How Do I Send Documents To Ally Bank

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Navigating the digital banking world can sometimes feel like a maze, especially when you need to send important documents. But don't worry, sending documents to Ally Bank is simpler than you might think and offers several convenient and secure options. Let's break down exactly how you can get your paperwork to them, step-by-step!

Step 1: Identify What You Need to Send and Prepare Your Documents

Before you even think about sending anything, ask yourself: What exactly am I sending and why? Is it a new account application, an updated beneficiary form, proof of identity, or something else entirely? Knowing this will help you determine the best submission method and ensure you have everything ready.

  • Gather all required documents: Make sure you have every single piece of paperwork Ally Bank has requested. Double-check any checklists or instructions they provided.

  • Ensure clarity and legibility: If you're scanning or taking photos of physical documents, make sure they are crystal clear and easy to read. Blurry images or unreadable text will only delay the process. For IDs like driver's licenses, you might need to adjust lighting or contrast.

  • Complete and sign forms: If you're submitting forms, ensure all necessary fields are filled out accurately and signed where required. Ally Bank generally accepts wet ink signatures or digital signatures; typed signatures are usually not accepted.

  • Organize your files: If you have multiple documents, it's a good idea to organize them logically. You might even consider combining related documents into a single PDF if using digital submission, where permitted.

How Do I Send Documents To Ally Bank
How Do I Send Documents To Ally Bank

Step 2: Choose Your Preferred Submission Method (Digital is Key!)

Ally Bank offers several ways to send documents, with their secure online methods often being the most efficient.

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Option A: Secure Online Message (Recommended for Most Documents)

This is often the most convenient and secure way to send sensitive documents directly to Ally Bank. It uses their internal messaging system, which is encrypted for your protection.

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  1. Log in to your Ally Bank account: Go to ally.com and enter your username and password.

  2. Navigate to Secure Messages:

    • For most Ally Bank accounts (checking, savings, CDs): Look for "Profile and Settings" and then "Secure Messages" from the menu.

    • For Home Loan-related documents: Log in, select your mortgage account from your Snapshot, then "Account Management," then "Messages," and finally "Compose."

    • For Ally Invest accounts: After logging in, select "Investments" and look for "Document Upload."

  3. Compose a New Secure Message: Select the option to compose a new message.

  4. Attach Your Documents: Look for a paper clip icon or an "Add Attachment" option. You can typically attach various file types, including .pdf, .jpeg, .jpg, .png, .tiff, .gif, .bmp, or WebP, usually up to 25MB total.

  5. Add a Subject and Message: Clearly state the purpose of your submission in the subject line and provide any necessary details in the message body. This helps Ally Bank process your documents quickly.

  6. Send Your Message: Double-check everything and then send it. You'll typically receive a reply within two business days, and Ally will notify your personal email when a response is waiting in the Message Center.

Option B: Mail (For Physical Documents or When Online is Not an Option)

While digital is preferred, sometimes mailing documents is necessary, especially for original copies or if you prefer traditional methods. Be aware that mailing can take longer.

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  1. Print and Complete Forms: If you're mailing forms, ensure they are printed, filled out completely, and signed with a wet ink signature.

  2. Include Necessary Information: Along with your documents, it's a good practice to include a brief cover letter explaining what you're sending and why, including your account number and contact information.

  3. Use the Correct Mailing Address: Ally Bank has different mailing addresses depending on the type of account or document.

    • For most Ally Bank documents (general correspondence, account applications, beneficiary forms): Ally Bank PO Box 951 Horsham, PA 19044

    • For check deposits: Ally Bank P.O. Box 13625 Philadelphia, PA 19101-3625 (Remember to endorse checks with "For Deposit Only," your account number, and your signature.)

    • For Ally Invest documents: Ally Invest PO Box 30248 Charlotte, NC 28230

  4. Secure Your Mail: Consider using a trackable mailing service (like Certified Mail with return receipt) for highly sensitive documents to ensure they reach their destination.

Option C: Fax (A Faster Alternative to Mail for Many Documents)

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Faxing can be a quicker option than mail for submitting documents that don't require original physical copies.

  1. Prepare Documents for Faxing: Ensure your documents are clear and ready to be faxed. If you have a multi-page document, make sure it's in the correct order.

  2. Complete a Fax Cover Sheet: Ally Bank often provides specific fax cover sheets (you might find these on their website related to the form you're submitting). If not, create a standard cover sheet with:

    • Your Name

    • Your Phone Number(s)

    • Your Fax Number

    • Your Ally Application ID (if applicable)

    • A brief note on what you're sending.

    • Subject Line: Operations (This is often recommended by Ally for general document faxes).

  3. Use the Correct Fax Number:

    • For most Ally Bank documents (general operations, account applications): Fax Number: 1-866-699-2969

    • For Ally Invest documents: Fax Number: 1-866-699-0563

    • For Domestic Wire Transfer Forms: Fax Number: 1-866-608-2635

  4. Send the Fax: Confirm that the fax went through successfully.

Step 3: Confirm Receipt and Follow Up (Peace of Mind is Priceless!)

Once you've sent your documents, it's natural to want to ensure they were received and processed.

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  • Check your Ally Bank Secure Messages: If you sent documents via Secure Message, keep an eye on your Ally Bank Message Center for a confirmation or a reply from Ally.

  • Monitor your account: For certain requests (like account changes or new applications), you might see updates directly within your online account.

  • Call Customer Service (if necessary): If you haven't heard back within a reasonable timeframe (typically a few business days for online submissions, longer for mail), don't hesitate to call Ally Bank's customer service at 1-877-247-2559. Have your account information and details of your submission ready. They are available 24/7.


Frequently Asked Questions

Frequently Asked Questions (FAQs)

Here are 10 common questions about sending documents to Ally Bank, with quick answers:

How to confirm Ally Bank received my mailed documents? The best way is to use a trackable mailing service (like Certified Mail) and check its delivery status. If it has been a significant amount of time, you can call Ally Bank customer service.

How to send a check deposit to Ally Bank? You can use their Ally eCheck Deposit service via the mobile app (take a photo of the endorsed check) or online (scan and upload). Alternatively, you can mail checks to: Ally Bank, P.O. Box 13625, Philadelphia, PA 19101-3625.

How to find a specific form on Ally Bank's website? Log in to your Ally Bank account, then navigate to "Profile and Settings," and then "Forms." On the mobile app, log in, tap "Menu," scroll to "Documents," then "Forms."

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How to ensure my uploaded documents are secure? Ally Bank's Secure Message Center uses encryption to protect your personal and financial information. Always ensure you are logged into the official Ally Bank website (ally.com) or their verified mobile app when submitting documents.

How to change my address with Ally Bank by sending documents? You can typically do this by logging into your Ally account and using the Secure Message Center to send a completed address change form (if required). You may also be able to update it directly in "Profile and Settings."

How to send documents for a deceased account owner to Ally Bank? Contact Ally Bank customer service at 1-877-247-2559. They will guide you on the specific documents needed, which often include death certificates and estate documents. You can usually submit these via mail or secure upload.

How to send documents for a Trust account with Ally Bank? Specific forms and trust documents are required. You can typically upload them through the Secure Message Center after logging in, or mail them to Ally Bank, P.O. Box 951, Horsham, PA 19044. It's best to call their Trust customer care at 1-877-247-2559 (press 5 then 4) for detailed instructions.

How to attach multiple files to an Ally Bank Secure Message? When composing a Secure Message, look for the "Add Attachment" or paper clip icon. You can usually select multiple files to upload at once, or attach them one by one. Ensure the total file size does not exceed the limit (typically 25MB).

How to get a fax cover sheet for Ally Bank? Ally Bank often provides specific fax cover sheets with certain forms on their website. If not, you can create a standard cover sheet with your information and a clear subject line, such as "Operations."

How to contact Ally Bank customer service for document submission questions? You can call Ally Bank's customer service 24/7 at 1-877-247-2559. They can provide specific guidance on what documents are needed and how best to submit them for your particular situation.

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