The Great Royal London Pension Hunt: Because Who Wants to Be Indiana Jones of Retirement Savings?
Ah, pensions. The magical land of future you money! But sometimes, those magical lands get a bit...lost. Like that bag of jellybeans you stashed in your desk drawer back in 2012 (seriously, where did those go?). Fear not, intrepid adventurer of forgotten funds, for this guide will be your compass on the path to rediscovering your Royal London pension!
Signs Your Royal London Pension Needs Unearthing
- You vaguely remember signing some paperwork about a pension ages ago, but wouldn't recognize a plan number if it bit you on the...well, you get the idea.
- You've moved house more times than a boomerang and your filing system consists of a shoebox labeled "Important Stuff (Maybe)".
- You dream in spreadsheets and pie charts (okay, maybe that's just me, but a sign nonetheless).
If you answered yes to any of the above, then keep on reading, my friend!
How to Find Your Royal London Pension: Mission: Possible!
There are a few ways to crack this pension-finding code:
The Online Oracle: Royal London has a nifty online service for existing customers. If you've got a plan with them since 2004 (or previously with Scottish Life), you can register and peek at your treasure chest of retirement savings [register to access your pension plan online royal london] . Just have your plan number or access code handy (and maybe a cup of tea for all that detective work).
Phone a Friend (or Royal London): If the online route isn't your cup of tea, fear not! The friendly folks at Royal London are happy to chat. Call them up on 0345 605 0050 and they'll help you track down your pension whereabouts.
Operation: Lost and Found: Think your pension might be hiding amongst other forgotten accounts? Don't despair! The government's Pension Tracing Service is here to help. Head over to https://www.gov.uk/find-pension-contact-details or call them on 0345 600 2537. The more info you have about your past employers and such, the better their pension-hunting bloodhounds can sniff out your loot!
Remember: Patience is key, my fellow adventurer. Finding a lost pension might take a bit of time, but unearthing that pot of gold (or should we say, silver?) for your future self will be totally worth it!
FAQ: Royal London Pension Retrieval Edition
How to register for an online Royal London pension account?
You can't register if your plan is pre-2004, but for newer plans, check out [register to access your pension plan online royal london]
How do I find out my Royal London plan number?
Look for it in your welcome pack, recent statements or try contacting Royal London.
I can't find any Royal London paperwork. What do I do?
Don't panic! The government's Pension Tracing Service can help - https://www.gov.uk/find-pension-contact-details
How long will it take to find my lost Royal London pension?
It depends, but the Pension Tracing Service is generally pretty efficient.
Is there a fee to find my lost Royal London pension?
Nope! The Pension Tracing Service is a free government service.
