How To Find Routing Number On Bank Of America App

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Have you ever found yourself staring at a form, needing to input your Bank of America routing number, and realizing you have no idea where to find it? Perhaps you're setting up a direct deposit for your new job, trying to link an external account, or even attempting a wire transfer. It's a common scenario, and thankfully, finding your routing number on the Bank of America mobile app is incredibly straightforward once you know where to look! This comprehensive guide will walk you through every step, ensuring you can quickly and confidently locate the information you need.

Understanding the Importance of Your Routing Number

Before we dive into the "how-to," let's briefly touch upon why the routing number is so important. A routing number is a nine-digit code that identifies your bank or financial institution within the United States. Think of it like a unique address for your bank, allowing money to be directed to the correct place during transactions. Your account number, on the other hand, is specific to your individual account within that bank. Both are crucial for various financial activities.

  • Direct Deposits: Your employer needs it to send your paycheck directly to your account.
  • Automatic Payments: Billers often require it to set up recurring payments from your account.
  • Electronic Transfers (ACH): When moving money between your accounts at different banks, or using services like Zelle, the routing number is essential.
  • Wire Transfers: For both domestic and international wire transfers, a specific routing number (and often a SWIFT code for international) is needed.

Now, let's get down to business!

Your Step-by-Step Guide to Finding Your Bank of America Routing Number on the Mobile App

Step 1: Engage with Your Bank of America Mobile App

Are you ready to quickly find that elusive routing number? Let's get started by opening your Bank of America Mobile Banking App! Make sure you have the latest version installed on your smartphone or tablet for the best experience. If you haven't downloaded it yet, head to your device's app store (Google Play Store for Android or Apple App Store for iOS) and search for "Bank of America Mobile Banking."

Action: Launch the Bank of America Mobile Banking App on your device.

Step 2: Log In Securely

Security is paramount when accessing your financial information. Bank of America employs robust security measures to protect your accounts.

Sub-heading: Entering Your Credentials

Once the app is open, you'll be prompted to log in.

  • User ID and Passcode: Enter your registered User ID and Passcode.
  • Biometric Login (if enabled): If you've set up Face ID, Touch ID, or fingerprint login, you can use these convenient methods for a quicker and more secure entry.

Action: Enter your User ID and Passcode, or use your biometric login, to securely access your account.

Step 3: Navigate to Your Accounts Overview

After a successful login, you'll typically land on your account summary screen. This screen provides a quick overview of all your linked Bank of America accounts, such as checking, savings, credit cards, and investments.

Sub-heading: Selecting the Relevant Account

To find the routing number, you need to select the specific account for which you need the information. The routing number for an account is generally determined by the state where the account was opened, and while some transactions might use a universal wire transfer routing number, for general direct deposits and ACH transfers, it's tied to your specific account's origin.

  • Identify the checking or savings account you're looking to get the routing number for.
  • Tap on the account to view its detailed information.

Action: From your account summary, tap on the checking or savings account for which you need the routing number.

Step 4: Locate Account Details

Once you've selected your account, you'll see a screen displaying recent transactions, your current balance, and other account-specific options. This is where you'll find the link or section for your account details.

Sub-heading: Finding "Account & Routing #" or "Information & Services"

Look for a section or button that says something similar to:

  • "Account & Routing #"
  • "Account Details"
  • "Information & Services"
  • "Show Details"

The exact wording might vary slightly depending on the app's version and your device, but it will generally be intuitive. It's usually prominently displayed near your account balance or within a menu related to account management.

Action: Tap on the option that reveals your account details, such as "Account & Routing #" or "Information & Services."

Step 5: Reveal Your Routing Number

This is the moment of truth! Once you tap the appropriate section, your account's detailed information will be displayed. This usually includes your full account number (often partially masked for security, requiring an extra tap to reveal the whole number) and, crucially, your routing number.

Sub-heading: Identifying the Correct Routing Number

You will likely see a 9-digit number labeled "Routing Number" or "ABA Routing Number."

  • Note it down carefully. Double-check all digits.
  • Be aware that Bank of America may have different routing numbers based on the state where your account was opened or for specific transaction types (like wire transfers versus ACH). The routing number displayed here is generally the correct one for most common transactions like direct deposits.

Action: Carefully note down the 9-digit routing number displayed on the screen.

Step 6: Understanding Different Routing Numbers (Optional but Recommended)

While the app will show you the most common routing number for your account, it's good to be aware that there can be nuances.

Sub-heading: ACH vs. Wire Transfer Routing Numbers

  • ACH (Automated Clearing House) Routing Number: This is the routing number typically used for direct deposits, automatic bill payments, and electronic funds transfers between banks. The number you find by following the above steps is usually this one.
  • Wire Transfer Routing Number: For domestic wire transfers, Bank of America often uses a universal routing number: 026009593. If you are setting up a wire transfer, it's always a good idea to confirm this specific number, either through the app (it might be listed under a dedicated wire transfer section if you initiate one) or on the Bank of America website's wire transfer FAQs.
  • International Wire Transfers: For international wires, you'll need the Bank of America SWIFT code in addition to your account number and the wire routing number. The SWIFT code for USD incoming wires is typically BOFAUS3N.

Recommendation: If you are dealing with a wire transfer, especially an international one, always confirm the specific routing number and SWIFT code required. You can usually find this information in the wire transfer section of the app or on the Bank of America website.

Step 7: Protecting Your Information

Once you have your routing number, remember to treat it with care.

  • Do not share it unnecessarily.
  • Only provide it to trusted individuals or institutions for legitimate financial purposes.
  • When finished, log out of your mobile banking app to ensure your account remains secure.

Action: Use your routing number responsibly and log out of the app when you're done.


This detailed guide should empower you to confidently find your Bank of America routing number on the mobile app anytime you need it!


10 Related FAQ Questions

How to: Find my Bank of America routing number if I don't have the mobile app?

You can also find your Bank of America routing number on your paper checks (it's the first set of nine digits at the bottom left), on your monthly bank statement, or by logging into Bank of America Online Banking through a web browser.

How to: Differentiate between my routing number and account number?

The routing number is a nine-digit code that identifies your bank, while your account number is typically 9-12 digits and uniquely identifies your specific account within that bank. On a check, the routing number is usually the first set of numbers on the bottom left, followed by your account number.

How to: Get a direct deposit form from Bank of America through the app?

While the app shows your routing and account numbers, you generally won't find a printable "direct deposit form" directly within the app. Most employers or institutions will simply ask for your routing and account numbers, which you can easily provide after finding them in the app. Some employers might have their own template where you fill in these details.

How to: Find the routing number for a Bank of America wire transfer?

For domestic wire transfers to Bank of America, the universal routing number is typically 026009593. This might be different from the ACH routing number for your specific account. For international wires, you'll also need the SWIFT code (e.g., BOFAUS3N for USD wires). Always confirm these for wire transfers.

How to: Know which Bank of America routing number to use if there are multiple?

The routing number you should use depends on the type of transaction and where your account was opened. For most common electronic payments (direct deposits, ACH), the routing number found directly associated with your account in the app is correct. For wire transfers, Bank of America often uses a specific, universal wire routing number.

How to: Find my routing number if my Bank of America account was opened in a different state?

Your routing number is based on the state where your account was originally opened, not necessarily your current residence. The Bank of America mobile app will display the correct routing number for your specific account, regardless of where you opened it.

How to: Find my SWIFT code for international transfers on the Bank of America app?

While the primary routing number is for domestic transactions, for international wire transfers, you'll also need a SWIFT code. The SWIFT code for incoming USD wires to Bank of America is typically BOFAUS3N. This information might be available in the "Wire Transfers" section of the app or on the Bank of America website.

How to: Get my full account number from the Bank of America app?

When you navigate to "Account & Routing #" or "Account Details" in the app, your account number will often be partially masked (e.g., XXXX1234). There will usually be an option or a tap-to-reveal button to show the full account number.

How to: Ensure my routing number is correct for a specific transaction?

If you're unsure, it's always best to double-check. For direct deposits, the number in the app associated with your specific checking/savings account is almost always correct. For wire transfers, refer to Bank of America's official wire transfer instructions on their website or within the app's wire transfer section to confirm the specific routing number and SWIFT code.

How to: Contact Bank of America customer service if I can't find my routing number?

If you are still having trouble finding your routing number on the app, you can contact Bank of America customer service directly. Their contact information can typically be found on their official website under "Contact Us" or within the "Help" or "Support" section of the mobile app.

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