It seems there might be a slight misunderstanding in your request. As of my last update, there isn't a widely recognized concept or feature called "Celsius code Venmo."
Celsius was a cryptocurrency lending platform that filed for bankruptcy in 2022, and Venmo is a popular mobile payment service for sending and receiving money between friends and family. These are distinct entities and functionalities.
It's possible you might be thinking of something else, perhaps a promotional code, a specific integration that no longer exists, or a misunderstanding of the terms.
However, I can provide you with a comprehensive guide on how to use Venmo in general, covering various aspects of the platform. Let's start with the very first step:
Getting Started with Venmo: Your Step-by-Step Guide
Are you ready to dive into the world of easy digital payments? Let's get you started with Venmo!
Step 1: Downloading and Setting Up Your Venmo Account
This is where your Venmo journey begins. Grab your smartphone and let's get the app!
1.1: Downloading the Venmo App
- Head over to your device's app store:*
- If you're on an Apple device (iPhone or iPad), open the App Store.
- If you're using an Android device, open the Google Play Store.
- In the search bar, type in "Venmo".
- Look for the official Venmo app, usually identified by its blue and white logo with a "V".
- Tap the "Install" (on Android) or "Get" followed by "Install" (on iOS) button.
- Wait for the app to download and install on your device.
1.2: Creating Your Account
Once the app is installed, it's time to create your personalized Venmo account.
- Open the Venmo app by tapping its icon on your home screen or app drawer.
- You will be presented with options to sign up using your email address or your Facebook account. Choose the option that suits you best.
- If you choose email:
- Enter your valid email address. Make sure it's one you have regular access to.
- Create a strong and unique password. Security is important!
- If you choose Facebook:
- The app will prompt you to connect with your Facebook account. Follow the on-screen instructions.
- Next, you'll need to enter your phone number. This is crucial for verification and security.
- Venmo will likely send a verification code to your phone number via SMS. Enter this code in the app when prompted.
- You'll then be asked for your first and last name. Please use your legal name for verification purposes.
- Create a unique username. This is how other Venmo users will find you. Choose something memorable and appropriate.
- You may also be asked to create a profile picture. You can upload one from your phone's gallery or take a new one. This helps your friends recognize you on Venmo.
Step 2: Linking Your Payment Methods
To send and receive money, you need to link your bank account(s) and/or debit/credit cards to your Venmo account.
2.1: Adding a Bank Account
- Tap the "Me" tab at the bottom right of the Venmo app (it looks like a single person icon).
- Tap the "Settings" gear icon in the top right corner.
- Select "Payment Methods".
- Tap "Add bank or card...".
- Choose "Bank".
- You'll have two options for linking your bank:
- Instant Verification: This is usually the faster method. Venmo will use a third-party service (like Plaid) to securely connect to your online banking. You'll need to enter your online banking username and password.
- Manual Verification: If instant verification isn't successful or you prefer it, you can choose manual verification. Venmo will send two small test deposits (typically a few cents each) to your bank account within 1-3 business days. Once you receive these deposits, you'll need to enter the amounts in the Venmo app to confirm your account.
- Follow the on-screen instructions carefully for your chosen method.
2.2: Adding a Debit or Credit Card
- Follow the same initial steps as adding a bank account (Me > Settings > Payment Methods > Add bank or card...).
- Choose "Card".
- Enter your full card number, expiration date, CVV (Card Verification Value), and billing zip code.
- Tap "Add".
Important Note: While you can link credit cards to Venmo, they often come with fees when used for sending money. Debit cards and bank accounts generally do not have these fees for standard person-to-person payments.
Step 3: Finding and Connecting with Friends
Venmo is all about social payments! Connecting with your friends makes sending and receiving money a breeze.
3.1: Searching for Friends
- Tap the "Friends" tab at the bottom of the app (it looks like two person icons).
- You can search for friends in several ways:
- By Username: If you know your friend's Venmo username, type it into the search bar at the top.
- By Name: You can also search by their first and last name.
- Connecting to Facebook: Venmo can suggest friends based on your Facebook connections. You'll likely be prompted to connect your Facebook account during setup or you can do it later in the settings.
- Accessing Your Contacts: Venmo can also suggest friends based on the phone numbers in your device's contact list. You might be asked for permission to access your contacts.
3.2: Adding Friends
- Once you find your friend in the search results, tap the "Add" button next to their name and profile picture.
- They will receive a friend request, and once they accept, you'll be connected!
Step 4: Sending Money
Now for the core functionality: sending money to your friends!
4.1: Initiating a Payment
- Tap the "Pay or Request" button at the bottom center of the app (it usually has a "$" symbol).
- You can then search for the person you want to pay by their name, username, phone number, or email address.
- Select the correct recipient from the search results.
4.2: Entering the Payment Details
- Enter the amount you want to send using the number pad.
- In the "What's it for?" field, briefly describe the payment. This is visible to both you and the recipient and adds a social element to Venmo. Get creative with your descriptions!
- You can also add emojis to your payment description.
4.3: Choosing Your Funding Source
- Below the amount and description, you'll see the default payment method selected.
- If you want to use a different linked bank account or card, tap on the current payment method.
- A list of your linked payment methods will appear. Select the one you want to use for this specific transaction.
4.4: Completing the Payment
- Once you've entered the amount, description, and chosen your funding source, tap the blue "Pay" button at the bottom.
- You may be asked to confirm the payment before it's sent.
Step 5: Receiving Money
Getting paid on Venmo is just as straightforward.
5.1: Receiving a Payment Notification
- When someone sends you money, you'll receive a notification within the Venmo app and potentially via email or push notification, depending on your settings.
5.2: Viewing the Payment
- Tap the "Inbox" tab at the bottom left of the app (it looks like a speech bubble).
- You'll see the payment listed in your transaction history. Tap on it to view the details, including who sent it, the amount, and the description.
5.3: Accessing Your Balance
- Your Venmo balance is displayed at the top of the "Me" tab. This shows the total amount of money you have in your Venmo account.
5.4: Transferring Money to Your Bank
- To move your Venmo balance to your linked bank account:
- Tap the "Me" tab.
- Your Venmo balance will be displayed. Tap on it.
- Tap "Transfer to bank".
- Enter the amount you want to transfer.
- Choose your linked bank account.
- Select your transfer speed:
- Standard: Usually arrives in your bank account within 1-3 business days (no fee).
- Instant Transfer: Typically arrives within minutes (small fee applies).
- Tap "Transfer" and confirm the transaction.
Step 6: Exploring Other Venmo Features
Venmo offers more than just basic payments!
6.1: Requesting Money
- Similar to sending money, tap the "Pay or Request" button.
- Search for the person you want to request money from.
- Enter the amount you're requesting and a description.
- Tap the "Request" button (it's usually next to the "Pay" button).
- The recipient will receive a notification of your request and can then approve and send the payment.
6.2: Splitting Payments
- This is a handy feature for dividing costs among multiple people.
- When you initiate a payment or request, you might see an option to "Split" the amount.
- You can then select the friends you want to split the cost with, and Venmo will automatically calculate the individual amounts.
6.3: Venmo Feed
- The "Home" tab (the house icon) displays a feed of transactions between your friends (if their privacy settings allow it). This social aspect is a unique part of Venmo's appeal. You can like and comment on these transactions.
6.4: Privacy Settings
- It's crucial to manage your privacy settings on Venmo.
- Go to the "Me" tab, then "Settings", and then "Privacy".
- Here you can control who can see your transactions (Public, Friends, or Private), who can find you on Venmo, and more. Review these settings carefully to ensure your comfort level.
6.5: Venmo Mastercard and Credit Card
- Venmo also offers its own debit and credit cards, which integrate with your Venmo balance. You can apply for these within the app.
Step 7: Staying Safe and Secure on Venmo
Security is paramount when dealing with financial transactions.
7.1: Enabling Two-Factor Authentication
- This adds an extra layer of security to your account.
- Go to "Me" > "Settings" > "Security" > "Two-Factor Authentication" and follow the instructions to set it up.
7.2: Being Cautious of Scams
- Be wary of unsolicited payment requests or payments from people you don't know.
- Never send money to someone who promises you a larger sum in return (this is a common scam).
- Double-check the recipient's username and profile picture before sending money.
- If something seems suspicious, do not proceed with the transaction and contact Venmo support.
7.3: Reviewing Your Transaction History Regularly
- Keep an eye on your "Inbox" and "Me" tabs to monitor your transactions and ensure everything is correct.
Frequently Asked Questions (How to...?)
Here are 10 common "How to" questions related to using Venmo:
How to change my Venmo username?
- Go to the "Me" tab, tap your profile picture and name at the top, then tap "Edit Profile". You should see an option to edit your username. Note that you might not be able to change it frequently.
How to change my linked bank account?
- Go to "Me" > "Settings" > "Payment Methods". Tap on the bank account you want to remove and select "Remove". Then, follow the steps in Step 2.1 to add a new bank account.
How to change my linked card?
- Go to "Me" > "Settings" > "Payment Methods". Tap on the card you want to remove and select "Remove Card". Then, follow the steps in Step 2.2 to add a new card.
How to find a specific transaction?
- Go to your "Inbox" or the "Me" tab. You can scroll through your transaction history. There might also be a search bar at the top to look for specific users or descriptions.
How to adjust my privacy settings?
- Go to "Me" > "Settings" > "Privacy". Here you can customize who can see your activity, who can find you, and more.
How to contact Venmo support?
- Tap the "Me" tab, then "Settings", then "Help". You'll find various support articles and options to contact Venmo directly.
How to cancel a payment?
- Once a payment is sent, it's generally very difficult to cancel. Venmo advises double-checking all details before sending. In some limited cases, you might be able to request the money back from the recipient.
How to add a profile picture?
- Go to the "Me" tab, tap your current profile picture (or the default icon), and you'll be prompted to choose a photo from your device's gallery or take a new one.
How to use Venmo to pay businesses?
- Some businesses now accept Venmo. You'll usually see a Venmo option at checkout or be able to scan their Venmo QR code. The process is similar to paying a friend.
How to send money to someone who doesn't have Venmo?
- Typically, both the sender and receiver need a Venmo account to transact on the platform. The recipient will usually be prompted to sign up if you try to send them money.
I hope this comprehensive guide helps you navigate the world of Venmo! While the "Celsius code Venmo" concept remains unclear, mastering these Venmo basics will surely be useful for your digital payment needs. Remember to always prioritize your security and double-check transaction details before sending money.