How Does The Delta American Express Card Work

People are currently reading this guide.

Do you dream of elevating your travel experience, earning rewards for everyday spending, and unlocking exclusive airline perks? If so, the Delta SkyMiles American Express Card might be your ticket to a world of benefits! ✈️ This lengthy guide will break down exactly how these cards work, from earning miles to redeeming them for unforgettable journeys, and help you decide if one is right for you.

Let's dive in!


Step 1: Discover Your Delta SkyMiles American Express Card

First things first, let's explore the various Delta SkyMiles American Express Card options available. American Express offers a range of cards tailored to different travel habits and spending levels. Which one resonates with your travel aspirations?

How Does The Delta American Express Card Work
How Does The Delta American Express Card Work

Sub-heading: Understanding the Card Tiers

There are generally four main tiers of personal Delta SkyMiles American Express Cards, plus business versions of many of them, each offering a different mix of benefits and annual fees:

  • Delta SkyMiles® Blue American Express Card: This is the entry-level card, perfect for casual Delta flyers or those new to travel rewards. It typically has a $0 annual fee (Rates & Fees apply).

  • Delta SkyMiles® Gold American Express Card: A popular choice for frequent Delta travelers, offering more substantial benefits than the Blue card. It usually has an introductory $0 annual fee for the first year, then a $150 annual fee (Rates & Fees apply).

  • Delta SkyMiles® Platinum American Express Card: Geared towards dedicated Delta flyers, this card provides enhanced travel perks and a pathway to Medallion Status. It often comes with a $350 annual fee (Rates & Fees apply).

  • Delta SkyMiles® Reserve American Express Card: The premium offering, designed for elite travelers seeking top-tier benefits, including extensive lounge access. This card carries a higher annual fee, typically $650 (Rates & Fees apply).

Each card comes with its own welcome offer (bonus miles for meeting a spending requirement in the initial months), so it's always worth checking the current offers!


Step 2: Unlocking the Power of SkyMiles: Earning Rewards

The core of any rewards credit card is how you earn points or miles. With a Delta SkyMiles American Express Card, you'll primarily earn SkyMiles, Delta's loyalty currency, through your everyday spending.

Sub-heading: Earning Miles on Purchases

The earning rates vary by card, but generally, you'll earn:

  • Bonus miles on Delta purchases: This includes flights booked on delta.com, through the Fly Delta app, and in-flight purchases.

  • Bonus miles on everyday spending categories: Depending on your card, you might earn accelerated miles at restaurants (including takeout and delivery in the U.S.), U.S. supermarkets, or hotels.

  • 1 mile per dollar on all other eligible purchases: For anything that doesn't fall into a bonus category.

Tip: Always review your specific card's benefits guide for the exact earning structure. This ensures you're maximizing your miles on every swipe!

Sub-heading: Welcome Offers and Beyond

One of the quickest ways to rack up a significant number of SkyMiles is by taking advantage of the welcome offer when you first get the card. These offers typically require you to spend a certain amount within the first few months of card membership. For example, a card might offer 80,000 bonus miles after you spend $3,000 in eligible purchases in your first 6 months.

The article you are reading
Insight Details
Title How Does The Delta American Express Card Work
Word Count 2530
Content Quality In-Depth
Reading Time 13 min
Tip: Pause whenever something stands out.Help reference icon

Beyond the welcome offer, look out for targeted Amex Offers within your online account or mobile app. These can provide additional bonus miles or statement credits for spending at specific merchants.


Step 3: Spending Your SkyMiles: Redemption Opportunities ✈️

Earning miles is only half the battle; knowing how to redeem them effectively is key to getting the most value. Delta SkyMiles offer a variety of redemption options, with flight awards often providing the best value.

Sub-heading: Booking Award Travel

The most common and often most valuable way to use your SkyMiles is for Award Travel on Delta and its SkyTeam partner airlines. You can book award flights directly on delta.com or through the Fly Delta app.

  • "Pay with Miles": Some Delta Amex cards allow you to use your miles to reduce the cost of a Delta ticket at a fixed rate (e.g., 5,000 miles for a $50 discount). While convenient, this often provides a lower value per mile compared to traditional award bookings.

  • Dynamic Pricing: Delta uses dynamic pricing for award flights, meaning the number of miles required can fluctuate based on demand, route, and time of year. This can make it harder to find exceptionally low redemption rates, but also means there's often availability, even last minute.

  • "TakeOff 15" Benefit: Many Delta Amex cardholders (excluding the Blue card) receive a 15% discount when booking Delta-operated flights with SkyMiles through delta.com or the Fly Delta app. This can significantly reduce the number of miles needed for your flights.

Sub-heading: Other Redemption Options

While flights are king, you can also redeem SkyMiles for:

  • Seat Upgrades: Upgrade your existing Delta flight to a higher class of service.

  • Delta Vacations Packages: Book a complete vacation package including flights and hotels.

  • Delta Stays: Use miles to book hotels or vacation rentals through Delta's platform.

  • Car Rentals: Redeem miles for car rentals.

  • SkyMiles Experiences: Bid on or redeem miles for exclusive experiences, like culinary events or sporting tickets.

  • Gift Cards or Merchandise: Generally, these options offer a much lower value per mile and are not recommended for maximizing your rewards.

  • Donating Miles: Contribute your miles to various charities through SkyWish.


Step 4: Beyond Miles: Unlocking Card Benefits

This is where the Delta SkyMiles American Express Cards truly shine, offering a suite of benefits that can enhance your travel experience and save you money. These perks vary significantly by card tier.

Sub-heading: Travel Perks

  • Free First Checked Bag: Most Delta Amex cards (Gold, Platinum, Reserve) offer a free first checked bag for the primary cardholder and up to eight other passengers on the same reservation. This alone can save a family hundreds of dollars on a round trip!

  • Priority Boarding: Enjoy Zone 5 Priority Boarding on Delta flights, allowing you to settle in and store your carry-on before the rush.

  • In-Flight Savings: Receive a 20% statement credit on eligible Delta in-flight purchases, including food, beverages, and entertainment.

  • Global Entry or TSA PreCheck Credit: Higher-tier cards (Platinum, Reserve) often include a statement credit for the application fee of Global Entry or TSA PreCheck, speeding up your airport security process.

  • No Foreign Transaction Fees: All Delta SkyMiles Amex cards generally have no foreign transaction fees, making them ideal for international travel.

  • Trip Delay/Cancellation Insurance: Select cards (Platinum, Reserve) offer coverage for trip delays or cancellations due to covered reasons, providing peace of mind.

  • Rental Car Insurance: Some cards provide secondary (or even primary, with enrollment) coverage for damage or theft of a rental vehicle.

Sub-heading: Lounge Access

For those with the Delta SkyMiles® Reserve American Express Card, lounge access is a significant perk:

Tip: Highlight what feels important.Help reference icon
  • Delta Sky Club® Access: The Reserve card grants you 15 complimentary visits per Medallion Year to Delta Sky Club lounges when flying Delta. You can even unlock unlimited access after spending $75,000 in eligible purchases in a calendar year.

  • Centurion Lounge and Escape Lounge Access: When flying Delta, Reserve cardholders also get access to Centurion Lounges and Escape Lounges, offering a premium airport experience.

Note: While the Platinum card does not offer complimentary Delta Sky Club access, you can purchase day passes at a discounted rate.

How Does The Delta American Express Card Work Image 2

Sub-heading: Annual Companion Certificate

A standout benefit of the Delta SkyMiles® Platinum and Reserve American Express Cards is the annual companion certificate. Upon renewal of your card (after paying the annual fee), you receive a certificate valid for a round-trip companion ticket within the U.S., or to Mexico, the Caribbean, or Central America. The Platinum certificate is typically for Main Cabin, while the Reserve certificate can be used for First Class, Delta Comfort+, or Main Cabin. This benefit alone can easily offset the annual fee if utilized properly!

Sub-heading: Boosting Medallion Status

For truly frequent flyers, certain Delta Amex cards can help you achieve or maintain Delta Medallion Status, which unlocks even more elite travel benefits like complimentary upgrades, dedicated customer service, and bonus miles on flights.

  • Medallion Qualification Dollars (MQD) Headstart: Some cards (Platinum, Reserve) offer an MQD Headstart, giving you a base amount of MQDs each Medallion Qualification Year.

  • MQD Boost: With the Delta SkyMiles® Reserve and Reserve Business American Express Cards, you can earn 1 Medallion Qualification Dollar (MQD) for each $10 of eligible purchases charged to your card. This provides a direct path to Medallion Status through spending.


Step 5: Managing Your Card and Miles

Once you have a Delta SkyMiles American Express Card, managing your account and miles is straightforward through American Express and Delta's online platforms.

Sub-heading: Linking Accounts and Online Access

Ensure your Delta SkyMiles account number is linked to your American Express card. This usually happens automatically upon approval, but you can verify it through your Delta.com profile.

You'll manage your card account primarily through the American Express website or mobile app. Here you can:

  • View transactions and statements.

  • Make payments.

  • Track your SkyMiles balance.

  • Enroll in Amex Offers.

  • Access card benefits information.

To redeem miles for flights, you'll typically log into your Delta SkyMiles account on Delta.com.

Sub-heading: Customer Service

Both American Express and Delta offer robust customer service for cardholders and SkyMiles members.

Tip: Bookmark this post to revisit later.Help reference icon
  • American Express Customer Service: For card-related inquiries (billing, payments, benefits), you can reach American Express via phone (numbers vary by card type, usually found on the back of your card or on the Amex website) or through their online chat.

  • Delta SkyMiles Customer Service: For inquiries related to your SkyMiles account, flight bookings, or Medallion Status, contact Delta directly.


Content Highlights
Factor Details
Related Posts Linked 27
Reference and Sources 8
Video Embeds 3
Reading Level In-depth
Content Type Guide

Conclusion: Is a Delta SkyMiles American Express Card Right for You?

The Delta SkyMiles American Express Card ecosystem offers a compelling value proposition for anyone who frequently flies with Delta or wishes to start earning travel rewards. By understanding the different card tiers, how to earn and redeem miles, and the extensive array of benefits, you can choose the card that best aligns with your travel goals and spending habits.

Whether it's saving on checked bags, enjoying lounge access, or fast-tracking your way to elite status, these cards are designed to enhance your journey from booking to baggage claim. Happy travels! ✈️


Frequently Asked Questions

Frequently Asked Questions

How to choose the right Delta American Express Card?

The best Delta Amex card for you depends on your travel frequency and spending habits. Consider the annual fee, welcome offer, earning rates on your typical spending categories, and desired travel benefits like free checked bags, lounge access, or companion certificates.

How to earn SkyMiles quickly with my Delta Amex Card?

To earn SkyMiles quickly, focus on meeting the spending requirement for your card's welcome offer. Also, use your card for purchases that offer bonus miles (e.g., Delta purchases, restaurants, supermarkets) and regularly check for targeted Amex Offers.

How to redeem SkyMiles for the best value?

Redeeming SkyMiles for Delta-operated flights typically offers the best value, especially when utilizing the "TakeOff 15" benefit (if eligible). Look for award sales or flexible dates to find better redemption rates. Avoid redeeming for merchandise or gift cards, as they offer poor value.

How to get free checked bags with my Delta Amex Card?

Most Delta SkyMiles Gold, Platinum, and Reserve American Express Cards offer a free first checked bag for the primary cardholder and up to eight companions on the same reservation. Ensure your SkyMiles number is linked to your reservation when booking.

Tip: Don’t skim — absorb.Help reference icon

How to get Delta Sky Club access with my Delta Amex Card?

Delta Sky Club access is primarily a benefit of the Delta SkyMiles® Reserve American Express Card, offering 15 visits per Medallion Year. You can earn unlimited access by spending $75,000 in a calendar year. The Platinum card does not offer complimentary access but allows discounted entry.

How to use my Delta Amex Companion Certificate?

The annual Companion Certificate (available with Platinum and Reserve cards) is typically issued upon card renewal. You can redeem it on Delta.com for a qualifying round-trip flight, allowing a companion to fly with you for just the cost of taxes and fees.

How to achieve Delta Medallion Status with my Delta Amex Card?

The Delta SkyMiles® Platinum and Reserve American Express Cards offer benefits like MQD Headstart and MQD Boost (earning MQDs through card spending), which can help you qualify for Delta Medallion Status.

How to avoid foreign transaction fees with my Delta Amex Card?

All Delta SkyMiles American Express Cards generally have no foreign transaction fees. This means you won't incur extra charges when making purchases outside the U.S., making them ideal for international travel.

How to contact Delta American Express customer service?

For card-related inquiries, you can call the customer service number on the back of your Delta SkyMiles American Express Card or use the American Express online chat. For SkyMiles program or flight-related questions, contact Delta's customer service directly.

How to link my Delta SkyMiles account to my American Express Card?

When you apply for a Delta SkyMiles American Express Card, your SkyMiles account is usually linked automatically. You can confirm this by logging into your Delta.com profile and checking your linked accounts, or by calling American Express or Delta customer service.

How Does The Delta American Express Card Work Image 3
Quick References
Title Description
american express do you dream of elevating your travel experience, earning...
delta skymiles do you dream of elevating your travel experience, earning...
express card do you dream of elevating your travel experience, earning...
businesswire.com https://www.businesswire.com
fdic.gov https://www.fdic.gov
federalreserve.gov https://www.federalreserve.gov
wsj.com https://www.wsj.com
consumerfinance.gov https://www.consumerfinance.gov

hows.tech

You have our undying gratitude for your visit!