It's great that you're taking an active interest in managing your investments! Checking your mutual fund statement is a crucial step in staying informed about your financial health. While DSP BlackRock Mutual Fund is now simply known as DSP Mutual Fund (BlackRock exited the joint venture), the process for accessing your statement remains similar.
This comprehensive guide will walk you through every step of checking your DSP Mutual Fund statement, ensuring you have all the information you need at your fingertips.
How to Check Your DSP Mutual Fund Statement: A Comprehensive Guide
Understanding your mutual fund investments is paramount. Your DSP Mutual Fund statement provides a detailed snapshot of your holdings, transactions, and overall performance. Whether you prefer online access, email delivery, or even a physical copy, DSP Mutual Fund offers multiple convenient options.
Let's dive into the various methods you can employ to get your statement.
Step 1: Determine Your Preferred Method of Access
Before we begin, consider how you'd like to receive your statement. DSP Mutual Fund offers several avenues, each with its own advantages.
- Online Access: This is often the quickest and most convenient way to view your current and historical statements. You can typically download them as PDFs.
- Email Delivery: For regular updates, having your statement emailed to your registered address is a popular choice.
- Missed Call Service: A quick and easy way to receive your statement via email and SMS (if registered).
- Physical Statement: If you prefer a hard copy, you can request one, though this might involve a slight delay and potentially a fee in some cases.
- Through a Distributor/Broker Platform: If you invested through a platform like Zerodha, Groww, Angel One, or another financial advisor, they often provide access to your consolidated statements.
Engage with us right now! Which of these methods sounds most appealing to you? Think about your comfort level with technology and how frequently you want to review your investments.
Step 2: Accessing Your Statement Online via the DSP Mutual Fund Website
This is the most common and efficient way to get your statement.
Sub-heading 2.1: Navigating to the Statement Section
- Open your web browser and go to the official DSP Mutual Fund website. You can usually find it by searching "DSP Mutual Fund" or by directly typing
www.dspim.com. - Look for a section titled "Investor Services," "Account Statement," or "My Account." These links are usually prominently displayed on the homepage or under a "Services" or "Support" menu.
- Click on the relevant link. You'll likely be redirected to a page dedicated to account statements.
Sub-heading 2.2: Providing Your Details for Verification
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On the account statement page, you will typically find fields to enter your details for verification. The most common requirements are:
- Folio Number: This is your unique identification number with DSP Mutual Fund. Make sure to enter it correctly.
- PAN (Permanent Account Number): Your PAN is crucial for identification and is often used in conjunction with your folio number.
- You might also be asked for your registered email address or mobile number for an OTP (One-Time Password) based verification.
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Select the Time Period: You'll usually have options to choose the duration for which you want the statement:
- Current Financial Year
- Previous Financial Year
- Since Inception (from when you first invested)
- Specific Period (allowing you to select custom start and end dates).
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Choose the Statement Type: Depending on the portal, you might have options for different types of statements:
- Account Statement: This is the most common and provides a detailed transaction history.
- Consolidated Account Statement (CAS): If you have investments across multiple mutual fund houses and have linked them with your PAN, you can get a CAS that combines all your holdings. You might need to request this from a Registrar and Transfer Agent (RTA) like CAMS or KFintech, as they often generate consolidated statements.
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Click "Submit" or "Generate Statement." The system will process your request.
Sub-heading 2.3: Downloading Your Statement
- Once processed, your statement will usually be displayed on the screen or available for download as a PDF document.
- Click on the "Download" button to save the PDF to your device.
- It's a good practice to save your statements regularly for your records. You can create a dedicated folder on your computer for your investment documents.
Step 3: Receiving Your Statement via Email
Email is a convenient way to get your statements directly in your inbox without having to visit the website every time.
Sub-heading 3.1: Requesting Statement through the Website
As mentioned in Step 2, when generating your statement online, you often have an option to send it to your registered email ID. Ensure your email address is up-to-date with DSP Mutual Fund.
Sub-heading 3.2: Using the Missed Call Service
DSP Mutual Fund (and many other fund houses) offer a missed call service for quick statement delivery.
- From your registered mobile number, give a missed call to +91 90150 39000.
- You should soon receive an SMS with a link to your statement or an email with the statement attached. This is a fantastic option for a quick check when you're on the go!
Sub-heading 3.3: Sending an Email Request
If you face any issues with the above methods, or simply prefer to send an email, you can do so:
- Open your email client and compose a new email.
- Address the email to service@dspim.com (or service@dspblackrock.com, though the former is more current).
- In the subject line, clearly state your request, e.g., "***Request for Account Statement - [Your Name] - Folio Number [Your Folio Number]***".
- In the body of the email, include your:
- Full Name
- PAN
- Folio Number(s)
- Desired time period for the statement (e.g., "Last 6 months," "Current Financial Year," or specific dates).
- Ensure you send this email from your registered email address. This helps DSP Mutual Fund verify your identity. You should receive your statement within a few business days.
Step 4: Requesting a Physical Statement
While less common now, some investors still prefer a physical copy of their statement.
Sub-heading 4.1: Contacting Customer Care
- Call the DSP Mutual Fund customer care toll-free number: 1800 200 4499. If calling from outside India, dial +91 44 30915400.
- Be prepared to provide your PAN, folio number, and other verification details as requested by the customer service representative.
- Clearly state that you require a physical copy of your account statement and specify the period.
- They will guide you on the process, including any potential charges for physical statements (though standard statements are usually free). Note that some third-party platforms might charge for physical statement courier.
Sub-heading 4.2: Visiting a DSP Mutual Fund Branch or CAMS Service Centre
- You can also visit a DSP Mutual Fund branch office or a CAMS (Computer Age Management Services) Investor Service Centre/Transaction Point. CAMS is a Registrar and Transfer Agent that handles operations for many mutual funds, including DSP Mutual Fund.
- Carry a valid photo ID and your PAN card for verification.
- Fill out a request form for your account statement.
- The statement might be printed on the spot or sent to your registered address.
Step 5: Understanding Your DSP Mutual Fund Statement
Once you have your statement, it's important to know what information it contains. A typical mutual fund statement will include:
Sub-heading 5.1: Key Identification Details
- Your Name and Address: Verify that these details are accurate.
- Folio Number: Your unique identifier for all investments with DSP Mutual Fund.
- PAN: Your Permanent Account Number.
- Nomination Details: Indicates whether you have a nominee registered for your investments.
Sub-heading 5.2: Investment Summary
- Scheme Name: The specific mutual fund scheme(s) you have invested in (e.g., DSP Flexi Cap Fund, DSP ELSS Tax Saver Fund).
- Opening Balance: The number of units and value at the beginning of the statement period.
- Closing Balance: The number of units and value at the end of the statement period.
- Current Value: The current market value of your holdings based on the latest Net Asset Value (NAV).
- Cost of Acquisition: The total amount you have invested.
Sub-heading 5.3: Transaction Details
This is the most dynamic part of your statement, listing all activities during the specified period:
- Transaction Date: The date on which a transaction occurred.
- Transaction Type: Indicates whether it was a purchase (lumpsum, SIP), redemption (withdrawal), switch, dividend reinvestment, etc.
- NAV (Net Asset Value): The price per unit of the scheme on the transaction date.
- Units: The number of units bought, sold, or transferred.
- Amount: The monetary value of the transaction.
- STT (Securities Transaction Tax): Applicable tax on certain transactions.
- TDS (Tax Deducted at Source): If any.
Sub-heading 5.4: Distributor/Advisor Information
If you invested through an intermediary, their details, including their ARN (AMFI Registration Number), will be mentioned. If you invested directly, it will likely state "Direct" or similar.
Step 6: What to Do If You Encounter Issues
Occasionally, you might face challenges in accessing your statement.
Sub-heading 6.1: Common Troubleshooting Steps
- Check Your Internet Connection: A stable connection is essential for online access.
- Verify Your Input: Double-check your Folio Number, PAN, and other details for any typos.
- Clear Browser Cache/Cookies: Sometimes, browser issues can prevent pages from loading correctly.
- Try a Different Browser: If one browser isn't working, try another (e.g., Chrome, Firefox, Edge).
Sub-heading 6.2: Contacting DSP Mutual Fund Customer Care
If problems persist, don't hesitate to reach out to DSP Mutual Fund's customer care:
- Toll-Free Number: 1800 200 4499
- Email: service@dspim.com
- Visit a Branch/CAMS Centre: As mentioned in Step 4.2.
When contacting them, have your PAN and any relevant details handy to facilitate a quicker resolution. Be clear and concise about the issue you're facing.
Frequently Asked Questions (FAQs)
How to get a consolidated mutual fund statement?
You can usually get a Consolidated Account Statement (CAS) from RTAs like CAMS or KFintech by entering your PAN and email ID. This statement will include all your mutual fund holdings across different fund houses.
How to update my email address or mobile number with DSP Mutual Fund?
You can typically update your contact details by logging into your online account on the DSP Mutual Fund website, or by submitting a physical "Change of Details" form at a DSP branch or CAMS service centre. You will need to provide supporting documents.
How to know my DSP Mutual Fund folio number?
Your folio number is mentioned on any previous statement you might have received. If you don't have one, you can contact DSP Mutual Fund customer care with your PAN and other details for assistance.
How to check the current NAV of DSP Mutual Fund schemes?
You can check the current NAV of DSP Mutual Fund schemes on their official website (
How to understand if my mutual fund investment is performing well?
Compare your fund's returns against its benchmark index and peer funds in the same category over various timeframes (1 year, 3 years, 5 years, etc.). Look at metrics like expense ratio, fund manager's experience, and risk factors mentioned in the Scheme Information Document (SID).
How to get my tax statement for DSP Mutual Fund investments?
Most fund houses provide capital gains statements (for tax filing) online. Log in to your DSP Mutual Fund account or the RTA website (CAMS/KFintech) and look for "Tax Statement" or "Capital Gains Statement" for the relevant financial year.
How to register for online access for DSP Mutual Fund?
If you haven't already, visit the DSP Mutual Fund website and look for a "New User Registration" or "Register Online" link. You'll typically need your Folio Number and PAN to create an online login.
How to stop receiving physical statements and switch to email?
You can usually opt for e-statements through your online account preferences on the DSP Mutual Fund website. Alternatively, contact their customer care or visit a branch to request a switch from physical to email statements.
How to download historical DSP Mutual Fund statements?
On the DSP Mutual Fund website's account statement section, you can select specific financial years or custom date ranges to generate and download historical statements.
How to check if my DSP Mutual Fund investment is KYC compliant?
You can check your KYC status on the websites of KYC Registration Agencies (KRAs) like CAMS KRA, Karvy KRA, or CVL KRA, by entering your PAN. Your mutual fund statement might also indicate your KYC status. If you invested recently, your advisor or the fund house would have guided you through the KYC process.
We hope this lengthy and detailed guide helps you confidently access and understand your DSP Mutual Fund statements. Staying informed is key to making sound financial decisions!
