Alright, let's dive right into adding your new credit card to CRED! Have you got your new card handy? Great! Let's get started.
Step 1: Launch the CRED App and Navigate to 'Cards'
First things first, you'll need to open your CRED app on your phone. Once you're in, take a look at the bottom navigation bar. You should see a few icons there. Tap on the one that says "Cards". This is where all your linked credit cards reside.
Step 2: Initiating the 'Add New Card' Process
Once you're on the 'Cards' screen, look for an option that allows you to add a new card. It's usually quite prominent.
Finding the 'Add New Card' Button
- Keep an eye out for a "+ Add Card" button. It might be located at the top right corner of the screen or perhaps at the bottom.
- Sometimes, it could also be presented as a simple "+" icon. Tap on whichever you see.
Step 3: Entering Your Credit Card Details
Now comes the crucial part – providing the details of your new credit card. CRED takes security very seriously, so rest assured that your information is handled with utmost care.
Inputting the Card Number
- You'll be prompted to enter your 16-digit credit card number. Carefully type it in, ensuring there are no typos. Double-check before proceeding!
Providing the Expiry Date
- Next, you'll need to enter the expiry date of your credit card. This is usually in MM/YY format (Month/Year). Make sure you enter it correctly.
Entering the CVV/CVC
- The final piece of information you'll need to provide is the CVV (Card Verification Value) or CVC (Card Verification Code). This is the 3-digit or 4-digit number usually found on the back of your card.
Step 4: Verification and Authentication
Once you've entered all the necessary details, CRED will initiate a verification process to ensure the card belongs to you.
OTP Verification
- Most likely, you'll receive a One-Time Password (OTP) on your registered mobile number or email address associated with the credit card.
- Carefully enter this OTP in the designated field within the CRED app. This step is crucial for authenticating your card.
Other Potential Verification Methods
- In some cases, CRED might use other verification methods, such as a small transaction that you'll need to approve through your bank's app or website. Follow the on-screen instructions carefully if this happens.
Step 5: Card Added Successfully!
If the verification is successful, congratulations! Your new credit card has been successfully added to your CRED account. You should see it listed along with your other cards on the 'Cards' screen.
Setting Up AutoPay (Optional but Recommended)
- CRED often prompts you to set up AutoPay for your new card. This is a fantastic feature that automatically pays your credit card bills on time, helping you avoid late fees and maintain a good credit score.
- If you choose to set up AutoPay, you'll likely need to authorize CRED to access your bank account for automatic payments. Follow the on-screen instructions to complete this process securely.
Step 6: Exploring Features and Benefits
Now that your new card is added, take some time to explore the various features and benefits CRED offers for managing your credit cards. You can track your spending, set payment reminders, and even discover exclusive rewards and offers.
Frequently Asked Questions (How to...)
How to find the 'Add Card' option in the CRED app?
- Look for a "+ Add Card" button or a "+" icon usually located on the 'Cards' screen, either at the top right or bottom.
How to correctly enter my credit card number?
- Carefully type the 16-digit number on the front of your card, ensuring no spaces or typos. Double-check before proceeding.
How to locate my credit card's expiry date?
- The expiry date is usually printed on the front of your card in MM/YY format (Month/Year).
How to find the CVV/CVC of my credit card?
- The CVV is typically a 3-digit number on the back of your Visa, Mastercard, or Discover card. For American Express cards, it's usually a 4-digit number on the front.
How to handle the OTP verification process?
- CRED will send an OTP to your registered mobile number or email. Enter this OTP in the app when prompted to verify your card.
How to set up AutoPay for my new credit card on CRED?
- After adding your card, CRED will likely offer the AutoPay option. Follow the on-screen instructions to link your bank account for automatic bill payments.
How to edit or remove a credit card from CRED?
- Go to the 'Cards' section, select the card you want to edit or remove, and look for options like "Manage Card" or a similar setting. You should find options to edit details or remove the card.
How to troubleshoot if my card is not being added?
- Ensure you've entered all details correctly (card number, expiry date, CVV). Check if your bank has any restrictions on adding the card to third-party apps. If issues persist, contact CRED's customer support.
How to understand the benefits of adding my credit card to CRED?
- CRED helps you manage all your credit cards in one place, track spending, receive payment reminders, and access exclusive rewards and offers. It also facilitates timely bill payments, improving your credit score.
How to ensure the security of my credit card information on CRED?
- CRED uses robust security measures, including encryption and secure data storage, to protect your financial information. They are PCI DSS compliant, ensuring high standards of data security.
