Hello there! Are you ready to unlock the full potential of your Scotiabank American Express points? It's a fantastic feeling to see those rewards accumulate, and even better when you redeem them for something you truly value. Let's dive in and make those points work for you!
How to Redeem Scotiabank American Express Points: Your Complete Step-by-Step Guide
Scotiabank American Express cards are generally linked to the Scene+ Rewards program, which offers a wide array of redemption options. Gone are the days of limited choices; with Scene+, you have flexibility at your fingertips. This guide will walk you through the various ways to redeem your hard-earned points.
Step 1: Access Your Scene+ Account (The Starting Line!)
First things first, you need to get to where your points live!
Sub-heading: Online Banking or Scene+ Website? Choose Your Path!
Option A: Through Scotiabank Online Banking:
Head over to the Scotiabank website (
scotiabank.com/ca Log in to your Scotiabank online banking account. You'll need your username and password.
Once logged in, navigate to the "Credit Cards" section.
Select your Scotiabank American Express card.
Look for an option that says "Redeem Points" or something similar. This will typically redirect you to the Scene+ platform.
Option B: Directly via the Scene+ Website:
Go to ScenePlus.ca (sceneplus.ca).
Click on "Sign In" or "Log In."
Enter your Scene+ account credentials. If it's your first time logging into Scene+ directly, you might need to register or link your Scotiabank account. This usually involves receiving a code to the email address registered with Scotiabank.
Pro-Tip: If you haven't already, consider downloading the Scotiabank Mobile App and the Scene+ App. They often provide quick and easy access to your points balance and redemption options on the go!
Step 2: Explore Your Redemption Options (The Fun Part!)
Once you're in your Scene+ account, you'll see a world of possibilities. Scene+ is designed to give you rewards your way.
Sub-heading: Travel, Shopping, Entertainment & More!
Scotiabank American Express points, as part of the Scene+ program, offer diverse ways to redeem:
Travel: This is often one of the most popular redemption categories for travel-focused cards.
Booking through Scene+ Travel, Powered by Expedia: You can book flights, hotels, car rentals, and even activities directly through the Scene+ travel portal. You can redeem points in increments of 100 points for $1 towards your booking. You can even pay with a combination of points and your credit card.
Apply Points to Travel (Statement Credit): This is incredibly flexible! You can book eligible travel expenses (flights, hotels, Airbnb, etc.) using your Scotiabank American Express card with any travel provider. Once the purchase posts to your card, you can then log into ScenePlus.ca and apply your Scene+ points to offset the cost. You can do this up to one year after the purchase! This is a great option if you find a better deal elsewhere or prefer to book directly with airlines/hotels.
Shopping & Gift Cards:
Apple and Best Buy Catalogues: Redeem your points for the latest electronics and gadgets from these popular retailers.
Gift Cards: Choose from a wide selection of gift cards from over 60 national retailers. This is a simple and straightforward way to use your points for everyday purchases or as gifts.
Scene+ Rakuten®: If you link your Scene+ account with Rakuten.ca, you can earn up to 20% more Cash Back in points on eligible online purchases with select retailers. While you earn points with Rakuten, the points are ultimately redeemed through Scene+.
Dining:
Redeem points at over 700+ restaurant partners, including popular chains like Swiss Chalet, Harvey's, and Montana's. This is a delicious way to enjoy your rewards!
Entertainment:
Cineplex Theatres and Cineplex Store: If you love movies, this is a prime redemption option. Use your points for movie tickets, concessions, and even movie rentals/purchases from the Cineplex Store.
The Rec Room and Playdium: For those who enjoy gaming and entertainment complexes, Scene+ points can be redeemed here too.
Points for Credit (Statement Credit):
This is another very flexible option! You can redeem your Scene+ points for a credit directly to your Scotiabank American Express card account. This essentially allows you to offset any eligible purchase on your statement, from gas to groceries to that new gadget you've been eyeing. It's like making your own reward out of anything you buy!
Grocery:
You can redeem points directly at the checkout at over 1,100 eligible grocery stores across Canada, including Sobeys, Safeway, FreshCo, Foodland, and more. 1,000 Scene+ points typically equal $10 in free groceries.
Step 3: Initiate Your Redemption (Making it Happen!)
Once you've decided how you want to use your points, the actual redemption process is usually quite intuitive.
Sub-heading: Follow the Prompts and Confirm!
For Travel Bookings (via Scene+ Travel):
Select your desired flight, hotel, or car rental.
During the checkout process, you'll see an option to apply your Scene+ points.
Choose how many points you want to use (you can often use a partial redemption and pay the rest with your card).
Confirm your booking.
For Apply Points to Travel (Statement Credit):
After your eligible travel purchase has posted to your Scotiabank American Express account, log into ScenePlus.ca.
Look for the "Apply Points to Travel" or similar option.
Select the specific travel transaction you wish to offset with points.
Confirm the redemption. The credit will then appear on your statement.
For Gift Cards, Merchandise (Apple/Best Buy), Dining, or Entertainment:
Browse the catalogue or select the merchant.
Add your desired item or service to your cart.
During checkout, select the option to redeem points.
Confirm your order. For digital gift cards, they are often delivered instantly to your email. For physical items, allow for shipping time.
For Points for Credit (Statement Credit):
Log in to Scotiabank Online Banking or the Scotiabank Mobile App.
Navigate to your Scotiabank American Express card.
Look for an option like "Redeem Points for Credit" or "Apply Points to Account."
You'll likely be presented with different credit amounts corresponding to point values (e.g., 1,000 points = $10 credit).
Choose the amount you wish to redeem and confirm. The credit will be applied to your statement.
For Grocery Redemption:
At participating grocery stores, present your Scene+ membership card at checkout.
Inform the cashier you wish to redeem Scene+ points for your purchase. They will guide you through the process on their system.
Step 4: Confirmation and Enjoyment! (The Payoff!)
After you've successfully redeemed your points, you'll typically receive a confirmation.
Sub-heading: Check Your Statement and Revel in Your Rewards!
Email Confirmation: For most online redemptions (travel, gift cards, merchandise), you'll receive an email confirmation.
Statement Credit: If you opted for "Apply Points to Travel" or "Points for Credit," you'll see the credit appear on your next credit card statement (or sooner, depending on processing times).
Enjoy! Whether it's a dream vacation, a new gadget, a delicious meal, or money off your groceries, take a moment to appreciate the value you've gained from your Scotiabank American Express points!
Important Considerations:
Minimum Redemption Requirements: Some redemption options may have minimum point requirements (e.g., a minimum number of points to redeem for a statement credit). Always check the specific terms.
Point Value: The value of your points can vary depending on how you redeem them. Travel redemptions, especially through the "Apply Points to Travel" feature, often provide the best value ($1 for every 100 points, meaning each point is worth 1 cent). Other redemptions might offer slightly less value.
Account Good Standing: Ensure your Scotiabank American Express card account is open and in good standing to redeem points. If your account is past due, you may not be able to redeem your points until the outstanding amount is paid.
Points Never Expire: As long as your Scotiabank American Express Card is open, your Scene+ points never expire. This gives you peace of mind and flexibility in when to redeem.
Frequently Asked Questions (FAQs)
Here are 10 common questions about redeeming Scotiabank American Express points:
How to check my Scotiabank American Express points balance?
You can easily check your Scene+ points balance by logging into your Scotiabank online banking account, the Scotiabank Mobile App, the Scene+ website (ScenePlus.ca), or the Scene+ mobile app.
How to redeem Scotiabank American Express points for travel?
You can redeem for travel in two main ways:
Book directly through Scene+ Travel (powered by Expedia) on the Scene+ website.
Use the "Apply Points to Travel" feature on ScenePlus.ca to get a statement credit for eligible travel purchases made with your card up to 12 months prior.
How to get a statement credit with Scotiabank American Express points?
Log in to your Scotiabank online banking or the Scene+ website, navigate to your Scotiabank American Express card, and look for "Points for Credit" or "Apply Points to Travel" to convert your points into a statement credit against eligible purchases.
How to redeem Scotiabank American Express points for gift cards?
Visit the Scene+ website (ScenePlus.ca) and browse the "Gift Cards" section. Select your desired gift card from over 60 popular brands, and proceed to redeem your points at checkout.
How to redeem Scotiabank American Express points for groceries?
Present your Scene+ membership card at the checkout of participating grocery stores (like Sobeys, Safeway, FreshCo, Foodland, etc.) and inform the cashier you wish to redeem Scene+ points for your purchase.
How to redeem Scotiabank American Express points for merchandise (Apple/Best Buy)?
Log in to your Scene+ account on ScenePlus.ca and explore the "Shopping" section, specifically looking for the Apple and Best Buy catalogues to redeem points for electronics and other products.
How to redeem Scotiabank American Express points for movies?
You can redeem your Scene+ points at Cineplex Theatres and on the Cineplex Store online for movie tickets, concessions, and movie rentals/purchases by selecting Scene+ as your payment method.
How to link my Scene+ and Rakuten accounts?
Visit the Rakuten.ca website and look for the option to link your existing Scene+ account or sign up for a new one. Follow the prompts to securely connect your accounts and start earning extra Scene+ points on your Rakuten cash back.
How to find out the value of my Scotiabank American Express points?
The value often varies by redemption type. Generally, for travel (especially "Apply Points to Travel") and some statement credit options, 100 Scene+ points equal $1 (1 cent per point). Other redemptions, like merchandise or certain gift cards, might offer slightly less value per point.
How to contact Scotiabank about Scene+ point redemption issues?
You can contact Scotiabank's customer service or the Scene+ contact center for assistance. For general inquiries, you can call 1-800-4SCOTIA (1-800-472-6842). For specific Scene+ rewards and redemption questions, you can call 1-866-586-2805 (Monday – Sunday 8 am to 11 pm ET) or use the chat support on the Scene+ website.
