Do I Still Get Health Insurance from My Job During PFL California?
Understanding PFL California and Your Health Insurance
When you're taking Paid Family Leave (PFL) in California, you might be wondering how your health insurance will be affected. The good news is that in most cases, you'll continue to have health insurance coverage while you're out on PFL. However, there are a few things you need to know.
How PFL Works in California
PFL California provides eligible employees with up to six weeks of paid time off to care for a family member with a serious health condition or to bond with a newborn or adopted child. It's funded by employee contributions, so it's essentially your own money that you're using to take time off.
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| Do I Still Get Health Insurance From My Job During Pfl California |
Your Health Insurance and PFL
Under California law, most employers are required to maintain your health insurance coverage while you're on PFL. This means that you'll still have access to your health insurance benefits, including:
- Medical coverage for doctor's visits, prescriptions, hospital stays, and other medical expenses
- Dental coverage for dental checkups, cleanings, and other dental procedures
- Vision coverage for eye exams, glasses, and contact lenses
COBRA and PFL
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If your employer doesn't offer health insurance coverage while you're on PFL, you may be eligible for COBRA (Consolidated Omnibus Budget Reconciliation Act) coverage. COBRA allows you to continue your
Important Things to Know
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- Your employer's policies Some employers may have additional policies regarding health insurance coverage during PFL. It's important to check with your employer's human resources department to find out what their specific policies are.
- Your health insurance premiums You may be responsible for paying your health insurance premiums while you're on PFL. However, in some cases, your employer may continue to pay part or all of your premiums.
- Your health insurance benefits Your health insurance benefits may be reduced or modified while you're on PFL. For example, you may have to pay higher deductibles or copays.
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FAQs
How to find out if my employer offers health insurance coverage during PFL?
Contact your employer's human resources department to find out what their specific policies are.
How to apply for COBRA coverage?
If your employer doesn't offer health insurance coverage while you're on PFL, you may be eligible for COBRA coverage. Contact your employer's human resources department or your health insurance carrier to find out how to apply.
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How to find out if I'm eligible for PFL?
To find out if you're eligible for PFL, you can visit the California State Disability Insurance (SDI) website.
How to file a PFL claim?
To file a PFL claim, you can visit the California State Disability Insurance (SDI) website.
How to find a doctor who accepts my health insurance?
You can find a doctor who accepts your health insurance by using your health insurance carrier's online directory or by calling their customer service number.
I hope this information is helpful! If you have any other questions, please feel free to ask.
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