Hey there, Amazon aficionado and Capital One cardholder! Ever wonder how to make your hard-earned Capital One rewards work even harder for you, especially when you're stocking up on essentials or splurging on that latest gadget on Amazon? You're in luck! Linking your Capital One rewards to Amazon's "Shop with Points" program is a smart move that can save you real money.
Imagine this: You're at checkout, ready to buy, and suddenly, a chunk of your total is covered by points you've already accumulated. Sounds pretty good, right? This guide will walk you through the entire process, step-by-step, to help you seamlessly connect your Capital One rewards to your Amazon account. Let's dive in!
Linking Your Capital One Rewards to Amazon: A Step-by-Step Guide
This process is straightforward, but following each step carefully will ensure a smooth experience.
 |
| How Do I Link My Capital One Rewards To Amazon |
Step 1: Initiate the Connection - Get Started on Amazon's Shop with Points Page
The very first thing you need to do is head over to the dedicated Amazon page for linking rewards accounts.
- Visit the Capital One Rewards on Amazon Page: Open your web browser and go to Amazon's specific "Shop with Points" page for Capital One. You can usually find this by searching "Capital One rewards Amazon" or directly navigating to
amazon.com/capitalone(or searching for "Shop with Points" on Amazon and then finding Capital One among the eligible programs). - Look for the "Enroll now" or "Link your rewards" button: Once on the page, you'll see a prominent button that invites you to link your rewards. This is your starting point! Click on it to begin the enrollment process.
Step 2: Secure Your Login - Sign In to Your Amazon Account
Amazon wants to ensure it's you linking your rewards.
Tip: Read actively — ask yourself questions as you go.
- Log in if prompted: If you're not already logged into your Amazon.com account, you'll be asked to do so. Enter your Amazon email or mobile number and password. If you have two-factor authentication set up, you'll need to complete that step as well.
- Ensure it's the correct Amazon account: Double-check that you're logging into the Amazon account you regularly use for purchases, as this is where your rewards will be applied.
Step 3: Provide Your Card Details - Enroll Your Capital One Card
Now it's time to connect your Capital One card to your Amazon account.
- Click "Enroll a new rewards account" or similar option: You may see a list of cards already linked or an option to add a new one. Select the option to add a new rewards account.
- Enter your Capital One Credit Card Information: A pop-up box or a new page will appear, asking for details of your Capital One credit card. You'll need to provide:
- The name exactly as it appears on your Capital One credit card.
- Your Capital One credit card number.
- The expiration date of your credit card.
- Click "Add your card" or "Enroll": Once you've accurately entered all the requested information, click the button to add or enroll your card.
Step 4: Confirm and Customize - Manage Your Shop with Points Preferences
Once your card is linked, Amazon will confirm the enrollment.
- Receive Confirmation: You should receive an email confirmation from Amazon stating that your Capital One rewards account has been successfully linked. This is a good sign that everything worked!
- Explore "Use rewards first" option: Amazon often provides an option to automatically apply your Capital One rewards as the default payment method. This can be convenient if you plan to use your rewards frequently.
- To activate this, navigate to your "My Account" section on Amazon, then select "Shop with Points" to manage your preferences.
- Look for a toggle or option like "Use rewards first" and switch it on if you want rewards applied automatically.
- However, many users prefer to manually select their payment method at checkout. This allows for more control over when and how many points you use. If you prefer manual selection, ensure this toggle is off.
Step 5: Shop and Save! - Using Your Capital One Rewards at Checkout
The fun part! Now that your accounts are linked, it's time to redeem those rewards.
- Add eligible items to your cart: Browse Amazon as usual and add the items you wish to purchase to your shopping cart.
- Proceed to checkout: When you're ready to complete your purchase, go to your cart and click "Proceed to checkout."
- Select your Capital One card as the payment method: On the payment page during checkout, you'll see your linked Capital One credit card. Crucially, you'll now see an option to "Use Capital One Rewards" or a similar prompt.
- Choose how many points to use:
- You can choose to apply your entire rewards balance to the purchase.
- Alternatively, you can apply a specific amount of points to cover a portion of your order and pay the remaining balance with your Capital One card (or another payment method).
- Amazon will display the dollar value of your available rewards, making it easy to decide.
- Confirm your order: Review your order details, including the applied rewards, and then confirm your purchase. Your rewards will be deducted immediately.
Understanding Your Capital One Rewards Value on Amazon
It's important to understand how your Capital One rewards translate to value on Amazon.
QuickTip: Skim the intro, then dive deeper.
- Cash Back Rewards: For Capital One cash back cards (like Quicksilver or Savor), 100 cash back rewards typically equal $1 on Amazon. This means you get a 1:1 value, which is generally a good redemption rate.
- Travel Rewards (Miles): For Capital One travel cards (like Venture or Venture X), the redemption rate for miles on Amazon is usually 125 miles for $1. This translates to 0.8 cents per mile. While convenient, this is often a lower value than redeeming miles for travel directly through Capital One Travel or by transferring them to airline partners, where you might get 1 cent per mile or even more. Consider your options carefully if you have a miles-earning card.
Important Considerations and Tips
- Eligible Capital One Cards: Most Capital One rewards credit cards, including popular ones like Quicksilver, QuicksilverOne, Venture, VentureOne, Venture X, and Savor, are eligible for Shop with Points on Amazon.
- Eligible Purchases: While most Amazon purchases are eligible, there are some exceptions. These may include certain digital content (like individual digital music titles or Amazon Appstore Apps), Amazon Fresh, and Whole Foods Market purchases.
- No Double Dipping: When you redeem your rewards to pay for a purchase, you will not earn new rewards on the portion of the purchase paid for with points. You're essentially using your accumulated rewards instead of making a new charge.
- Promotional Offers: Keep an eye out for special promotions! Sometimes, Amazon and Capital One offer discounts when you use even a small amount of points (e.g., "$10 off when you use at least 1 point"). These can be excellent opportunities to maximize your savings.
- Unlinking Your Account: If for any reason you wish to discontinue using Shop with Points for your Capital One card, you can easily unlink it by visiting your Amazon "Shop with Points" account page and managing your enrolled cards.
By following these steps, you'll be well on your way to leveraging your Capital One rewards to save on your Amazon purchases. Enjoy the convenience!
10 Related FAQ Questions
Here are some quick answers to common questions about linking Capital One rewards to Amazon:
 |
How to check if my Capital One card is eligible for Shop with Points on Amazon?
Most Capital One rewards credit cards, including Quicksilver, Savor, Venture, and Spark Business cards, are eligible. The easiest way to check is to attempt the linking process on Amazon's Capital One rewards page; if your card isn't eligible, you'll typically be informed during enrollment.
How to see my available Capital One rewards balance on Amazon?
Once your Capital One card is linked, your available rewards balance (in dollars or miles, depending on your card type) will be displayed on the payment page during the Amazon checkout process when you select your Capital One card.
QuickTip: Reading twice makes retention stronger.
How to use only a portion of my Capital One rewards on Amazon?
During checkout on Amazon, after selecting your linked Capital One card, you'll see an option to enter the specific amount of rewards you wish to apply to your purchase. You don't have to use your entire balance.
How to unlink my Capital One rewards from Amazon?
You can unlink your Capital One rewards by going to your Amazon account, navigating to "Shop with Points" under "Payment Options," and then selecting the option to un-enroll or remove your Capital One card from the program.
How to get the best value from Capital One miles on Amazon?
Generally, redeeming Capital One miles on Amazon (125 miles = $1) offers a lower value than using them for travel through Capital One Travel (100 miles = $1) or transferring them to airline partners. If maximizing value is your priority, consider other redemption options for your miles. Cash back cards offer a 1:1 value on Amazon, which is a good redemption.
How to troubleshoot if my Capital One rewards aren't showing up on Amazon?
First, ensure your Capital One card is properly enrolled on Amazon's Shop with Points page. If it is, try logging out and back into your Amazon account, or clear your browser's cache and cookies. If the issue persists, contact Amazon or Capital One customer support.
Tip: Watch for summary phrases — they give the gist.
How to know what types of purchases are excluded from using Capital One rewards on Amazon?
While most items are eligible, certain categories like digital downloads (e.g., individual music titles, Appstore apps), Amazon Fresh, and Whole Foods Market purchases may be excluded. Amazon will typically notify you during checkout if rewards cannot be applied to specific items.
How to earn Capital One rewards when shopping on Amazon?
You earn Capital One rewards on Amazon purchases when you pay with your Capital One credit card. However, if you redeem your Capital One rewards (points or cash back) to pay for a purchase, you will not earn new rewards on the portion paid with points.
How to find special promotions for using Capital One rewards on Amazon?
Keep an eye on your Amazon account, especially in the "Shop with Points" section, or check your Capital One account and email for notifications about special promotional offers that might give you a discount for using your rewards on Amazon.
How to set Capital One rewards as my default payment on Amazon?
After linking your card, go to your Amazon "My Account" page, then "Shop with Points." You should see an option or toggle to "Use rewards first" or "Set as default." Enable this if you wish to automatically apply rewards to eligible purchases.
 |
💡 This page may contain affiliate links — we may earn a small commission at no extra cost to you.
