Is tax season here again, and are you staring at your TurboTax screen, wondering what exactly an "IRS PIN" is and, more importantly, where to find yours? You're not alone! Many taxpayers, especially those new to e-filing or who have opted for extra security measures, might encounter this requirement. Don't panic! This comprehensive guide will walk you through everything you need to know about the IRS Identity Protection PIN (IP PIN) and how to ensure your TurboTax filing goes smoothly.
Understanding Your IRS PIN: Not All PINs Are Created Equal!
Before we dive into how to find it, let's clarify what kind of "PIN" we're talking about. There are two common "PINs" that come up during tax season, and it's crucial not to confuse them:
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The 5-digit Self-Selected PIN: This was a five-digit number you created in previous years when e-filing your tax return through software like TurboTax. It acted as an electronic signature. The IRS discontinued this program in 2016 due to security concerns. If TurboTax is asking for a 5-digit PIN, it's likely referring to your prior year's Adjusted Gross Income (AGI) as an alternative verification method. You'll either use your AGI from your previous return or, if it's your first time filing, an AGI of $0.
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The 6-digit IRS Identity Protection PIN (IP PIN): This is the real "IRS PIN" that taxpayers are often concerned about. It's a six-digit number issued by the IRS to help prevent identity theft and fraud. If you have an IP PIN, you must use it when filing your federal tax return, whether electronically or on paper. If you don't, your e-filed return will be rejected, or your paper return will be delayed.
This guide focuses specifically on the 6-digit IRS Identity Protection PIN.
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| How Do I Find My Irs Pin Turbotax |
Why Do I Have an IRS IP PIN?
You might have an IRS IP PIN for a few reasons:
- You were a victim of tax-related identity theft. The IRS automatically assigns an IP PIN to confirmed victims of identity theft to protect their future filings.
- You proactively opted into the IP PIN program. The IRS has expanded this program, allowing all taxpayers with a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) to opt-in for an IP PIN as an extra layer of security.
- You live in a specific geographic area prone to identity theft. In some cases, the IRS may automatically assign IP PINs to taxpayers in certain regions.
Regardless of how you received it, if you have an IP PIN, you must use it.
Step-by-Step Guide: How to Find Your IRS IP PIN for TurboTax
Now, let's get to the core of the matter! Finding your IRS IP PIN is typically a straightforward process, primarily through the IRS's online tools.
QuickTip: Keep a notepad handy.
Step 1: Have You Checked Your Mail? (Engage the user!)
First things first, let's start with the easiest possibility: Did you receive a letter from the IRS?
The IRS typically mails a new CP01A Notice with your IP PIN to your last known address each year between December and January. This notice is specifically for the upcoming tax filing season.
- Action: Take a moment to check your physical mail. Look for an official IRS letter, specifically a CP01A Notice. If you find it, your 6-digit IP PIN will be clearly listed.
If you found it, fantastic! You can now proceed to enter it into TurboTax. If not, don't worry, we have other reliable methods.
Step 2: The Fastest Way: Using the IRS Online Account (Recommended!)
The quickest and most common way to retrieve your IP PIN if you haven't received the letter or have misplaced it is by accessing your IRS Online Account.
Sub-heading 2.1: Accessing or Creating Your IRS Online Account
- Go to the Official IRS Website: Open your web browser and navigate to the official IRS website. The direct link to the "Get an IP PIN" tool is the best place to start.
- Sign In or Create an Account:
- If you already have an IRS Online Account: Click "Sign In." You'll need your username and password. The IRS uses a secure access process, which often involves an ID.me account for robust identity verification.
- If you don't have an IRS Online Account: Click "Create an Account." This process can take about 10-15 minutes and is crucial for secure access to your tax information.
- Identity Verification is Key: To create an account, you'll go through a rigorous identity verification process. Be prepared to:
- Upload pictures of your government-issued photo identification (e.g., driver's license, state ID, passport).
- Take a selfie (usually requires a smartphone with a camera).
- Alternatively, you might be prompted to join a quick video call with an ID.me representative for live verification. This process is designed to protect your sensitive tax information.
- Identity Verification is Key: To create an account, you'll go through a rigorous identity verification process. Be prepared to:
Sub-heading 2.2: Retrieving Your IP PIN from Your Account
Once you've successfully signed in or created your IRS Online Account:
QuickTip: Repetition signals what matters most.
- Navigate to Your Profile or IP PIN Section: Look for a link to your "Profile," "Account Home," or a specific section related to "Identity Protection PINs."
- Locate the IP PIN Information: Scroll down until you find the section pertaining to your IP PIN. There should be an option to "Get an IP PIN" or "View My IP PIN."
- Your IP PIN Will Be Displayed: Your current year's 6-digit IP PIN will be displayed on the screen. Make sure to write it down in a secure place or print the page for your records. Each IP PIN is only valid for the current filing year, and a new one is issued annually.
Step 3: Alternative Methods for IP PIN Retrieval (If Online Access Isn't Possible)
While the online method is the quickest, it might not be feasible for everyone. Here are alternative ways to get your IP PIN:
Sub-heading 3.1: Using Form 15227 (Mail-in Request)
If you are unable to verify your identity online, and your Adjusted Gross Income (AGI) from your last filed return is below certain thresholds (check the IRS website for current limits, typically around $84,000 for individuals or $168,000 for joint filers), you might be eligible to use Form 15227, Application for an Identity Protection Personal Identification Number.
- Download Form 15227: Go to the IRS website (irs.gov) and search for "Form 15227." Download and print the form.
- Complete the Form: Fill out all required information accurately.
- Mail or Fax the Form: Follow the instructions on the form for where to mail or fax it.
- Identity Verification Call: The IRS will typically call you at the phone number provided on the form to validate your identity.
- Receive IP PIN by Mail: After successful verification, you will receive your IP PIN in the mail within approximately four to six weeks.
Sub-heading 3.2: In-Person at a Taxpayer Assistance Center (TAC)
If online and mail-in options aren't working for you, you can schedule an in-person appointment at a local Taxpayer Assistance Center (TAC).
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- Schedule an Appointment: Call the IRS to schedule an appointment at your nearest TAC.
- Bring Required Documents: Be prepared to bring:
- Valid government-issued photo identification (e.g., driver's license, passport).
- Your Social Security Card or ITIN document.
- Any other requested documentation to help verify your identity.
- Identity Verification: An IRS employee will verify your identity face-to-face.
- Receive IP PIN by Mail: Your IP PIN will be mailed to you, usually within three weeks after your appointment.
Step 4: Entering Your IP PIN in TurboTax
Once you have your 6-digit IRS IP PIN, entering it into TurboTax is straightforward. The exact steps might vary slightly depending on your TurboTax version (online, desktop, or mobile app), but the general process is similar:
Sub-heading 4.1: For TurboTax Online Users
- Sign in to your TurboTax account.
- Navigate to your tax return.
- Search for "Identity Protection PIN" or "IP PIN" in the search bar. TurboTax has a helpful search function that will usually take you directly to the correct section.
- Click on the "Jump to" link that appears in the search results.
- Follow the prompts: You'll typically be asked if you or any of your dependents received an IP PIN from the IRS for the current tax year. Select "Yes."
- Enter your 6-digit IP PIN in the designated field. If filing jointly, you'll also enter your spouse's IP PIN if they have one.
- Confirm and Continue.
Sub-heading 4.2: For TurboTax Desktop Software Users
- Open your TurboTax software and your tax return.
- Go to the "Federal" tab (or "Personal" if using Home & Business).
- Select "Other Tax Situations."
- Scroll down to "Other Return Info."
- Click "Start" or "Revisit" next to "Identity Protection PIN."
- Enter your 6-digit IP PIN when prompted.
- Save and proceed.
Important Note: TurboTax does not have access to your IRS IP PIN. If you are rejected for an incorrect or missing IP PIN, TurboTax will prompt you to enter it or find it. They cannot provide it to you.
Note: Skipping ahead? Don’t miss the middle sections.
Crucial Reminders About Your IP PIN
- Annual Renewal: Your IP PIN is only valid for one year. The IRS issues a new one annually, usually in December or January. You'll need to retrieve the new one each tax season.
- Do Not Share Widely: Your IP PIN should be known only to you and the IRS. Only share it with your trusted tax preparer if they are preparing your return.
- IRS Will Not Ask for It: The IRS will never call, email, or text you to ask for your IP PIN. Any such request is a scam.
- Required for Filing: If you have an IP PIN, you must use it for all federal tax returns you file for that year, including prior-year or amended returns. Your return will be rejected without it.
By following these steps, you should be able to successfully locate and use your IRS IP PIN, ensuring a smooth and secure tax filing experience with TurboTax.
10 Related FAQ Questions
Here are 10 frequently asked questions related to finding your IRS PIN with quick answers:
How to check if I have an IRS IP PIN?
You will typically receive a CP01A Notice from the IRS in December or January if you have an IP PIN. If you haven't received a letter, you can check by attempting to retrieve it through the IRS Get an IP PIN online tool.
How to get an IRS IP PIN if I lost my CP01A Notice?
The fastest way is to use the IRS Get an IP PIN tool online via your IRS Online Account. If that's not possible, you can request it via Form 15227 or by making an in-person appointment at a Taxpayer Assistance Center.
How to create an IRS Online Account to get my IP PIN?
Go to IRS.gov, click "Sign In" to your account, and then select "Create an Account." You will need to go through a rigorous identity verification process, often involving uploading photo ID and taking a selfie.
Reminder: Take a short break if the post feels long.
How to enter my IRS IP PIN in TurboTax?
In TurboTax, use the search bar to look for "Identity Protection PIN" or "IP PIN." Click the "Jump to" link and follow the on-screen prompts to enter your 6-digit IP PIN in the designated field.
How to find my prior year's AGI if I can't find my 5-digit PIN?
Your Adjusted Gross Income (AGI) from your previous year's tax return is typically found on Line 11 of your Form 1040. If you filed with TurboTax previously, it might automatically populate. Otherwise, you can get a tax transcript from the IRS.
How to get an IP PIN for my dependent?
If your dependent has an SSN or ITIN and can pass identity verification, they can also obtain an IP PIN through the IRS online tool or the alternative methods mentioned. You might be able to manage this through your IRS Online Account for your dependents.
How to tell the difference between a 5-digit PIN and a 6-digit IP PIN?
A 5-digit PIN was a self-selected electronic signature (now largely replaced by AGI). A 6-digit IP PIN is specifically issued by the IRS for identity protection, often due to identity theft or by opting into the program.
How to get a new IP PIN each year?
If you're enrolled in the IP PIN program, the IRS will automatically mail you a new CP01A Notice with your new IP PIN each year between December and January. You can also retrieve it online via your IRS Online Account annually.
How to proceed if TurboTax rejects my return due to an IP PIN error?
If your return is rejected with an IP PIN error (e.g., IND-181-01), you need to re-enter the correct 6-digit IP PIN in TurboTax and re-file. If you don't have it, you'll need to retrieve it from the IRS.
How to contact the IRS if I have trouble getting my IP PIN?
If you've tried the online tool and other methods without success, you can call the IRS IP PIN help line (check the IRS website for the most current number, typically 800-908-4490) or make an appointment at a local Taxpayer Assistance Center.
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