Oh Crumbs! You've Been in a Philly Fender-Bender: A Guide to Not Getting Fined (and Maybe Getting a Pretzel)
So you've tangoed a little too close with another car on the glorious highways of Philadelphia. Don't worry, accidents happen (especially when dodging potholes the size of small swimming pools). But before you resign yourself to a life of car-shaped nightmares, here's a chill guide to reporting your accident and getting yourself back on the road (with a delicious pretzel in hand, because, well, Philly).
 |
| How To Report An Accident In Philadelphia |
Step 1: Don't Be a Conehead (Unless There's Actually a Cone There)
First things first, safety is key. If there are injuries, call 911 immediately. Also, if your little mishap is causing a traffic jam that would make even Rocky Balboa sweat, pull over to the side of the road and turn on your hazard lights. Don't be that guy blocking rush hour because you need the perfect Instagram pic of the damage (looking at you, influencers).
Step 2: Channel Your Inner Sherlock Holmes (Minus the Deerstalker Hat)
Alright, detective time! Grab your phone (assuming it survived the bump) and exchange information with the other driver(s) involved. This includes:
Tip: Read slowly to catch the finer details.
- Names and Contact Info: Get their first and last name, phone number, and email address.
- Driver's License: Note their license plate number and state of issuance.
- Insurance Info: Grab their insurance company and policy number.
Pro Tip: If you're feeling frazzled, take a picture of their license plate and insurance card with your phone.
Step 3: Report Like a Boss (or at Least a Regular Dude)
Now, for the nitty-gritty: reporting the accident. Here's where things get a tad technical, depending on the severity of the situation:
Tip: Break it down — section by section.
- Minor Mishap? If it's a fender-bender with no injuries and minimal damage, you might be able to report it online or by phone. Call the Philadelphia Police Department at (215) 686-2266 and they'll guide you through the process.
- Ouch! There Were Injuries If someone got hurt, no matter how minor, calling 911 is a must. The police will investigate the scene and file a report.
Remember: In Pennsylvania, you're required by law to report any accident with injuries, death, or significant property damage within 5 days. Don't be a rebel, do your civic duty (and avoid fines).
Step 4: Reward Yourself (Because You Deserve It!)
Phew! You made it through the reporting jungle. Now, celebrate your minor victory with a genuine Philly pretzel. You've earned it!
Tip: Look for small cues in wording.
 |
Bonus Tip: While you're indulging in your delicious reward, consider filing an accident report with your insurance company ASAP.
FAQ: Reporting Woes? We Got Answers (Quick Ones)
How to know if I need to report the accident?
QuickTip: Check if a section answers your question.
- Play it safe! If there are injuries, significant damage, or you're unsure, report it.
How to report an accident online?
- Unfortunately, Philadelphia doesn't currently offer online accident reporting. But hey, maybe they'll get there one day!
How long do I have to report an accident?
- Don't delay! You have 5 days to report the accident to the police.
How to get a copy of the police report?
- You can request a copy of the police report from the City of Philadelphia Department of Records.
How to avoid accidents altogether?
- This might be the trickiest question. But hey, focus on the road, avoid distractions, and maybe lay off the cheesesteaks while driving (we know, it's tempting).
 |
