Tired of seeing those hard-earned funds sitting in your Webull Pay account and wondering how to get them into your bank? You're in the right place! This comprehensive guide will walk you through every step of withdrawing money from Webull Pay, ensuring a smooth and hassle-free transfer. We'll cover everything from linking your bank account to understanding withdrawal times and limits. Let's get those funds flowing!
How to Withdraw Money from Webull Pay: A Step-by-Step Guide
Withdrawing money from your Webull Pay account is a straightforward process, primarily done through ACH (Automated Clearing House) transfers to your linked bank account. Webull emphasizes security, so withdrawals are only permitted to your individual bank account, not to third-party payment services or e-wallets.
Step 1: Prepare for Your Withdrawal – Engage and Verify!
Before you even think about tapping that "Withdraw" button, let's make sure you're set up for success!
Sub-heading: Confirm Your Bank Account Link
Is your bank account already linked and verified? This is the most crucial first step. Webull Pay requires a valid and verified bank account for withdrawals. If you haven't linked one yet, or if you've recently changed banking information, you'll need to do so.
How to link a bank account (if needed):
Open the Webull Pay app.
Navigate to your account section (often the Webull logo at the bottom center or "Account" icon).
Look for "Transfers" or "Bank Account" options.
Follow the prompts to add your bank account details (routing number and account number). You might be able to instantly link by logging into your bank, or you may need to provide details for micro-deposit verification.
Pro Tip: If you're withdrawing to a bank account different from the one used for recent deposits (within the last 60 days), be aware that Webull may require additional verification for security and AML (Anti-Money Laundering) compliance.
Sub-heading: Understand Your Available Funds
Know what funds are eligible for withdrawal. Not all funds in your Webull Pay account might be immediately withdrawable.
Deposited funds typically require a settlement period. For ACH deposits, this is usually 6 business days before they become eligible for withdrawal. This is a common practice in the financial industry to ensure the funds have truly cleared.
Provisional buying power (if granted for immediate trading after a deposit) cannot be withdrawn. Only fully settled funds are withdrawable.
Check your "Funds Available for Withdrawal": You can usually find this by navigating to
Account->Transfers->Withdrawin the Webull mobile app. This will give you a clear picture of how much you can actually take out.
Step 2: Initiating the Withdrawal Request – The Core Process
Now that you're prepared, let's get those funds moving! The process is quite similar across Webull's mobile app, desktop, and web platforms.
Sub-heading: Mobile App Steps
Tap the Webull Logo: Open your Webull Pay app and tap the Webull logo located at the bottom of your screen. This will typically take you to your account overview.
Go to Transfers: At the top of the screen, you'll see "Transfers." Tap on it.
Select "Withdraw": Within the Transfers section, you'll see options for "Deposit" and "Withdraw." Tap on "Withdraw."
Choose Your Withdrawal Currency: If you hold funds in multiple currencies, you'll be prompted to select the currency you wish to withdraw.
Select Your Bank Account: If you have multiple bank accounts linked, you'll need to choose the specific bank account where you want the funds to be deposited.
Input the Withdrawal Amount: Carefully enter the amount you wish to withdraw. Double-check this figure to avoid any errors.
Submit Withdrawal Request: Once you've entered the amount and confirmed your details, tap "Submit Withdrawal Request."
Confirm: A confirmation screen will appear. Review all the details one last time and then tap "Confirm" to finalize your request.
Sub-heading: Desktop & Web Steps (for consistency)
While the user primarily asked about Webull Pay (mobile-focused), it's good to know the desktop/web options if they apply to their account type:
Access Account/My Account:
Desktop: Hover over the icons on the left and click "Account" (if hidden, click on "More"). Within the Banking widget, select "Withdraw."
Web: Navigate to "My Account" (top right). Select "Transfer Money."
Switch Transfer Direction (if applicable): Ensure the "To:" field shows your external bank account, indicating a withdrawal from Webull.
Enter Withdrawal Amount: Input the amount you wish to withdraw.
Review and Submit: Review the details, then select "Submit" or "Review and Submit."
Step 3: Understanding Withdrawal Timelines and Limits – Patience is a Virtue!
You've submitted your request, now what? It's important to have realistic expectations about when your funds will arrive.
Sub-heading: Processing Time
ACH withdrawals typically take 2-3 business days to process and appear in your linked bank account.
International Telegraphic Transfers (TT), if applicable to your Webull Pay region, can take 1 to 5 business days.
Important Note: The exact settlement time may vary depending on your specific bank and their processing procedures. Weekends and public holidays are not considered business days.
Sub-heading: Withdrawal Limits
For ACH withdrawals, there is generally a daily limit of $50,000. If your desired withdrawal amount exceeds this, you may need to initiate multiple withdrawal requests over several days.
Telegraphic Transfers (TT) also have minimum withdrawal amounts, such as USD 50, SGD 50, and HKD 300, depending on the currency and region.
Keep in mind: Webull Pay (and Webull in general) may have policies regarding newly deposited funds. Funds from new deposits may be subject to a 6-business-day hold before they are eligible for withdrawal. In some cases, new account activity or first-time deposits might even be subject to a standard 60-day holding period. This is for security and to comply with anti-money laundering regulations.
Step 4: Tracking Your Withdrawal – Stay Informed
Once your withdrawal is initiated, you'll want to keep an eye on its progress.
Sub-heading: In-App Tracking
You can monitor the status and estimated settlement date of your withdrawal directly within the Webull mobile app.
Go to
Transfers->Recent Activity. This section provides real-time updates on your transaction's progress.
Step 5: Troubleshooting Common Issues – Knowledge is Power
Sometimes, withdrawals don't go as smoothly as planned. Here are some common reasons for withdrawal failures and what you can do:
Sub-heading: Insufficient Funds
Double-check your "Funds Available for Withdrawal." This is often the simplest reason for a failed withdrawal. Ensure the amount you're trying to withdraw does not exceed the available balance.
Sub-heading: Daily Limit Reached
If your pending withdrawal amount has reached the daily ACH limit (e.g., $50,000), you'll need to wait for the current withdrawal to process before initiating another. This usually takes 1-2 business days.
Sub-heading: Different Bank Accounts
Withdrawing to a bank account different from the one used for recent deposits (within the last 60 days) may trigger additional verification. If your original bank account is closed or inaccessible, contact Webull Pay customer support immediately with documentation proving the account closure and your new account details.
Sub-heading: Invalid Bank Information
Ensure your linked bank account details, such as the ABA code (routing number) or SWIFT code (for international transfers), are correct and up-to-date. If you've recently changed key information with your bank (like an account password), your ACH link might have expired. Relink your bank account to resolve this.
Sub-heading: Recent ACAT Activity
Assets transferred to Webull via ACATS (Automated Customer Account Transfer Service) are subject to a withdrawal hold period of up to 30 days after the transfer has settled.
Sub-heading: Third-Party Accounts
As mentioned, Webull does not support withdrawals to third-party bank accounts or payment platforms (like Wise or Revolut, or accounts held by trusts). Withdrawals must go to an individual or joint bank account in your name.
Step 6: Contacting Webull Pay Support – When All Else Fails
If you've followed all the steps and are still facing issues, don't hesitate to reach out to Webull Pay customer support.
Sub-heading: How to Reach Support
In-App Help Center: This is often the quickest way to get assistance. Navigate to the Help Center within the Webull Pay app.
Email: You can email them at customersupport@webullpay.com.
Phone: While less commonly advertised for Webull Pay specific issues, general Webull support numbers might be able to direct you. For US-based users, a general Webull support number is +1 (888) 828-0618.
Frequently Asked Questions (FAQs) about Webull Pay Withdrawals
Here are 10 common "How to" questions related to withdrawing money from Webull Pay, along with their quick answers:
How to check my available withdrawal balance on Webull Pay?
You can check your available withdrawal balance by navigating to Account -> Transfers -> Withdraw within the Webull Pay mobile app.
How to link a new bank account for withdrawals on Webull Pay?
To link a new bank account, go to the "Transfers" or "Bank Account" section within your Webull Pay app and follow the prompts to add your bank's routing and account numbers, or to link instantly via your bank login.
How to change the bank account for future Webull Pay withdrawals?
You can change your linked bank account by going to the "Bank Account" section in your Webull Pay app and either unlinking the old account (often represented by a recycle bin icon) and adding a new one, or by selecting the desired account if you have multiple linked.
How to cancel a pending withdrawal on Webull Pay?
You might be able to cancel a withdrawal request within a short window (e.g., 48 hours) of submission. Look for a "Cancel Application" option within the "Account Management" or "Recent Activity" section of your Webull Pay app.
How to speed up Webull Pay withdrawals?
Generally, ACH withdrawals take 2-3 business days and cannot be significantly expedited. Wire transfers, if available and applicable to your account type/region, can be faster (1-2 business days for domestic wires) but usually incur fees.
How to withdraw large amounts from Webull Pay?
For amounts exceeding the daily ACH limit (e.g., $50,000), you will need to initiate multiple withdrawal requests over several business days.
How to resolve a failed Webull Pay withdrawal?
Check for common reasons like insufficient funds, reaching daily limits, using a different bank account than a recent deposit, or incorrect bank details. If the issue persists, contact Webull Pay customer support.
How to find my Webull Pay withdrawal history?
Your withdrawal history can typically be found in the "Recent Activity" section within the "Transfers" tab of your Webull Pay app.
How to avoid withdrawal fees on Webull Pay?
ACH withdrawals from Webull Pay to a linked bank account are generally free. However, international wire transfers (TT) may incur fees from Webull Pay or intermediary banks.
How to contact Webull Pay customer support for withdrawal issues?
You can contact Webull Pay customer support via their in-app Help Center or by emailing customersupport@webullpay.com.
