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Creating a PayPal account is a straightforward process that allows you to send and receive money online securely. Since you're looking for a guide in Telugu, let's get started!
Step 1: Are you ready to join the millions of PayPal users worldwide? Let's begin!
To create a PayPal account, you'll need a few things handy:
- A valid email address
- A mobile phone number
- Your residential address
- Your PAN card details (for KYC - Know Your Customer, which might be required later for certain transactions or higher limits)
- Bank account details or credit/debit card details (to link for funding your PayPal account or receiving payments)
Once you have these ready, follow the steps below:
Step 2: Navigating to the PayPal Website
- Open your preferred web browser (like Chrome, Safari, Firefox, etc.) on your computer or smartphone.
- In the address bar, type in the official PayPal website address: ***
www.paypal.com - Make sure you are on the genuine PayPal website to avoid phishing scams. Look for the padlock icon in the address bar, indicating a secure connection.
Step 3: Starting the Sign-Up Process
- Once the PayPal homepage loads, you will see a few options. Look for buttons like "Sign Up" or "Create Account". Click on this button.
- PayPal will typically ask you to choose between a Personal Account and a Business Account.
- Personal Account: This is suitable for individuals who want to shop online, send money to friends and family, or receive payments for personal reasons.
- Business Account: This is designed for businesses, freelancers, and sellers who need to accept payments for goods and services.
- For most individual users, select "Personal Account" and click "Next" or "Continue".
Step 4: Providing Your Personal Details
- On the next page, you will be asked to enter your personal information. This usually includes:
- First Name (మొదటి పేరు): Enter your first name as it appears on your official documents.
- Last Name (చివరి పేరు): Enter your last name as it appears on your official documents.
- Email Address (ఇమెయిల్ చిరునామా): Enter a valid and active email address that you use regularly. This will be your primary PayPal identifier.
- Password (పాస్వర్డ్): Create a strong and unique password. It should be a combination of uppercase and lowercase letters, numbers, and symbols for better security. Remember this password and keep it confidential.
- Confirm Password (పాస్వర్డ్ను నిర్ధారించండి): Re-enter the password you just created to ensure it's typed correctly.
- After filling in all the required fields, carefully review the information for any errors and then click "Next" or "Continue".
Step 5: Entering Your Contact Information and Address
- You will now be prompted to provide your contact details and residential address. This typically includes:
- Nationality (జాతీయత): Select your nationality from the dropdown menu (in this case, India).
- Mobile Number (మొబైల్ నంబర్): Enter your active mobile phone number. PayPal will likely send an SMS with a verification code to this number.
- Date of Birth (పుట్టిన తేదీ): Enter your date of birth in the specified format (usually DD/MM/YYYY).
- Address Line 1 (చిరునామా లైన్ 1): Enter the first line of your residential address.
- Address Line 2 (చిరునామా లైన్ 2) (Optional): If your address has a second line, you can enter it here.
- City/Town/Village (నగరం/పట్టణం/గ్రామం): Enter the name of your city, town, or village.
- State/Union Territory (రాష్ట్రం/కేంద్రపాలిత ప్రాంతం): Select your state or union territory from the dropdown menu (in this case, Maharashtra).
- Postal Code/Zip Code (పోస్టల్ కోడ్/జిప్ కోడ్): Enter the postal or zip code of your area.
- Read the User Agreement and Privacy Statement carefully. By proceeding, you are agreeing to these terms.
- Tick the box to agree to the terms and conditions (if required) and then click "Agree and Create Account" or a similar button.
Step 6: Verifying Your Mobile Number
- PayPal will now send a verification code to the mobile number you provided.
- Check your phone for the SMS and enter the verification code on the PayPal website when prompted.
- Click "Continue" or "Verify".
Step 7: Linking Your Bank Account or Card (Optional but Recommended)
- After verifying your mobile number, PayPal will usually prompt you to link a bank account or a credit/debit card.
- Linking a Bank Account (బ్యాంక్ ఖాతాను లింక్ చేయడం): You will need to provide your bank name, account holder name, account type (savings or current), IFSC code, and account number.
- Linking a Card (కార్డ్ను లింక్ చేయడం): You will need to provide your card number, expiry date, and CVV (Card Verification Value) code.
- Linking a funding source allows you to easily send and receive money and also helps in verifying your identity.
- You can choose to do this later, but it's generally recommended to do it now for full functionality. Click "Link Bank Account" or "Link a Card" and follow the on-screen instructions. If you want to do it later, look for an option like "I'll do this later" or "Skip for now".
Step 8: Exploring Your PayPal Account
- Congratulations! You have now successfully created your PayPal account.
- You will be redirected to your PayPal account dashboard. Take some time to explore the different sections:
- Summary (సారాంశం): This page gives you an overview of your account balance and recent activity.
- Send & Request (పంపండి & అభ్యర్థించండి): Here you can send money to others or request money from them.
- Wallet (వాలెట్): This section shows your linked bank accounts and cards. You can also add or remove payment methods here.
- Activity (చర్య): This shows a history of your transactions.
- Settings (సెట్టింగ్లు): Here you can manage your profile information, email addresses, phone numbers, security settings, and more.
Step 9: Verifying Your Email Address
- PayPal will likely send a verification email to the email address you used during sign-up.
- Check your email inbox (and spam/junk folder) for an email from PayPal.
- Open the email and click on the verification link provided within the email. This step is crucial for confirming your email address and fully activating your account.
Step 10: Completing KYC (Know Your Customer) if Required
- Depending on your transaction volume and PayPal's policies, you might be asked to complete KYC verification. This usually involves providing a copy of your PAN card or other government-issued ID and address proof.
- PayPal will notify you if KYC is required and will guide you through the process. Completing KYC helps in increasing your transaction limits and ensures compliance with regulations.
Now you have a fully functional PayPal account! You can start using it to shop online, send money, and receive payments securely. Remember to always keep your login details confidential and be cautious of any suspicious emails or messages claiming to be from PayPal.
Frequently Asked Questions (FAQ) - ఎలా చేయాలి? (Ela Cheyali? - How to?)
How to link a bank account to my PayPal account?
- Go to your PayPal "Wallet". Click on "Link a bank account". Enter your bank details (IFSC code, account number, etc.) and follow the instructions. PayPal might send a small deposit to your account for verification.
How to link a credit or debit card to my PayPal account?
- Go to your PayPal "Wallet". Click on "Link a card". Enter your card details (card number, expiry date, CVV) and click "Link Card".
How to send money to someone using PayPal?
- Click on "Send & Request". Enter the recipient's email address or mobile number. Enter the amount you want to send, choose the currency, and click "Continue". Review the details and click "Send Now".
How to request money from someone using PayPal?
- Click on "Send & Request". Click on "Request". Enter the requester's email address or mobile number. Enter the amount you want to request and add a note if needed. Click "Request Now".
How to change my PayPal account password?
- Go to your "Settings" (usually a gear icon). Click on "Security". Find the "Password" section and click "Edit". Enter your current password, then your new password, and confirm the new password. Click "Save".
How to update my profile information on PayPal?
- Go to your "Settings". Click on "Profile". You can edit your name, email address, phone number, and address in the respective sections. Click "Save" after making changes.
How to view my PayPal transaction history?
- Click on "Activity" on your PayPal dashboard. You will see a list of your past transactions. You can filter the transactions by date, type, and status.
How to close my PayPal account?
- Go to your "Settings". Click on "Account". Look for the "Close your account" option (usually at the bottom). Follow the on-screen instructions to close your account. Make sure your balance is zero before closing.
How to resolve a dispute with a PayPal transaction?
- Go to your "Activity". Find the transaction in question and click on it. If there's an issue, you might see an option to "Report a problem" or "Open a dispute". Follow the instructions to submit your dispute.
How to add another email address to my PayPal account?
- Go to your "Settings". Click on "Email". Click on "+ Add new email". Enter the new email address and click "Add Email". PayPal will send a verification email to the new address. You need to click the link in that email to confirm it.
