So there you have it! Removing a joint owner from your Florida car title is totally doable, even if it involves a little paperwork tango. Now go forth and conquer the open road (just avoid the alligators... seriously).
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