How To Apply Citibank Cheque Book

People are currently reading this guide.

Feeling a little low on cheque leaves? Don't fret! Running out of cheque books can be a minor inconvenience, especially when you need to make important payments. But thankfully, Citibank in India offers multiple convenient ways to request a new cheque book. Whether you prefer the ease of online banking, a quick SMS, or a visit to your nearest ATM, getting a new cheque book is a straightforward process.

This lengthy guide will walk you through each method, ensuring you can apply for your Citibank cheque book with confidence and ease. Let's get started!

The Essential Guide to Applying for a Citibank Cheque Book in India

Having a cheque book readily available is crucial for managing your finances, from paying bills to making investments. Here's a detailed, step-by-step breakdown of how to get your new Citibank cheque book.

Step 1: Choosing Your Preferred Application Method

Before we dive into the "how-to," let's decide which method suits you best. Citibank offers several options, catering to different preferences and situations. Consider which one feels most comfortable and accessible for you:

  • Online Banking (Netbanking): Ideal for those who prefer digital convenience and have internet access. This is often the most recommended method due to its speed and ease.
  • Mobile Banking App: Perfect for on-the-go requests using your smartphone.
  • SMS Banking: A quick and simple option if you're comfortable with text messages.
  • CitiPhone (Customer Care): For those who prefer speaking to a representative or need assistance.
  • ATM: A surprisingly convenient option if you're near a Citibank ATM.
  • Branch Visit: The traditional method for those who prefer face-to-face interaction or need personalized help.

Once you've decided, proceed to the relevant step below!

Step 2: Applying Through Citibank Online Banking (Netbanking)

This is arguably the most popular and efficient way to request a cheque book.

Sub-heading 2.1: Logging In to Your Citibank Netbanking Account

  1. Open your web browser and navigate to the official Citibank India website.
  2. Look for the "Login" or "Netbanking" option, usually located in the top right corner of the homepage.
  3. ***Enter your User ID and IPIN (Internet Personal Identification Number)***. Ensure you type these carefully to avoid multiple failed attempts.
  4. Click on the "Login" button.

Sub-heading 2.2: Navigating to the Cheque Book Request Section

  1. Once logged in, you'll be on your personalized dashboard.
  2. Look for a section related to "Banking," "Accounts," or "Service Requests." The exact wording might vary slightly.
  3. Within this section, you should find an option like "Cheque Book Issuance" or "Request Cheque Book." Click on it.

Sub-heading 2.3: Confirming Your Details and Submitting the Request

  1. The system will likely display your account number and registered address. Verify these details carefully to ensure the cheque book is sent to the correct place.
  2. You might be asked to select the number of cheque leaves you require (e.g., 25, 50, 100). Choose as per your need.
  3. Read any terms and conditions or charges associated with the request. While the first cheque book or a certain number of leaves might be free for some accounts, subsequent requests or higher leaf counts might incur a nominal fee (e.g., ₹5 per additional 10 leaves for some accounts).
  4. Confirm your request, usually by clicking a "Submit" or "Confirm" button.
  5. You may receive an OTP (One Time Password) on your registered mobile number for verification. Enter this OTP to complete the process.
  6. You will receive a confirmation message on screen and usually via SMS/email, indicating your request has been placed. Note down the request reference number if provided.

Step 3: Requesting via Citibank Mobile Banking App

The Citibank Mobile Banking App offers a seamless experience for requesting a cheque book on your smartphone.

Sub-heading 3.1: Launching the App and Logging In

  1. Open the Citibank Mobile Banking App on your smartphone or tablet.
  2. Enter your MPIN or use biometric authentication (fingerprint/face ID) if enabled, to log in securely.

Sub-heading 3.2: Finding the Cheque Book Request Option

  1. Once logged in, navigate through the app's menu. Look for sections like "Services," "Accounts," or "Requests."
  2. Locate the option for "Cheque Book Request" or "Order Cheque Book."

Sub-heading 3.3: Verifying Information and Submitting

  1. Confirm your account details and delivery address.
  2. Select the desired number of cheque leaves.
  3. Review any applicable charges.
  4. Authorize the request, which might involve entering your Transaction PIN or an OTP received on your registered mobile number.
  5. You'll receive an in-app confirmation and often an SMS/email regarding your request.

Step 4: Applying Through SMS Banking

For a quick and simple request without internet access, SMS banking is a great alternative.

Sub-heading 4.1: Understanding the SMS Format

  1. You need to send a specific keyword to Citibank's SMS banking number.
  2. The format for a cheque book request is typically: CHQBOOK <space> Last 4 digits of your Debit Card Number. Example: CHQBOOK 1234

Sub-heading 4.2: Sending the SMS

  1. Open your messaging application on your registered mobile number.
  2. Type the SMS in the exact format mentioned above.
  3. Send the SMS to Citibank's SMS banking number: 52484 or +91 9880752484.

Sub-heading 4.3: Receiving Confirmation

  1. You will receive an SMS confirmation from Citibank acknowledging your cheque book request. This message will usually include a reference number for your request.

Step 5: Requesting via CitiPhone (Customer Care)

If you prefer speaking to a person or need assistance, the CitiPhone service is available.

Sub-heading 5.1: Dialing the CitiPhone Number

  1. From your registered mobile number or landline, dial the Citibank Customer Care number for India: 1860 210 2484. (Local call charges may apply).
  2. For NRI customers or when calling from outside India, the number is +91 22 4955 2484.

Sub-heading 5.2: Navigating the IVR and Speaking to an Executive

  1. Listen carefully to the Interactive Voice Response (IVR) menu.
  2. Select the option for "Banking Services" or "Account Services."
  3. You may need to enter your account number or debit card number for verification.
  4. Eventually, you will get an option to speak to a "Customer Service Executive" or "Phone Banking Officer."
  5. Once connected, clearly state that you wish to request a new cheque book.

Sub-heading 5.3: Providing Details and Confirming

  1. The executive will ask for your account details and verify your identity through a few security questions.
  2. Confirm your registered address for delivery and specify the number of cheque leaves if prompted.
  3. The executive will process your request and provide you with a service request number for tracking.

Step 6: Applying Through a Citibank ATM

While not all ATMs may offer this service, many Citibank ATMs provide the option to request a cheque book.

Sub-heading 6.1: Visiting a Citibank ATM

  1. Locate your nearest Citibank ATM.
  2. Insert your Citibank Debit Card into the ATM.
  3. Enter your 4-digit ATM PIN.

Sub-heading 6.2: Selecting the Cheque Book Request Option

  1. On the main menu, look for "Services," "More Options," or "Other Services."
  2. Find and select "Cheque Book Request" or "Order Cheque Book."

Sub-heading 6.3: Confirming and Completing the Request

  1. The ATM screen will usually display your linked account number.
  2. Confirm the request.
  3. You might get a transaction slip indicating that your cheque book request has been placed.

Step 7: Visiting a Citibank Branch

For a traditional approach or if you need to discuss something in person, visiting a branch is always an option.

Sub-heading 7.1: Locating Your Nearest Branch and Required Documents

  1. Find the address of a convenient Citibank branch in Dhule or nearby cities.
  2. Carry your Citibank Debit Card and a valid ID proof (e.g., Aadhaar card, PAN card) for verification.

Sub-heading 7.2: Filling Out the Application Form

  1. Upon arrival, approach the customer service desk or the relevant counter.
  2. Request a "Cheque Book Requisition Form."
  3. Fill out the form completely and accurately, including your account number, name, and registered address.

Sub-heading 7.3: Submitting the Form and Acknowledgment

  1. Submit the filled form along with your ID proof to the bank official.
  2. The official will verify your details and process your request.
  3. You may receive an acknowledgment slip or an SMS confirmation once the request is processed.

Step 8: Tracking Your Cheque Book Delivery

After placing your request, you'll naturally want to know when to expect your new cheque book.

Sub-heading 8.1: Understanding Delivery Timelines

  • Typically, Citibank dispatches cheque books to your registered address via courier or postal service.
  • The delivery time can vary, but generally, it takes 3 to 7 working days for the cheque book to reach you. Factors like your location and public holidays can influence this.

Sub-heading 8.2: Methods to Check Delivery Status

  • Citibank Online Banking/Mobile App: After logging in, look for a "Service Request Status" or "Track Request" option. You can usually input your reference number to check the current status.
  • CitiPhone (Customer Care): Call the customer care number (1860 210 2484) and provide your request reference number to inquire about the delivery status.
  • SMS Banking: While not always available for tracking, some banks might send updates via SMS at different stages of delivery.
  • Important Note: If you don't receive your cheque book within the expected timeframe, do not hesitate to follow up with Citibank customer care.

Step 9: Receiving Your New Cheque Book

Once your cheque book arrives, there are a couple of things to keep in mind.

Sub-heading 9.1: Verifying the Details

  1. Upon receipt, carefully check all the details printed on the cheque leaves, such as your name, account number, IFSC code, and MICR code.
  2. If you notice any discrepancies, immediately contact Citibank customer care to report the issue.

Sub-heading 9.2: Activating (If Required)

  • In most cases, cheque books issued by Citibank are pre-activated.
  • However, if you receive any instructions indicating activation is required (which is rare for cheque books but common for debit/credit cards), follow them promptly.

Step 10: Understanding Cheque Book Charges

While convenience is key, it's good to be aware of any potential charges.

  • First Cheque Book: For many Citibank savings accounts, the first cheque book (often with a certain number of leaves, e.g., 25) is provided free of charge.
  • Subsequent Cheque Books: Subsequent cheque books or those with a higher number of leaves might incur a nominal fee. For example, some Citibank accounts may charge ₹5 per additional 10 leaves after the initial free allowance.
  • Specific Account Types: Charges can vary based on your specific account type (e.g., Basic Savings Bank Deposit Account, Citigold, Citi Priority). Always check the latest schedule of charges on the Citibank India website or by contacting customer care for the most accurate and up-to-date information for your account.

10 Related FAQ Questions

Here are 10 frequently asked questions about applying for a Citibank cheque book, with quick answers:

  1. How to check my Citibank cheque book request status? You can check the status by logging into your Citibank Netbanking or Mobile Banking App and navigating to "Service Request Status," or by calling Citibank Customer Care and providing your request reference number.

  2. How to get a Citibank cheque book urgently? While there's no official "urgent" delivery option, applying online or via SMS usually initiates the fastest dispatch. For critical situations, visiting a branch might be the quickest way to get a temporary cheque leaf if permissible, but a full cheque book will still be mailed.

  3. How to find my Citibank account number for a cheque book request? Your account number is usually available on your passbook, debit card, account statement, or by logging into your Citibank Netbanking/Mobile Banking App.

  4. How to contact Citibank customer care for a cheque book? You can call Citibank Customer Care at 1860 210 2484 (local call charges apply) from your registered mobile number in India.

  5. How to activate a new Citibank cheque book? Most Citibank cheque books are pre-activated upon delivery. You typically don't need to perform a separate activation step. Just verify the details when you receive it.

  6. How to stop payment on a Citibank cheque? You can usually stop payment on a cheque through Citibank Netbanking, the Mobile Banking App, or by calling Citibank Customer Care. You'll need the cheque number, amount, and beneficiary details.

  7. How to get extra cheque leaves from Citibank? When requesting a cheque book through Netbanking, Mobile App, or CitiPhone, you can often specify the number of leaves you need (e.g., 25, 50, 100). Additional leaves beyond the free limit may incur charges.

  8. How to change the delivery address for my Citibank cheque book? Your cheque book will be dispatched to your registered address. To change this, you would first need to update your address with Citibank through their official process (usually involves submitting a request with ID and address proof at a branch or via secure online submission if available). Only after the address is updated will subsequent cheque books be sent to the new address.

  9. How to know if my Citibank account is eligible for a free cheque book? Most standard savings accounts offer a certain number of free cheque leaves annually. Check the "Schedule of Charges" document for your specific account type on the Citibank India website or inquire with customer care to confirm eligibility and any associated fees.

  10. How to reorder a Citibank cheque book if I haven't received the previous one? If the expected delivery period has passed and you haven't received your cheque book, first track your request using the methods mentioned in Step 8. If it shows delivered but you haven't received it, or if the status is stuck, immediately contact Citibank Customer Care to report the non-receipt and request a re-issue.

2436240524214907338
How To Apply Citibank Cheque Book

You have our undying gratitude for your visit!