Finding your Truist routing number is a common task, whether you're setting up direct deposit, paying bills online, or initiating a wire transfer. Don't worry, it's easier than you might think! Let's walk through all the reliable ways to find this crucial nine-digit code.
Your Comprehensive Guide to Finding Your Truist Routing Number
Have you ever found yourself staring at a form asking for your bank's "routing number" and drawing a blank? You're not alone! This seemingly small piece of information is vital for many financial transactions. For Truist customers, especially after the merger of BB&T and SunTrust, it's natural to have questions about which routing number applies to your account. This detailed guide will show you exactly how to locate your Truist routing number, step by step, using various methods.
What Exactly Is a Routing Number?
Before we dive into how to find it, let's briefly understand what it is. A routing number, also known as an ABA (American Bankers Association) routing transit number, is a nine-digit code that identifies
- Direct Deposits: Your paycheck, government benefits, or tax refunds.
- Automated Clearing House (ACH) Transfers: Recurring bill payments, electronic fund transfers between banks, or person-to-person payments.
- Wire Transfers: Both domestic and international money transfers.
- Online Bill Pay: When you set up payments directly through your bank's online platform.
Without the correct routing number, your transaction could be delayed, rejected, or even sent to the wrong place, causing significant headaches. So, let's make sure you get it right!
Step 1: Let's Start with What You Have on Hand! Do You Have a Truist Check?
This is often the easiest and most straightforward way to find your routing number. If you have a physical check from your Truist checking account, you're in luck!
Sub-heading: Where to Look on Your Check
Take one of your Truist personal checks and look at the bottom. You'll see a series of numbers printed in magnetic ink. These numbers are typically divided into three sets:
- The first set of nine digits on the far left is your routing number.
- The middle set of numbers is generally your account number.
- The last set is your check number.
Pro Tip: Always double-check that you're looking at the first set of nine digits on the left. Sometimes, the account number might be longer, and you want to be sure you're not confusing the two.
If you don't have a check handy, or if your account is savings-only, no problem! We have other reliable methods.
Step 2: Accessing Your Truist Digital Banking (Online or Mobile App)
In today's digital age, your routing number is just a few clicks or taps away within your Truist online banking or mobile app. This is a highly recommended method as it's quick, secure, and always up-to-date.
Sub-heading: Using Truist Online Banking (Desktop)
- Log In: Go to the official Truist website and log in to your online banking account using your User ID and Password.
- Navigate to Your Accounts: Once logged in, you'll typically see a list of your accounts (checking, savings, etc.).
- View Account Details: Select the specific account for which you need the routing number. Look for an option like "View account details," "Account Information," or "Details" next to the account name.
- Locate Routing Number: Your routing number will be clearly displayed, often labeled as "Routing Number" or "ABA Routing Number," along with your account number.
Sub-heading: Using the Truist Mobile App
- Open the App: Launch the Truist mobile banking app on your smartphone or tablet.
- Log In: Enter your credentials to log in.
- Select Account: From your account summary, tap on the specific checking or savings account you need the routing number for.
- Find Account Information: Look for a section or option that says "Account Details," "Show Details," or similar.
- Identify Routing Number: Your routing number will be listed there.
Important Note: The exact placement of the "View account details" or "Account Information" link might vary slightly depending on updates to the Truist online banking platform or mobile app version. If you don't immediately see it, look for icons that might indicate more information, or explore the settings or profile sections for your account.
Step 3: Consulting Your Bank Statements
Your Truist bank statements, whether paper or electronic, are another reliable source for your routing number.
Sub-heading: Paper Statements
If you receive paper statements, simply find your most recent one. The routing number is generally printed on the top portion of the statement, often near your account number and address information. It might be in a section labeled "Account Summary" or similar.
Sub-heading: Electronic Statements (eStatements)
- Log In to Online Banking: Access your Truist online banking as described in Step 2.
- Access eStatements: Look for a section related to "Statements," "eStatements," or "Documents."
- Download a Statement: Select a recent statement (usually PDF format) and download or view it.
- Locate Routing Number: Once opened, you can typically find the routing number at the top or in the account summary section, just like a paper statement.
Step 4: Contacting Truist Customer Service
If you've tried the above methods and are still having trouble, or if you prefer speaking to someone directly, contacting Truist customer service is a foolproof option.
Sub-heading: Phone Support
- General Inquiries: You can call Truist's main customer service line at 844-4TRUIST (844-487-8478). Customer service representatives are generally available Monday through Friday, 8 am to 8 pm ET, and Saturday, 8 am to 5 pm ET.
- Automated Assistance: You can also get 24-hour automated assistance by calling the same number.
When you call, be prepared to verify your identity with some personal information (like your account number, date of birth, or the last four digits of your Social Security number) to ensure the security of your account details.
Sub-heading: Visiting a Truist Branch
For a face-to-face interaction, you can always visit your nearest Truist branch. A teller or customer service representative will be able to provide you with your routing number after verifying your identity. This is particularly helpful if you have any other banking questions or need to perform other transactions.
Remember: Always prioritize security when handling your banking information. Never share your full account details or passwords via unsecure channels.
Step 5: Understanding Truist's Routing Numbers – A Note on Mergers and State Specifics
Truist Bank was formed from the merger of BB&T and SunTrust. While this merger has largely standardized many processes, it's worth noting that some older accounts, particularly those that originated with BB&T, might still have state-specific routing numbers.
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Primary Routing Number: For most current Truist checking and savings accounts, especially for ACH and domestic wire transfers, the most common routing number is 061000104. This number was historically associated with SunTrust and is now widely used across Truist.
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State-Specific (Legacy) Routing Numbers: If your account originated with BB&T, you might have a different routing number based on the state where the account was opened. While 061000104 is often the go-to, it's always best to verify using one of the methods above, especially if you're unsure of your account's origin or if you have an older account. Examples of some state-specific routing numbers that might still be in use for older accounts include:
- Florida: 263191387
- North Carolina: 053101121
- Virginia: 051404260
However, do not rely solely on these examples. Always confirm the exact routing number for your specific account.
Frequently Asked Questions (FAQs)
Here are 10 common "How to" questions related to Truist routing numbers and their quick answers:
How to find Truist routing number on a check?
Look at the bottom left corner of your personal Truist check; the first nine-digit number is your routing number.
How to find Truist routing number in online banking?
Log in to your Truist online banking account, select your specific account, and look for "View account details" or "Account Information" to find your routing number.
How to find Truist routing number in the mobile app?
Open the Truist mobile app, log in, tap on your account, and then look for "Account Details" or similar to view your routing number.
How to find Truist routing number for direct deposit?
For most Truist direct deposits, the common routing number is 061000104. However, it's always best to verify it through your online banking, mobile app, or a check to be absolutely certain for your specific account.
How to find Truist routing number for a wire transfer?
For domestic wire transfers to Truist, the most common routing number is 061000104. For international wire transfers, you'll also need the Truist SWIFT code, which is BRBTUS33.
How to find my Truist account number?
Your account number is typically found on your checks (usually the set of numbers after the routing number) and also within your online banking or mobile app under "Account Details."
How to confirm if my Truist routing number is correct?
The most reliable ways to confirm your routing number are by checking a physical check, logging into your Truist online banking or mobile app, or by calling Truist customer service directly.
How to differentiate between routing number and account number on a check?
On a check, the routing number is the first set of nine digits on the far left, while your account number is usually the next set of numbers to its right.
How to get Truist routing number if I don't have a check or online access?
You can call Truist customer service at 844-4TRUIST (844-487-8478), or visit a local Truist branch in person. Be prepared to verify your identity.
How to find Truist's general routing number for common use?
The most widely used and primary routing number for Truist Bank, especially for ACH and domestic wires, is 061000104. However, always verify for your specific account if you had a BB&T account prior to the merger.
