SSI in Michigan: Working for that Extra Dough (But Not Too Much Dough!)
Hey there, fellow Mitten Staters! Ever wondered how much hustle you can bring to the table while rocking that SSI? Because let's face it, those tuna sandwiches can only get you so far (no offense, tuna, we're still friends).
The Short Answer (for those who like things quick and painless): There ain't a magic number of hours. You can work as much as your awesome self can handle! But the more you earn, the less SSI you'll get. Think of it like a sliding scale - one goes up, the other goes down (not your pants, hopefully, unless that's your jam).
Tip: Skim once, study twice.
How Many Hours Can You Work On Ssi In Michigan |
The Long Answer (for the curious cats):
Uncle Sam wants to see you succeed, even with SSI. That's why they have these fancy work incentive programs with names longer than a Mackinac Island fudge bar. Here's the gist:
Tip: Reread key phrases to strengthen memory.
- The Earned Income Exclusion: This is your best bud. The first $65 you earn every month doesn't count towards your SSI income. Plus, they only count half of what you make over $65. So, basically, it's like they're giving you a high five for your hard work and a little extra cash on the side.
- Student Power! If you're a student under 22, you get an even sweeter deal. Up to $2,290 of your monthly earnings won't affect your SSI. Now that's what I call textbook money!
But here's the catch (there's always a catch, right?):
- The More You Make, the Less You Get: Remember the sliding scale I mentioned? As your income increases, your SSI benefit decreases. But don't worry, you won't ever drop to zilch. There's a break-even point, but hey, by then you'll probably be a millionaire (okay, maybe not a millionaire, but definitely living large).
So, how do you know how much you can earn without throwing your SSI out the window?
Tip: Take notes for easier recall later.
This, my friend, is where the magic of the Social Security Administration (SSA) website comes in. They have fancy calculators and whatnot to help you figure it out. You can also call them at 1-800-772-1213. They're the SSI rockstars, after all.
Bonus Tip: Don't forget about Medicaid! Working might affect your SSI benefit, but it shouldn't mess with your Medicaid. There are different programs to help you keep that health insurance goodness.
Tip: Be mindful — one idea at a time.
## Frequently Asked Questions (Because We Know You Have Them):
- How to report my earnings to the SSA? Easy peasy! You can do it online, by phone, or in person. Check out the SSA website for the details.
- How to find out if I qualify for work incentives? The SSA can help you with that too. They're like your SSI sherpa, guiding you through the mountains of bureaucracy.
- How to find a job that works with my disability? Michigan Works! is your one-stop shop for employment resources. They can help you find a job that fits your skills and limitations.
- How to keep track of my expenses related to my disability? Keeping good records is key. This way, you can deduct those work-related expenses from your income, which means more money in your pocket!
- How to celebrate my awesomeness for working while on SSI? Treat yourself to a delicious pasty (because, you know, Michigan). You deserve it!
💡 This page may contain affiliate links — we may earn a small commission at no extra cost to you.