Hey there! Are you trying to track down your American Express merchant number? Don't worry, it's a common query, and I'm here to guide you through the process. Having your merchant number handy is crucial for various reasons, from managing your account and reconciling payments to contacting support or troubleshooting issues. Let's get started and find that elusive number together!
Step 1: Check Your American Express Statements (The Easiest Way!)
The most straightforward way to find your American Express merchant number is often right in front of you: your statements.
| How Do I Find My American Express Merchant Number |
Sub-heading 1.1: Paper Statements
If you receive paper statements from American Express, grab your latest one. Your 10-digit American Express Merchant Number is typically located in a prominent spot. Look for it on the top left-hand side of the statement. It often starts with the digits '93', though some may begin with '979' or '803' depending on your region or the specific program you're under.
Sub-heading 1.2: Online Statements
For those who've gone paperless, your online statements are just as helpful.
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Log in to your American Express Merchant Account: Head over to the official American Express merchant services website (usually
or a regional equivalent likeamex.com/merchant for Canada, oramericanexpress.com/ca/en/merchant for India).americanexpress.com/en-in/business/merchant -
Navigate to your statements: Once logged in, look for a section like "Statements & Activity," "View Statements," or "Account Summary."
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Locate the merchant number: Just like with paper statements, your merchant number should be clearly displayed on the online version of your statement, usually on the top left-hand side.
Step 2: Access Your Online Merchant Account Dashboard
Your online merchant account is a hub of information, and your merchant number is usually prominently displayed.
Sub-heading 2.1: Logging In
If you haven't already, log in to your American Express Online Merchant Account. If you've forgotten your login details, there are usually options for "Forgot User ID" or "Forgot Password" to help you regain access.
Sub-heading 2.2: Dashboard Overview
QuickTip: Skim for bold or italicized words.![]()
Once you're in, take a look at your account dashboard. Many merchant portals are designed to show key account information right away. Your merchant number is often featured in a highly visible area, sometimes near your business name or account summary. It's often referred to as your "Merchant Account Number" or "SE Number" (Service Establishment Number).
Step 3: Check Your Payment Processing Terminal or POS System
For businesses that accept American Express cards in-person, your payment terminal or Point of Sale (POS) system might hold the key.
Sub-heading 3.1: Terminal Configuration
While not always explicitly displayed on the screen during a transaction, your merchant number is programmed into your terminal.
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Consult your terminal's settings: Some terminals allow you to access configuration settings where the merchant ID is visible. This usually requires specific administrative access or a special key combination.
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Look for a sticker or documentation: Sometimes, your American Express merchant number (or SE number) might have been provided on a sticker attached to the terminal itself or in the initial setup documentation that came with it.
Sub-heading 3.2: VAR Sheet (Value Added Reseller Sheet)
If you use a third-party processor (a Value Added Reseller, or VAR), your merchant account approval would have come with a VAR sheet. This document contains crucial details about your merchant account, including your American Express merchant number or SE number. Keep these sheets safe as they are a valuable reference.
Step 4: Contact American Express Merchant Services Support
If the above methods don't yield results, don't hesitate to reach out to American Express Merchant Services directly. They are there to help!
Sub-heading 4.1: Prepare Your Information
Before you call, have some identifying information ready to verify your account. This might include:
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Your business legal name
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Your Doing Business As (DBA) name
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Your Tax ID (EIN)
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Your business address
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Recent transaction details (e.g., date and amount of a recent Amex transaction)
Tip: The details are worth a second look.![]()
Sub-heading 4.2: Contact Details
You can usually find the dedicated merchant support phone number on the American Express merchant services website for your region. For example:
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In the U.S.: You can typically call 1-800-528-5200.
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In India: You might call 1-800-419-1414 (Toll Free) or 0124-2801414.
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In Australia: You might call 1300 363 614.
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Always check the official American Express website for the most current and relevant contact numbers for your specific country.
When speaking to a representative, clearly state that you need to find your American Express merchant number. They will guide you through the verification process and provide you with the number.
Step 5: Check Your Initial Welcome Packet or Correspondence
When you first signed up to accept American Express cards, you would have received a welcome packet, either physically or via email.
Sub-heading 5.1: Physical Welcome Packet
Dig through your business records for any documents from American Express regarding your merchant account setup. This packet often contains essential account details, including your merchant number.
Sub-heading 5.2: Email Correspondence
Search your email inbox (and even your spam/junk folder, just in case!) for emails from American Express, especially those related to your account activation or setup. The merchant number is frequently included in these initial communications. Look for subject lines like "Welcome to American Express Merchant Services," "Your New Merchant Account," or similar.
Step 6: Review Your Bank Statements for Deposit Descriptions
While not a direct way to find the merchant number, checking your bank statements can sometimes help jog your memory or provide transaction details that can assist customer service.
Sub-heading 6.1: Deposit Descriptors
QuickTip: Don’t ignore the small print.![]()
When American Express settles funds into your bank account, the deposit description might include a reference to your merchant ID, or at least a descriptor that helps them locate your account when you speak to support. This is less common but worth a quick check.
Frequently Asked Questions (FAQs)
How to identify my American Express merchant number on a statement?
Your American Express merchant number is typically a 10-digit number that begins with '93' (or sometimes '979' or '803' in some regions), and it's usually found on the top left-hand side of your paper or online statements.
How to retrieve my Amex merchant number if I only have my business name?
You'll need to contact American Express Merchant Services directly. Provide your business legal name, DBA name, Tax ID (EIN), and business address. They'll be able to locate your merchant number after verifying your identity.
How to get my American Express merchant ID for an online business?
For online businesses, your merchant ID will be available in your American Express Online Merchant Account dashboard under the statements or account summary section. If you can't find it there, contacting merchant support is the next step.
How to find my American Express SE (Service Establishment) number?
Your SE number is your merchant number. Follow the steps above, particularly checking your statements, online merchant account, or contacting American Express support.
How to locate my Amex merchant number on a payment terminal?
QuickTip: Pause at transitions — they signal new ideas.![]()
Your merchant number is programmed into the terminal. While not always visible during a standard transaction, you might find it in the terminal's administrative or setup settings, or on a sticker attached to the terminal.
How to contact American Express Merchant Services for assistance?
You can find the most accurate contact number on the official American Express merchant services website for your country. For the U.S., it's often 1-800-528-5200. Have your business details ready for verification.
How to get a new American Express merchant number if mine is lost?
You don't typically "get a new" merchant number unless you open a completely new merchant account. If you've simply lost or forgotten it, you'll just need to retrieve it using the methods outlined above, primarily by contacting American Express support.
How to use my American Express merchant number for online account access?
Your merchant number (or your Merchant ID) is a key piece of information for logging into your American Express Online Merchant Account, especially during initial registration or if you need to reset certain account details.
How to differentiate between American Express merchant ID and other card network IDs?
American Express merchant IDs are typically 10 digits and often start with '93'. Other card networks like Visa and Mastercard will have different formats and lengths for their merchant IDs or account numbers, usually associated with your acquiring bank.
How to ensure my American Express merchant number is secure?
Treat your American Express merchant number as sensitive business information. Do not share it unnecessarily, keep it confidential, and ensure any physical or digital records containing it are stored securely.