Are you ready to take control of your investments and finances right from your smartphone? The Fidelity Investments app is a powerful tool designed to help you do just that! Whether you're a seasoned investor or just starting, having access to your accounts, market insights, and trading tools on the go can be incredibly beneficial.
This comprehensive guide will walk you through every step of downloading and setting up the Fidelity app, ensuring a smooth and secure experience. Let's get started!
Before You Begin: What You'll Need
Before diving into the download process, let's make sure you have everything in order:
A Compatible Smartphone or Tablet: The Fidelity app is available for both Android and iOS devices. Ensure your device meets the minimum operating system requirements (generally iOS 16.0 or later for Apple devices, and a recent Android version like Android 6.0 or higher for Android devices). Older operating systems might not support the latest version of the app.
A Stable Internet Connection: You'll need a reliable Wi-Fi or mobile data connection to download the app from your app store.
Your Fidelity Login Credentials (Optional, but Recommended): While you can download the app without an account, having your Fidelity username and password ready will make the initial setup and login process much quicker. If you don't have an account yet, you can often start the process of opening one directly within the app after downloading.
Step 1: Discovering the Fidelity App – Where to Find It
The first step is to locate the official Fidelity Investments app in your device's app store. Beware of imposter apps! Always ensure you're downloading the legitimate application.
Sub-heading 1.1: For Android Users (Google Play Store)
Unlock your Android device and find the Google Play Store icon. It usually looks like a colorful triangle. Tap on it to open the store.
Once the Play Store is open, locate the search bar at the top of the screen.
Tap on the search bar and type "Fidelity Investments".
Press the search icon (magnifying glass) on your keyboard.
You should see "Fidelity Investments" in the search results. Look for the app published by "Fidelity Investments". Double-check the developer name to avoid fake apps. The icon typically features the Fidelity logo.
Sub-heading 1.2: For iOS Users (Apple App Store)
Unlock your iPhone or iPad and find the App Store icon. It's usually a blue icon with a white "A" inside a circle. Tap on it to open the store.
At the bottom of the App Store screen, you'll see several tabs. Tap on the "Search" tab (it looks like a magnifying glass).
Locate the search bar at the top of the search screen.
Tap on the search bar and type "Fidelity Investments".
Tap the "Search" button on your keyboard.
Similar to Android, you'll see "Fidelity Investments" in the search results. Verify that the app is published by "Fidelity Investments". This is crucial for security. The app icon will display the familiar Fidelity logo.
Step 2: Initiating the Download – Getting the App on Your Device
Once you've located the correct Fidelity app in your respective app store, it's time to download it!
Sub-heading 2.1: The "Install" or "Get" Button
Tap on the Fidelity Investments app icon from the search results to open its detailed page.
On the app's page, you'll see a prominent button. For Android, it will typically say "Install". For iOS, it will usually say "Get" (and may change to a cloud icon with an arrow if you've previously downloaded it).
Tap this button to begin the download process.
Sub-heading 2.2: Authentication and Permissions
For iOS users: You may be prompted to authenticate the download using your Face ID, Touch ID, or Apple ID password. This is a standard security measure for app downloads.
For Android users: The app may request certain permissions (e.g., access to storage for caching data). Review these permissions and tap "Accept" or "Allow" to proceed with the download. It's normal for financial apps to request relevant permissions for full functionality.
Sub-heading 2.3: Monitoring the Download Progress
A progress bar or circle will indicate the download status. The download time will vary depending on your internet speed and the app's size. The Fidelity app is typically a moderate size.
Once the download is complete, the button will change to "Open".
Step 3: Launching and Initial Setup
Congratulations! You've successfully downloaded the Fidelity app. Now it's time to open it and begin the initial setup.
Sub-heading 3.1: Opening the App
You can either tap the "Open" button directly from the app store page, or you can find the new Fidelity Investments app icon on your device's home screen or app drawer.
Tap the icon to launch the app.
Sub-heading 3.2: First-Time User Experience and Login
The app will likely display a welcome screen or a brief introduction to its features.
You'll then typically be presented with options to "Log In" or "Open an Account".
If you already have a Fidelity account: Tap "Log In". You'll be prompted to enter your Fidelity username and password.
If you're new to Fidelity: Tap "Open an Account" and follow the on-screen instructions to create a new account. This usually involves providing personal information, setting up security questions, and linking a funding source.
Initial Security Steps: Fidelity places a high emphasis on security. On your first login, you might be asked to:
Set up Multi-Factor Authentication (MFA): This is a critical security layer. You might be prompted to receive a one-time code via text message or email to verify your identity.
Enable Biometric Login: For convenience and enhanced security, the app will often offer to enable Face ID (for iPhones) or Fingerprint/Touch ID (for both Android and iOS) for future logins. We highly recommend enabling this feature. It makes logging in quick and secure.
Accept Security Key: Fidelity may prompt you to accept a "security key" on your device. Accepting this will make future logins more secure by automatically downloading and storing it when you enter a one-time code. If you decline, you'll be prompted for a one-time code each time you log in.
Sub-heading 3.3: Exploring the App's Interface
Once logged in, take a moment to familiarize yourself with the app's layout. You'll typically find:
Home Screen/Dashboard: An overview of your accounts, balances, and recent activity.
Accounts & Trade: Access to detailed account information, positions, and trading functionalities for stocks, ETFs, mutual funds, and more.
Planning & Advice: Tools for financial planning, goal setting, and educational resources.
News & Research: Market news, research reports, and analysis to help with your investment decisions.
Products: Information on various Fidelity investment products like IRAs, 401(k)s, HSAs, etc.
Customer Service/Profile: Options to manage your profile, contact support, and adjust security settings.
Spend some time exploring each section to understand where everything is located. Many features are customizable, allowing you to tailor the app to your preferences.
Step 4: Customizing and Securing Your App Experience
To make the most of the Fidelity app and keep your investments safe, consider these final steps.
Sub-heading 4.1: Personalizing Your View
Customize your dashboard: Many users prefer to see specific account information or market data immediately upon opening the app. Look for settings or edit options on the home screen to arrange widgets and information to your liking.
Set up Watchlists: Create watchlists for stocks, ETFs, or mutual funds you're tracking. This allows you to monitor their performance easily.
Configure Alerts: Set up custom alerts for price triggers, account activity, or news related to your investments. This helps you stay informed without constantly checking the app.
Sub-heading 4.2: Enhancing Security
Review Security Settings: Navigate to your profile or security settings within the app. Here you can:
Confirm MFA is enabled.
Update your password periodically.
Manage trusted devices that can access your account.
Set up money transfer lockdowns to prevent unauthorized electronic money movement.
Stay Vigilant: Be wary of unsolicited emails or text messages claiming to be from Fidelity asking for your login credentials or personal information. Fidelity will never ask for your password via email or text. Always go directly to the official app or website for any account changes or sensitive interactions.
Keep Your App Updated: Regularly check for and install app updates. These updates often include important security patches, bug fixes, and new features.
You are now fully equipped to utilize the Fidelity Investments app to manage your financial future!
10 Related FAQ Questions
Here are 10 common questions related to downloading and using the Fidelity app, with quick answers:
How to find the Fidelity app in the app store?
Search for "Fidelity Investments" in the Google Play Store (Android) or Apple App Store (iOS). Ensure the developer is "Fidelity Investments" to avoid fake apps.
How to know if my phone is compatible with the Fidelity app?
Check the app's description in your app store for minimum operating system requirements (e.g., iOS 16.0+ or Android 6.0+). Most modern smartphones will be compatible.
How to log in to the Fidelity app for the first time?
After opening the app, select "Log In" and enter your Fidelity username and password. You'll likely be prompted to set up multi-factor authentication (MFA) and/or biometric login.
How to enable Face ID or Fingerprint login for the Fidelity app?
During your first login, the app will usually prompt you to enable biometric login. If not, you can typically find this option in the app's security or profile settings.
How to troubleshoot if the Fidelity app isn't downloading?
Check your internet connection, ensure you have enough storage space on your device, and verify your device's operating system meets the app's requirements. Try restarting your device.
How to fix Fidelity app login issues?
Double-check your username and password. If you've forgotten them, use the "Forgot Username or Password" link on the login screen. Ensure your internet connection is stable. If issues persist, try clearing the app's cache or reinstalling it.
How to set up alerts in the Fidelity app?
Once logged in, navigate to the relevant section (e.g., Accounts, Watchlists) and look for options to set up alerts for price changes, account activity, or news.
How to deposit a check using the Fidelity app?
The Fidelity app typically has a "Deposit Checks" feature within the cash management or transfer section. You'll usually need to take photos of the front and back of the endorsed check.
How to trade stocks or ETFs on the Fidelity app?
Within the app, go to the "Trade" or "Accounts & Trade" section. You'll find options to place buy or sell orders for various securities.
How to ensure my Fidelity app is secure?
Always use a strong, unique password, enable multi-factor authentication (MFA), and utilize biometric login (Face ID/Fingerprint). Keep your app updated, and be cautious of phishing attempts.
