Sharing is Caring (Especially When It Comes to Car Titles in Illinois)
Let's face it, in the sacred institution of marriage, some things are best shared. Like that last slice of pizza (controversial, we know), that epic boxset binge, and, of course, the sweet satisfaction of cruising down the road in a reliable car. But what happens when your car's title is like a solo act, with only your name in the starring role? Well, fear not, lovebirds! Adding your spouse to the car title in Illinois is easier than navigating rush hour traffic (well, almost).
 |
| How Do I Add My Spouse To My Car Title In Illinois |
Gearing Up for the Title Tango
There are a few key things to keep in mind before you waltz into the Secretary of State's office (think of it as your own DMV tango).
Tip: Don’t skip — flow matters.
- Paper Trail Palooza: You'll need the original title (don't lose this one, it's like the Ark of the Covenant for cars!), an application for a new title (form VSD 190, which you can find online or at the office), and proof of tax paid (because, well, taxes).
- Sign Here, Honey (and Here): Both you and your spouse will need to sign the title. You'll be signing in both the seller and buyer sections (because you're basically transferring ownership to include your spouse), while your spouse just signs as the shiny new co-owner.
- Fee Fi Fo Fum, It's Time to Pay Up: There will be some fees involved, but hey, nothing good in life comes free, right? Expect to pay for the title transfer and potentially some registration fees (check with your local office for the exact amount).
Pro Tip: Feeling fancy? You can also get a new license plate at this point. Because, let's be honest, a car with mismatched titles and plates screams "amateur hour."
Tip: Keep your attention on the main thread.
Hitting the Road, Together
Once you've submitted all the paperwork and paid the fees, you'll be cruising down the road in wedded (car title) bliss. Here's the best part: adding your spouse to the title can have some perks, like:
Tip: Read actively — ask yourself questions as you go.
 |
- Joint and Several Liability: This means you're both responsible for the car, which can be handy if one of you forgets the insurance card (oops!).
- Selling Like a Dream Team: If you ever decide to sell the car, having both names on the title makes the process smoother.
But Wait, There's More! (cue the cheesy informercial music)
QuickTip: A slow read reveals hidden insights.
Adding your spouse to the title might also help with insurance (talk to your provider!), and it's a great way to show your significant other you trust them with... well, at least your car.
Frequently Asked Questions (FAQ) for the Title-Tote-ing Newlyweds
- How to find the Application for Vehicle Transaction(s) (VSD 190)? You can download it online from the Illinois Secretary of State's website https://www.ilsos.gov/departments/vehicles/title_and_registration/apply.html.
- How much does it cost to add a spouse to a car title? The fees vary depending on your location, but expect to pay around $165 for the title and $151 for the plates (plus any taxes).
- How long does it take to get a new title with my spouse's name on it? It typically takes 2-4 weeks to receive your new title in the mail.
- Do I need an appointment to visit the Secretary of State's office? Appointments are recommended, but not always required. Check your local office's website for details.
- Can I mail in the paperwork to add my spouse to the title? Nope, you'll need to visit a Secretary of State's office in person.
 |
