Do you need to find your USAA account number but aren't sure where to look? Perhaps you're setting up a direct deposit, initiating a wire transfer, or simply need it for your records. Don't worry, you're in the right place! This comprehensive guide will walk you through every possible method to locate your USAA account number, ensuring you find it quickly and efficiently.
Step 1: Let's Start with What You Have Handy!
Before we dive into the digital realm or make any calls, let's consider what physical documents you might have readily available. This is often the quickest way to find your account number!
Sub-heading: Checking Your Physical Checks
This is arguably the easiest and most common place to find your account number.
-
Locate a personal check: Grab one of your USAA personal checks.
-
Identify the numbers at the bottom: You'll see three sets of numbers printed along the bottom edge of the check.
- The first set of numbers, typically nine digits, is your USAA routing number. This identifies USAA Federal Savings Bank.
- The second set of numbers is your account number. This is the unique identifier for your specific checking account.
- The third set, usually shorter, is the check number.
Make sure you're looking at the second set of numbers for your account number!
Sub-heading: Looking at Your Bank Statements
If you receive paper statements, your account number will be clearly displayed.
- Find a recent USAA bank statement: Look for a statement for the account in question (checking, savings, etc.).
- Scan for account details: Your account number is typically found near the top of the statement, often close to your name and address, or within a "Account Summary" section. It will be clearly labeled as "Account Number."
Sub-heading: Deposit Slips
Just like checks, deposit slips also contain your account information.
- Retrieve a USAA deposit slip: If you have any unused deposit slips, pull one out.
- Check the bottom numbers: Similar to checks, the second set of numbers at the bottom of the deposit slip will be your account number.
Step 2: Navigating the Digital World – Online and Mobile Access
In today's digital age, accessing your account number online or via the mobile app is incredibly convenient.
Sub-heading: Finding Your Account Number via USAA.com (Online Banking)
The USAA website provides a secure and straightforward way to view your account details.
- Log on to USAA.com: Open your web browser and go to the official USAA website (
www.usaa.com - Enter your Online ID and Password: Securely log in to your account.
- Navigate to your account: Once logged in, you'll typically see a dashboard with an overview of your accounts.
- Select the desired account: Click on the specific checking or savings account for which you need the account number.
- Look for "Account Details" or "My Account": Within the account's details page, you should find a section or link that displays your account number. Sometimes, this is specifically labeled "Direct Deposit Information" or "Routing & Account Numbers."
- Pro Tip: USAA often has "How-To Videos" on their banking section that can guide you visually through finding direct deposit info, which includes your account number.
Sub-heading: Using the USAA Mobile App
The USAA Mobile App offers a quick and easy way to access your account information on the go.
- Download and open the USAA Mobile App: If you haven't already, download the app from your device's app store (iOS or Android).
- Log in securely: Use your Online ID, password, or biometric login (PIN, Face ID, Touch ID).
- Select your account: From the main dashboard, tap on the specific account you're interested in.
- Look for "My Account" or "Account Details": Within the account screen, you should find an option or section that reveals your account number. For direct deposit information, this is often found under a "My Account" or similar menu.
- Important Note: The app makes it particularly easy to find your direct deposit information, which includes both your account number and routing number.
Step 3: When All Else Fails – Contacting USAA Directly
If you've exhausted the above options and still can't locate your USAA account number, don't hesitate to reach out to USAA's customer service. They are there to assist you.
Sub-heading: Calling USAA Customer Service
This is a reliable method if you're unable to find your number through other means.
- Prepare your information: Have your USAA Member Number (which is different from your account number, but helps them identify you), your Social Security Number, and any other identifying information ready.
- Dial the main number: Call USAA at 1-800-531-USAA (8722). For TTY devices, dial 711.
- Follow the prompts: Listen carefully to the automated menu options. You'll likely want to select an option related to "banking," "account inquiries," or "general assistance."
- Speak to a representative: Once connected, clearly explain that you need your account number and provide the necessary verification details. They will be able to provide you with your account number after verifying your identity.
Sub-heading: Visiting a USAA Financial Center (If Available)
While less common for everyday banking, if you happen to be near a USAA Financial Center, you can visit in person for assistance.
- Locate a nearby center: Check the USAA website for financial center locations.
- Bring identification: Be sure to bring a valid government-issued ID (driver's license, passport, etc.) for verification.
- Speak with a banking specialist: A representative at the center can help you access your account information.
Important Distinction: Member Number vs. Account Number
It's crucial to understand that your USAA member number is not the same as your account number.
- USAA Member Number: This is a unique identifier assigned to you as a USAA member. You typically have one member number, regardless of how many products (banking, insurance, investments) you have with USAA. It's often found on your blue plastic USAA card and on most USAA statements and bills.
- Account Number: This is a specific number assigned to each individual account you hold with USAA (e.g., your checking account will have one account number, your savings account another, etc.).
When asked for your "account number," ensure you provide the correct, specific account number for the checking or savings account in question, not your overall USAA member number.
Frequently Asked Questions (FAQs)
How to find my USAA account number online?
You can find your USAA account number by logging into your account on USAA.com, selecting the specific account, and looking for "Account Details" or "My Account" where the number will be displayed.
How to locate my USAA account number on a check?
Your USAA account number is the second set of numbers printed at the bottom of your personal checks, following the routing number.
How to get my USAA account number from a bank statement?
On your USAA bank statement, your account number is typically located near the top of the document, often within an "Account Summary" section, clearly labeled.
How to find my USAA account number using the mobile app?
Open the USAA Mobile App, log in, select the desired account, and then look for "My Account" or "Account Details" to find your account number. For direct deposit, it's usually under that specific menu option.
How to contact USAA customer service to get my account number?
You can call USAA's main customer service number at 1-800-531-USAA (8722). Be prepared to verify your identity with your USAA Member Number and other personal information.
How to distinguish between my USAA member number and account number?
Your USAA member number is your overall membership ID, while your account number is specific to each individual bank account (checking, savings) you hold with USAA. They are distinct numbers.
How to find the routing number for USAA?
The USAA routing number is 314074269. You can also find it as the first set of numbers at the bottom of your USAA checks and deposit slips.
How to get my USAA account number if I don't have checks or statements?
If you don't have checks or statements, your best options are to log into your USAA online account, use the USAA Mobile App, or call USAA customer service directly.
How to ensure the security of my USAA account number when sharing it?
Only share your USAA account number with trusted entities for legitimate purposes like setting up direct deposit or bill payments. Be wary of unsolicited requests and always verify the recipient's authenticity.
How to get a new USAA account number if I suspect fraud?
If you suspect fraudulent activity, immediately contact USAA customer service at 1-800-531-USAA (8722) to report it. They will guide you through the process of securing your account, which may include issuing a new account number.
