Ever found yourself wondering, "Where are all my recurring investments hiding at Fidelity?" You're not alone! It's incredibly satisfying to set up automatic contributions and watch your portfolio grow, but occasionally, you might want to review, adjust, or simply confirm those consistent contributions. This comprehensive guide will walk you through, step-by-step, how to check your recurring investments at Fidelity, ensuring you always have a clear picture of your financial automation.
Step 1: Let's Get Started - Are You Ready to Uncover Your Financial Flow?
Before we dive in, let's make sure you're ready. Do you have your Fidelity login credentials handy? Great! Having them at the ready will make this process smooth and seamless. If not, take a moment to retrieve your username and password. We're about to embark on a journey into your automated investment landscape!
Step 2: Logging into Your Fidelity Account
The first and most crucial step is to access your Fidelity account online.
2.1 Navigating to the Fidelity Website: Open your preferred web browser (Chrome, Firefox, Edge, Safari – whatever you like!) and type in
www.fidelity.cominto the address bar. Press Enter.2.2 Entering Your Credentials: Once on the Fidelity homepage, you'll see a prominent "Log In" button or fields for your username and password. Enter your Fidelity Username and Password carefully.
2.3 Two-Factor Authentication (If Applicable): For enhanced security, Fidelity often employs two-factor authentication (2FA). This might involve a code sent to your registered phone number or email, or a prompt on your Fidelity NetBenefits app. Be sure to complete this step to gain full access to your account.
Step 3: Locating Your Accounts Summary
Once successfully logged in, you'll typically land on your Fidelity "Portfolio Summary" or "Accounts" page. This is your personal dashboard, providing an overview of all your Fidelity accounts.
3.1 Overview of Your Holdings: Take a moment to glance at your listed accounts. You'll likely see various account types, such as brokerage accounts, IRAs (Roth, Traditional, SEP), 401(k)s, 529 plans, etc.
3.2 Identifying Relevant Accounts: Think about where you've set up your recurring investments. Is it your primary brokerage account, an IRA you're funding consistently, or a 529 plan for education? Keep these in mind as we proceed.
Step 4: Accessing the "Transfers & Payments" or "Activity & Orders" Section
This is where the magic happens! Fidelity houses information about recurring investments within sections related to transactions, transfers, and order history. The exact wording might vary slightly depending on recent website updates, but it will generally be one of these.
4.1 Navigating the Top Menu: Look for a navigation menu, usually at the top of the page. You'll often find options like "Accounts & Trade," "Planning & Advice," "News & Research," and "Transfers & Payments" or "Activity & Orders."
4.2 Clicking on the Appropriate Link: Click on either "Transfers & Payments" or "Activity & Orders." If you see both, "Transfers & Payments" is usually the more direct route for recurring contributions.
Step 5: Finding Your Recurring Transfers/Investments
Within the "Transfers & Payments" or "Activity & Orders" section, you'll need to filter or select options to specifically view recurring activities.
5.1 Looking for "Recurring Transfers," "Scheduled Transfers," or "Recurring Investments": Once you're in the "Transfers & Payments" section, scan for sub-sections or links such as:
"Recurring Transfers"
"Scheduled Transfers"
"Recurring Investments"
"Manage Scheduled Transfers"
"Future Transactions"
5.2 Selecting the Relevant Account (If Prompted): You might be asked to select the specific account for which you want to view recurring investments. Choose the account where you know you have recurring contributions set up.
5.3 Reviewing the Details: Once you've clicked on the correct link, you should see a list of your recurring investments. This list will typically display:
The amount of each recurring investment.
The frequency (e.g., weekly, bi-weekly, monthly).
The start date and often the next scheduled date.
The linked bank account or source of funds.
The destination account within Fidelity.
The status (e.g., active, pending).
Step 6: Understanding and Managing Your Recurring Investments
Now that you've found your recurring investments, take some time to understand what you're seeing and how you can manage them.
6.1 Verifying Accuracy: Double-check that the amounts, frequencies, and target accounts align with your intentions. This is crucial for financial planning.
6.2 Options for Management: From this screen, you'll typically have options to:
Edit: Change the amount, frequency, or even the destination account of a recurring investment.
Skip: Temporarily skip the next scheduled investment.
Cancel/Delete: Stop a recurring investment entirely.
View History: See a historical record of past recurring contributions.
6.3 Making Changes (If Needed): If you need to make any adjustments, click on the "Edit," "Skip," or "Cancel" button next to the specific recurring investment you wish to modify. Follow the on-screen prompts to confirm your changes. Fidelity will usually require you to confirm with your password or 2FA.
Step 7: Confirmation and Peace of Mind
After reviewing or making any changes, it's always a good idea to confirm.
7.1 Confirmation Messages: Fidelity will typically provide a confirmation message on screen once you've successfully viewed or modified your recurring investments.
7.2 Email Confirmations: For any significant changes (like cancellation or modification of a recurring transfer), Fidelity often sends an email confirmation to your registered email address. Check your inbox to ensure the changes have been processed.
7.3 Setting Up Alerts: Consider setting up alerts within your Fidelity account to notify you of successful recurring investments or any issues. This can provide extra peace of mind.
By following these steps, you'll be able to confidently check, understand, and manage all your recurring investments at Fidelity. Maintaining a clear view of your automated contributions is key to consistent progress toward your financial goals!
10 Related FAQ Questions
Here are some frequently asked questions about managing recurring investments at Fidelity:
How to set up a new recurring investment at Fidelity?
You can set up a new recurring investment by navigating to "Transfers & Payments," then selecting "Set up a new recurring transfer" or a similar option. You'll specify the source and destination accounts, amount, frequency, and start date.
How to change the amount of a recurring investment at Fidelity?
Go to the "Transfers & Payments" section, find your recurring investment under "Recurring Transfers" or "Scheduled Transfers," and click on the "Edit" option next to it. You'll then be able to modify the amount.
How to stop a recurring investment at Fidelity?
To stop a recurring investment, go to the "Transfers & Payments" section, locate the specific recurring investment, and choose the "Cancel" or "Delete" option. You'll need to confirm your decision.
How to see the history of my recurring investments at Fidelity?
Within the "Recurring Transfers" or "Scheduled Transfers" section, you often have an option to view the "History" of a specific recurring investment, showing all past contributions. You can also view your overall transaction history in the "Activity & Orders" section filtered by account.
How to find out if my recurring investment went through?
Check the "Activity & Orders" section of your Fidelity account. Successful recurring investments will appear as a deposit or purchase in the transaction history of the target account. You might also receive email confirmations.
How to update the bank account linked to my recurring investment at Fidelity?
You'll typically need to first update your linked bank accounts under the "Transfers & Payments" section. Once the new bank account is added and verified, you can then edit your existing recurring investment to select the new source account.
How to find the next scheduled date for a recurring investment at Fidelity?
When you view your "Recurring Transfers" or "Scheduled Transfers" list, the next scheduled date for each recurring investment is usually displayed alongside its details.
How to set up recurring investments for multiple Fidelity accounts?
You will need to set up each recurring investment individually for each target Fidelity account. Follow the "Set up a new recurring transfer" process for each account you wish to fund automatically.
How to skip a single recurring investment at Fidelity?
Some recurring investment setups offer a "Skip" option within the "Recurring Transfers" management screen. If available, this allows you to skip just the next scheduled contribution without canceling the entire series.
How to get email notifications for my Fidelity recurring investments?
You can usually manage your alert preferences within your Fidelity profile settings. Look for "Alerts" or "Notifications" and customize them to receive emails or text messages for various account activities, including recurring transfers.