So Long, Farewell, and Thanks for All the Plastic: Closing Your CommBank Credit Card Online
Let's face it, credit cards can be a double-edged sword. They're fantastic for snagging travel rewards or treating yourself to that slightly out-of-budget gadget, but sometimes, it's time to cut the cord (or, you know, snip the plastic).
If you've decided your CommBank credit card has overstayed its welcome, fear not! Ditching that dusty piece of plastic is easier than dodging a telemarketer selling extended warranties. Here's how to close your CommBank credit card online in a jiffy, with a few laughs along the way.
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| How To Close Credit Card Online Commonwealth Bank |
Step 1: Assemble Your Credit Card Closing A-Team (It's Just You...Probably)
For this mission, you'll need your internet savvy, your NetBank login, and maybe a cup of coffee (because adulting is hard).
Side note: Calling in favors from friends and family is unnecessary. This isn't the time to reenact that epic Ocean's Eleven heist.
Step 2: Operation NetBank: Login and Locate
Dive into the wonderful world of NetBank. Once you're logged in, it's time to play a game of "Find the Credit Card." Use that eagle eye of yours to locate the drop-down menu displaying all your accounts. Find your soon-to-be-ex credit card and select it.
Tip: Look for examples to make points easier to grasp.
Pro Tip: If you have a ton of accounts and finding your credit card feels like searching for a needle in a haystack, sort them alphabetically. Nobody likes an organizational challenge!
Step 3: Clicky-Clicky, Closey-Closey: The Fun Part!
Now for the good stuff. Look for a magical button (or maybe it's a mysteriously worded link) that says something along the lines of "Account Settings" or "Manage Account." Click on that beauty. Once inside, there should be an option to close your credit card account. Be our guest! Click it!
Important Note: Before you hit that glorious "Close Account" button, make sure your balance is zero and you've cancelled any pesky recurring payments. Nobody wants a surprise bill later!
Step 4: The Farewell (Hopefully Without Tears)
NetBank might take you through a quick rundown of what to expect after closing your account. Read it, ponder it (or don't, we won't judge), and then with a final, decisive click, hit "Close Account."
Tip: Don’t skim past key examples.
Congratulations! You've successfully closed your CommBank credit card online. High five yourself (or maybe treat yourself to a non-credit card funded celebratory beverage).
P.S. Just in case you're feeling a tinge of credit card remorse, remember all the financial freedom you've just acquired. Now go forth and conquer your budget!
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CommBank Credit Card Closure FAQs
How to make sure my balance is zero before closing my account?
Log in to NetBank and check your credit card statement. Make a payment to clear any outstanding balance.
Tip: Read once for flow, once for detail.
How to cancel recurring payments on my credit card?
Look for the "Manage Recurring Payments" section in NetBank. You can cancel any linked subscriptions or bills there.
How long does it take to close my credit card account?
It usually happens within a few business days.
QuickTip: Pay attention to first and last sentences.
What happens to my rewards points after closing the account?
Unfortunately, your rewards points will likely be forfeited. Check with CommBank to confirm their policy.
How can I reopen my credit card account if I change my mind?
Unfortunately, reopening a closed account isn't always possible. Contact CommBank to discuss your options.
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