Thinking about ordering new checks for your Bank of America account? It's a common need, whether you're running low, setting up a new account, or just want a fresh design. This comprehensive guide will walk you through every step of the process, ensuring you get your checks smoothly and securely.
Ready to replenish your check supply? Let's get started!
Step 1: Determine Your Ordering Method – Choose What Works Best for You!
Before diving in, consider how you prefer to handle your banking. Bank of America offers several convenient ways to order checks, each with its own advantages.
Sub-heading: Online Banking – The Most Popular and Convenient Option
If you're already enrolled in Bank of America's online banking, this is often the easiest and fastest way to order checks. You can do it from the comfort of your home, any time of day or night.
Sub-heading: Mobile Banking App – Checks at Your Fingertips!
For those who prefer managing their finances on the go, the Bank of America mobile app provides a seamless experience for ordering checks directly from your smartphone or tablet.
Sub-heading: By Phone – Personalized Assistance
If you prefer speaking to a representative or have specific questions, ordering by phone is a great option. This can be particularly helpful for first-time orders or if you need assistance with customizing your checks.
Sub-heading: In-Person at a Bank of America Financial Center – For Face-to-Face Support
While less common for simple reorders, visiting a physical branch can be beneficial if you have complex needs, prefer in-person assistance, or want to pick up temporary checks (though Bank of America generally doesn't issue temporary or counter checks).
Step 2: Gather Your Essential Information – Be Prepared!
No matter which method you choose, you'll need some key details readily available to ensure a smooth ordering process.
- Your Bank of America Account Number: This is the primary identifier for your checking or savings account. You can find it on your existing checks, bank statements, or by logging into online banking.
- Your Bank of America Routing Number: This 9-digit number identifies Bank of America as a financial institution. It's usually printed on your existing checks (the first set of numbers at the bottom left).
- Personal Information: Your full name and the address associated with your Bank of America account. Ensure this is up-to-date! If you've recently moved or changed your name, update your details with the bank before ordering checks.
- Starting Check Number (for new orders): If this is your first time ordering checks for this account, you'll generally be prompted to choose a starting number. If it's a reorder, the system will usually default to the next sequential number.
- Payment Method: The cost of checks will be debited directly from your Bank of America account.
Step 3: Navigating the Ordering Process – Step-by-Step Execution
Let's break down the actual steps for each ordering method.
Sub-heading: Ordering Checks Online (via Bank of America Website)
- Log In to Online Banking: Go to the official Bank of America website (bankofamerica.com) and log in to your online banking account using your User ID and Password.
- Navigate to Account Services: Once logged in, look for a section related to "Account Management," "Account Services," or "Help & Support." This is where you'll typically find options for managing your accounts.
- Find "Order Checks": Within the account services section, locate and click on the "Order Checks" or "Order Checks & Deposit Tickets" link.
- Select Your Account: If you have multiple Bank of America accounts, select the specific checking or savings account for which you want to order checks.
- Choose Your Check Style and Quantity: You'll be presented with various check designs, styles (e.g., standard, duplicate, desk checks), and quantities. Browse through the options and select what best suits your needs. Consider security features like fraud protection options that may be available.
- Review and Customize: Double-check that your name, address, and account information are displayed correctly. You may have options to customize font styles, add a logo (for business checks), or include additional lines of text.
- Confirm Your Order and Payment: Review the total cost of your order, including any shipping fees. Confirm your payment from your selected Bank of America account.
- Submit Your Order: Once you've verified all the details, submit your order. You'll usually receive an order confirmation number and an estimated delivery date.
Sub-heading: Ordering Checks via the Bank of America Mobile App
- Open the Mobile App and Log In: Launch the Bank of America Mobile Banking app on your smartphone or tablet and log in with your credentials.
- Select Your Account: Tap on the checking or savings account for which you need checks.
- Look for "Order Checks": Navigate to the "Account Management" or "More" section within your account details. Look for an option like "Order Checks & Deposit Tickets."
- Follow On-Screen Prompts: The app will guide you through selecting your check style, quantity, and reviewing your information, similar to the online banking process.
- Confirm and Submit: Verify all details and confirm your order. You'll receive a confirmation within the app and often via email.
Sub-heading: Ordering Checks by Phone
- Locate the Customer Service Number: The general customer service number for Bank of America is 1-800-432-1000. You can also find specific numbers on the back of your debit card or on the Bank of America website under "Contact Us."
- Prepare Your Information: Have your account number, routing number, and personal details ready before you call.
- Speak to a Representative: Follow the automated prompts to connect with a customer service representative who can assist you with ordering checks. Be prepared to verify your identity for security purposes.
- Specify Your Order: Clearly communicate your check requirements, including the desired style, quantity, and any customization options.
- Confirm Details and Payment: The representative will confirm your order details and the associated cost. The payment will be debited from your account.
Sub-heading: Ordering Checks In-Person at a Bank of America Financial Center
- Find a Branch: Use the Bank of America website or mobile app to locate the nearest financial center.
- Bring Identification: Always bring a valid photo ID (e.g., driver's license, passport) and your Bank of America debit card for verification.
- Speak to a Teller or Customer Service Representative: Inform them that you wish to order checks for your account.
- Provide Account Details: They will ask for your account number and verify your identity.
- Choose Checks: They will guide you through available check styles and quantities.
- Complete the Order: The representative will process your order and confirm the details and payment.
Step 4: Understanding Costs and Delivery – What to Expect
Sub-heading: Check Costs – Varies by Style and Quantity
The cost of checks from Bank of America can vary significantly depending on the design, quantity, and any added security features. While some premium checking accounts may offer free checks, it's more common to incur a fee. You'll see the exact price before you finalize your order. Keep in mind that third-party check providers can sometimes offer cheaper alternatives, but always ensure they are reputable and secure.
Sub-heading: Delivery Options and Times – Getting Your Checks to You
Bank of America, typically through its check provider (often Harland Clarke), offers various shipping options:
- Standard/First Class Mail: This is usually the most economical option, with delivery typically taking 5 to 7 business days after the product has shipped. This option is generally not trackable.
- CheckProtect®: This is often the recommended secure and trackable delivery option, compatible with PO Boxes, and designed to minimize risk.
- Expedited Shipping (Overnight, 2-Day): For an additional fee, you can opt for faster delivery, often within 1-2 business days after printing. These options are generally trackable but may not deliver to PO Boxes.
Remember: Allow 1-2 business days for check printing for standard delivery methods.
Sub-heading: Tracking Your Order – Knowing Where Your Checks Are
If you selected a trackable delivery method (like CheckProtect or expedited shipping), you'll usually receive an email with tracking information once your order has shipped. You can then use this tracking number on the carrier's website to monitor its progress.
Step 5: After Receiving Your Checks – Final Steps for Security
- Verify Information: Once your new checks arrive, carefully review all the printed information: your name, address, account number, and routing number. Ensure everything is accurate.
- Sign Your Checks (Optional but Recommended): For added security, some people choose to sign their checks on the signature line as soon as they receive them. This can deter unauthorized use if they are lost or stolen.
- Store Securely: Keep your checks in a safe and secure location, away from prying eyes. Treat them like cash!
- Destroy Old Checks: If you're replacing old checks, shred them thoroughly to prevent fraud. Do not simply throw them in the trash.
10 Related FAQ Questions
Here are some frequently asked questions about ordering Bank of America checks, with quick answers:
-
How to reorder Bank of America checks quickly? The fastest way to reorder checks is through your Bank of America online banking account or mobile app, as your information will likely be pre-filled, simplifying the process.
-
How to find my Bank of America routing number for checks? Your Bank of America routing number is the first set of nine digits printed at the bottom left of your checks. You can also find it by logging into your online banking or mobile app.
-
How to get free checks from Bank of America? Some premium or specific checking account types at Bank of America may offer free checks as a benefit. Check your account's fee schedule or contact customer service to see if you qualify.
-
How to customize my Bank of America checks? When ordering online or through the mobile app, you'll typically have options to choose different designs, add personal messages, or select specific fonts. For business checks, you might be able to add your company logo.
-
How to track my Bank of America check order status? If you chose a trackable shipping option, you'll receive an email with a tracking number. You can use this number on the carrier's website (e.g., FedEx, UPS) or often directly through the Bank of America check ordering portal.
-
How to prevent check fraud with Bank of America checks? Always store your checks securely, shred old checks, and never share your full bank account details unnecessarily. Enroll in transaction alerts and regularly review your bank statements for suspicious activity.
-
How to get temporary checks from Bank of America? Bank of America generally does not issue temporary or counter checks. Your best option is to order standard checks through one of the methods described above.
-
How to order Bank of America deposit slips? Deposit slips can usually be ordered at the same time as your checks, through the same online banking, mobile app, or phone ordering processes. Look for an option to "Order Checks & Deposit Tickets."
-
How to cancel a Bank of America check order? If you need to cancel an order, contact Bank of America customer service as soon as possible via phone. Be aware that once an order goes into production, cancellation might not be possible.
-
How to change the address on my Bank of America checks? You must update your address with Bank of America before ordering new checks. This can typically be done through online banking, by phone, or in person at a financial center. Once your address is updated, new checks will reflect the correct information.