Are you running low on checks and need to replenish your supply for your Bank of America account? Whether you're paying bills, sending money to a friend, or just prefer the tangible nature of a paper check, getting new checks is a straightforward process. Let's walk through the different ways you can order Bank of America checks, ensuring you have the financial tools you need at your fingertips!
Understanding Your Check Needs
Before you dive into ordering, consider why you need checks and how many you typically use. Do you write a few checks a month, or are you preparing for a large transaction that requires a check? This can influence the quantity and even the style of checks you choose.
How To Get Bank Of America Checks |
Step 1: Decide How You Want to Order – Online, Phone, or In-Person?
Bank of America offers several convenient methods for ordering checks, catering to different preferences. Think about which method best suits your comfort level and immediate needs.
Sub-heading: Online Banking - The Most Convenient Option
For most Bank of America customers, ordering checks online is the quickest and easiest method. It's available 24/7, allowing you to place an order whenever it's most convenient for you.
- Why choose this method? It's fast, allows for customization, and you can review your order before finalizing. Plus, if you're a Preferred Rewards client, you might even qualify for free standard checks!
Sub-heading: Phone - For Personalized Assistance
If you prefer speaking with a representative or have specific questions about your order, calling Bank of America's customer service is a great option.
QuickTip: Revisit key lines for better recall.
- Why choose this method? You can get direct answers to your questions, and a representative can guide you through the various options. This is especially helpful if you're unsure about the online process or need assistance with a unique request.
Sub-heading: In-Person at a Financial Center - For Immediate Needs (Sometimes) or Complex Inquiries
Visiting a Bank of America financial center can be useful if you need temporary checks immediately (though this isn't always guaranteed for full checkbooks), or if you have a complex request that you prefer to discuss face-to-face.
- Why choose this method? Best for urgent temporary checks or if you want to speak with a banker about account details related to your check order. Keep in mind that full checkbook orders are typically shipped to you, even if ordered in a branch.
Step 2: Gathering Your Information (Regardless of Method)
Before you start the ordering process, have the following information readily available. This will make the process much smoother.
- Your Bank of America Account Number: This is crucial for identifying which account the checks should be linked to.
- Your Bank of America Routing Number: This 9-digit number identifies Bank of America as a financial institution and is essential for processing checks. You can usually find it at the bottom of your existing checks or by logging into your online banking.
- Your Personal Information: This includes your full name and the address associated with your Bank of America account.
- Optional: If you're reordering, having a previous check or your most recent check order details can be helpful for quick reordering.
Step 3: Step-by-Step Guide for Each Ordering Method
Now, let's break down the process for each ordering option.
Sub-heading: Option A: Ordering Checks Online (Recommended)
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Log In to Online Banking:
- Go to the official Bank of America website (bankofamerica.com).
- Click on the "Log In" button and enter your User ID and Passcode.
- If you haven't enrolled in online banking yet, you'll need to do so first. This usually involves providing some personal and account details to set up your online access.
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Navigate to the Check Ordering Section:
- Once logged in, look for a section related to "Account Management," "Account Services," "Order Checks," or "Checks & Deposit Tickets." The exact wording might vary slightly, but it's usually easy to find.
- You might find it under a "Help & Support" menu as well.
- On the mobile app, navigate to your checking or savings account and look for "Order Checks & Deposit Tickets."
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Select Your Account:
- If you have multiple Bank of America accounts, carefully select the checking or savings account for which you want to order checks.
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Choose Your Check Style and Quantity:
- Bank of America partners with a check printing company (often Harland Clarke) to offer a variety of check styles. You'll likely see options ranging from standard designs to more personalized or themed checks.
- Standard checks are often the most economical, and some Preferred Rewards tiers might get them for free.
- Select the quantity of checks you need (e.g., 1 box, 2 boxes). Each box typically contains a certain number of checks.
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Review and Customize (Optional):
- You'll be able to review the information that will appear on your checks, including your name, address, and account numbers. Double-check this information for accuracy.
- You might have options to add security features, choose different fonts, or include special messages. Be aware that these customizations may increase the cost.
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Confirm Your Shipping Address:
- Ensure the shipping address is correct. Checks are typically mailed to your address on file.
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Review Pricing and Place Your Order:
- Before finalizing, you'll see a breakdown of the cost (if any) for your chosen checks and shipping.
- Click "Submit Order" or a similar button to complete your purchase. You'll usually receive an order confirmation email.
Sub-heading: Option B: Ordering Checks by Phone
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Locate the Customer Service Number:
- The general customer service number for Bank of America is 1-800-432-1000.
- You can also find specific numbers for Online Banking support or other services on the Bank of America website's "Contact Us" section.
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Have Your Account Information Ready:
- When you call, you'll be asked to verify your identity and provide your account number.
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State Your Request:
- Clearly tell the representative that you wish to order new checks.
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Follow Representative's Instructions:
- The representative will guide you through the available check options, pricing, and shipping details. They can also answer any questions you have about customization or delivery times.
- They will place the order on your behalf.
Sub-heading: Option C: Ordering Checks In-Person at a Financial Center
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Find a Nearby Financial Center:
- Use the "Locations" feature on the Bank of America website or mobile app to find the nearest branch.
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Bring Required Identification:
- When visiting, bring a valid government-issued ID (like a driver's license or passport) and your Bank of America debit card for verification.
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Speak with a Teller or Banker:
- Inform them you'd like to order checks.
- They can assist you with placing an order for a full checkbook, which will typically be mailed to you.
- For immediate, temporary needs: Ask if they can provide you with a few temporary checks (sometimes called "counter checks"). These are usually basic, generic checks with your account information pre-printed, and are intended for immediate, limited use. Availability of temporary checks can vary by branch and situation, so it's best to call ahead if this is your primary reason for visiting.
Step 4: Understanding Shipping and Delivery
Once your order is placed, you'll want to know when to expect your new checks.
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- Standard Delivery: Typically takes 7-10 business days after the product has shipped. This option is usually not trackable.
- First Class Mail: Delivered 5-7 business days after the product has shipped. Also not trackable. This is often the default or cheapest option.
- Expedited Shipping Options: For an additional fee, you can often choose faster delivery options like 2-Day or Overnight shipping. These options usually include tracking. Orders usually need to be placed by a certain time (e.g., 11:00 AM local time) for same-day processing for expedited shipping.
- Check Printing Time: Even with expedited shipping, allow for 1-2 business days for the checks to be printed before they are shipped.
Remember: Shipping times can vary depending on your location and the check printer's processing times. It's always a good idea to order checks well in advance of when you anticipate needing them.
Step 5: What to Do When Your Checks Arrive
When your new checks arrive in the mail, take these important steps:
- Verify Accuracy: Immediately check the pre-printed information on your new checks. Ensure your name, address, account number, and routing number are all correct. If anything is incorrect, contact Bank of America customer service immediately.
- Secure Storage: Store your checks in a safe and secure place to prevent theft or unauthorized use.
- Record Keeping: If you use a check register, make sure to update it with the new starting check number.
10 Related FAQ Questions
How to Reorder Bank of America checks online?
You can reorder checks by signing in to Bank of America Online Banking or the mobile app, navigating to your checking or savings account, and selecting "Order Checks & Deposit Tickets." Your recent order details will often be displayed for quick reordering.
How to Find my Bank of America routing number for checks?
Your Bank of America routing number can be found at the bottom left of your existing checks, or by logging into your online banking account and viewing your account details.
Tip: Don’t skim past key examples.
How to Get temporary checks from Bank of America if I need them urgently?
You can visit a Bank of America financial center and request temporary or "counter" checks. While they may not provide a full checkbook, they can often give you a few immediate checks for urgent use. It's advisable to call the branch beforehand to confirm availability.
How to Customize Bank of America checks with different designs?
When ordering checks online or by phone, you'll typically be presented with a catalog of various designs, including standard, themed, and personalized options. You can select your preferred design during the ordering process, though some designs may incur additional costs.
How to Track my Bank of America check order?
If you chose an expedited shipping method (like 2-Day or Overnight), you should receive a tracking number from the check printer. Standard and First Class mail options typically do not include tracking.
How to Know the cost of Bank of America checks?
The cost of Bank of America checks varies depending on the style and quantity you choose. You will see the exact pricing before you finalize your order online or when speaking with a representative by phone or in person. Preferred Rewards clients and certain account types may qualify for free standard checks or discounts.
Tip: Reread complex ideas to fully understand them.
How to Order Bank of America business checks?
Ordering business checks for a Bank of America business account follows a similar process to personal checks, often available through online business banking, by phone, or at a financial center. The options and pricing may differ for business accounts.
How to Stop payment on a Bank of America check?
You can request a stop payment on a personal check via Bank of America Online Banking (under the "Services" or "Help & Support" menu), or by calling customer service. You will need the check number, date written, exact amount, and payee.
How to Get Bank of America checks if I'm not an online banking customer?
If you're not an online banking customer, you can still order Bank of America checks by calling their customer service number (1-800-432-1000) or by visiting a local Bank of America financial center.
How to Change the address on my Bank of America checks?
To change the address that will appear on your new Bank of America checks, you first need to update your address with Bank of America directly. This can usually be done through online banking in your "Profile & Settings" section, by calling customer service, or by visiting a financial center. Once your address is updated, any new check orders will reflect the new information.