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You Want a Missouri Mule on Illinois Plates? Let's Talk Buying a Car Across State Lines
So, you've got your eye on a sweet chariot in Missouri, but your driver's license screams Illinois. Can you make this cross-border car buying dream a reality? Buckle up, because we're about to navigate the legalities (and potential savings!) of this situation.
The Answer is a resounding: Heck yeah! You can absolutely purchase a car in Missouri, even if you're a resident of Illinois.
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Here's the thing, car dealerships aren't bouncers with a "Missouri residence required" sign. They're happy to take your business, no matter which state you call home.
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But wait, there's more! (cue dramatic music)
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Just like that pesky aunt who always asks for seconds, there are a few things to consider:
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- Tax Time: Illinois has a higher sales tax rate than Missouri (let's just say Illinois likes its roads paved with diamonds). While you won't pay Missouri sales tax, you'll likely owe the difference to Illinois when you register your car. Ouch! But hey, maybe that dream car is worth the extra dough.
- Title Town: You'll need to register your new Missouri purchase in Illinois. This means a trip to the DMV (cue audience groans), some paperwork wrangling, and possibly a new emissions test (depending on your county). Be prepared to channel your inner champion of bureaucracy!
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| Can I Buy A Car In Missouri If I Live In Illinois |
Okay, I'm Sold (literally). Now What?
- Do your research: Find out the exact sales tax rates for both Illinois and Missouri. This will help you calculate the potential tax difference.
- Talk to the dealer: Let them know you're an Illinois resident and inquire about the registration process. They might be able to point you in the right direction.
- Get ready for the DMV: Gather all the necessary paperwork, including the bill of sale, title, and proof of insurance. The Illinois DMV website will have a complete list https://www.dmvcheatsheets.com/articles/i-just-moved-to-illinois-how-do-i-get-my-license-and-vehicle-registered.
How To FAQs:
- How to find out the sales tax rates? A quick Google search for "Illinois sales tax rate" and "Missouri sales tax rate" should do the trick.
- How to register my car in Illinois? The Illinois DMV website has a wealth of information on this process https://www.dmvcheatsheets.com/articles/i-just-moved-to-illinois-how-do-i-get-my-license-and-vehicle-registered.
- How to avoid a long wait at the DMV? Make an appointment beforehand! Most state DMVs allow you to schedule appointments online.
- How to know if my car needs an emissions test? This depends on your county in Illinois. Check with your local DMV for details.
- How to celebrate my awesome new car? Cruise down the road with the windows down and your favorite tunes blasting! (Just don't forget to buckle up, champ!)
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