Have you found yourself running low on checks, or perhaps needing to order them for the very first time? Getting new checks for your Wells Fargo account is a straightforward process, but knowing the exact steps can save you time and hassle. Let's dive into a comprehensive guide on how to get Wells Fargo checks, ensuring you're always prepared for your financial needs.
Step 1: Determine Your Check Ordering Needs
Before you jump into placing an order, take a moment to consider what kind of checks you need and how you prefer to order them. This initial thought process will help streamline the entire experience.
Sub-heading: Personal vs. Business Checks
Are these for your personal checking account or a business account? The ordering process can differ slightly. Wells Fargo offers both personal and business checks, and the contact points for business checks often involve Harland Clarke, a third-party check printer.
Sub-heading: New Order vs. Reorder
Are you ordering checks for a brand new account, or are you simply replenishing your supply? Reordering existing checks is usually faster as your information is already on file. If it's a new order, you might need to provide more details to ensure accuracy.
Sub-heading: Quantity and Style
Think about how many checks you typically use. Do you need a small box for occasional use, or a larger supply for frequent payments? Wells Fargo and its partners offer various styles, designs, and security features. You can often customize your checks with different backgrounds, fonts, and even add a logo for business accounts.
Step 2: Choosing Your Ordering Method
Wells Fargo provides several convenient ways to order checks, catering to different preferences.
Sub-heading: Online Ordering (Recommended for Existing Customers)
This is often the quickest and most efficient way to get your checks.
- Sign On to Wells Fargo Online: Head to the official Wells Fargo website (wellsfargo.com) and sign in to your online banking account using your User ID and Password. If you don't have online banking access, you'll need to enroll first.
- Navigate to "Order Checks & Currency": Once logged in, look for a section related to "Accounts" or "Account Services." Within this area, you should find an option like "Order Checks & Currency" or simply "Order Checks." The exact wording might vary slightly depending on the Wells Fargo online banking interface.
- Verify Your Information: The system will typically pre-fill your account details, name, and address. Carefully review all of this information for accuracy. If anything has changed (e.g., your address or name), you'll need to update it with Wells Fargo first. For name changes, you might need to contact customer service directly.
- Select Your Check Style and Quantity: Browse through the available check designs. You can choose from various classic, scenic, or specialized options. Select the quantity you need.
- Review and Confirm Your Order: Before finalizing, you'll see a summary of your order, including the total cost and estimated delivery date. Double-check everything! Once you're satisfied, confirm your order. You'll usually receive an order confirmation email.
Sub-heading: Ordering by Phone
If you prefer speaking to someone or don't have online banking access, ordering by phone is a viable option.
- Gather Your Account Information: Have your Wells Fargo account number, routing number, and personal details readily available.
- Call Wells Fargo Customer Service:
- For personal accounts, call 1-800-TO-WELLS (1-800-869-3557).
- For business accounts, you'll typically call Harland Clarke Corp. at 1-800-237-8982.
- Follow the Prompts: The automated system will guide you to the correct department. Be prepared to verify your identity and account details with the representative.
- Place Your Order: Inform the representative of your check needs (new order/reorder, style, quantity). They will guide you through the available options and confirm pricing.
Sub-heading: Ordering at a Wells Fargo Branch
For a more personalized experience or if you have specific questions, visiting a branch is an option.
- Locate Your Nearest Branch: Use the Wells Fargo website or mobile app to find a branch near you.
- Bring Required Identification: Take a valid form of identification (e.g., driver's license, state ID) and your Wells Fargo debit card or account information.
- Speak with a Banker: A banker at the branch can assist you in placing your check order, reviewing options, and answering any questions you may have. This is particularly useful if you're ordering checks for the very first time or have complex customization requests.
Step 3: Understanding Costs and Delivery
It's important to be aware of the potential fees and the expected timeframe for receiving your checks.
Sub-heading: Check Printing Fees
The cost of checks varies depending on the quantity, style, and design you choose. Some Wells Fargo accounts or programs might offer fee waivers or reimbursements for check printing, so it's always a good idea to check your account's fee schedule or ask a representative. Generally, standard checks are less expensive than highly customized or specialized designs.
Sub-heading: Delivery Time
After placing your order, allow some time for your checks to arrive. Standard delivery typically takes several business days. If you need checks sooner, you might have the option for expedited shipping, which usually comes with an additional fee. Keep in mind that delivery is usually limited to addresses within the United States and may not be available for P.O. Boxes for certain types of checks (like cashier's checks).
Step 4: What to Do When Your New Checks Arrive
Once your shiny new Wells Fargo checks land in your mailbox, there are a couple of important steps to take.
Sub-heading: Verify All Information
Immediately upon receiving your checks, carefully inspect them. Ensure that your name, address, account number, and the Wells Fargo routing number are all printed correctly. If you find any errors, contact Wells Fargo customer service right away.
Sub-heading: Securely Store Your Checks
Checks are like cash and should be treated with the same level of security. Store your checkbooks in a safe and private location to prevent theft and unauthorized use. Avoid leaving them in easily accessible places.
Sub-heading: Dispose of Old Checks Safely (if applicable)
If your new checks replace old ones (perhaps due to a name or address change), it's crucial to dispose of the old, unused checks securely. Do not simply throw them in the trash. Shred them using a cross-cut shredder to protect your financial information.
Step 5: Utilizing Your Checks Responsibly
Now that you have your checks, it's time to use them wisely and safely.
Sub-heading: Writing Checks Correctly
Always use a pen with permanent ink when writing checks. Fill in all fields clearly and accurately: date, payee, amount in numerical and written form, and your signature. Avoid leaving blank spaces that could be altered.
Sub-heading: Keeping a Check Register
Maintain a check register or track your transactions diligently through online banking. This helps you keep an accurate record of your spending and ensures you don't overdraw your account.
Sub-heading: Protecting Against Fraud
Be vigilant against check fraud. Never leave blank signed checks lying around, and be cautious about who you give your checks to. If you suspect any unauthorized activity, contact Wells Fargo immediately.
10 Related FAQ Questions:
How to check the status of a Wells Fargo check order?
You can usually check the status of your Wells Fargo check order by logging into Wells Fargo Online banking and navigating to the "Order Checks & Currency" section, or by contacting Wells Fargo customer service.
How to get temporary checks from Wells Fargo?
If you need checks immediately, you can typically get temporary checks printed at a Wells Fargo branch. Contact your local branch directly to confirm their availability and process.
How to activate new Wells Fargo checks?
Unlike debit cards, physical checks do not require activation. Once you receive them, they are ready to use, assuming all your account information is correctly printed on them.
How to stop payment on a Wells Fargo check?
You can place a stop payment on a Wells Fargo check through Wells Fargo Online, the Wells Fargo Mobile app, by calling customer service (1-800-TO-WELLS), or by visiting a branch. There may be a fee for this service, though for consumer and small business accounts, there is typically no fee.
How to get Wells Fargo cashier's checks?
Wells Fargo checking and/or savings customers can order cashier's checks online for amounts up to $2,000, or in person at a Wells Fargo branch for any amount. There is a fee for cashier's checks, and an additional delivery charge for online orders delivered to an address in the U.S.
How to order Wells Fargo deposit slips?
You can typically order new blank deposit slips by calling Wells Fargo at 1-800-TO-WELLS (1-800-869-3557).
How to find my Wells Fargo routing number?
Your Wells Fargo routing number can be found on your checks (the first set of nine digits at the bottom left), in your Wells Fargo Online banking account, or by contacting Wells Fargo customer service.
How to customize Wells Fargo checks with my own design?
Wells Fargo partners with check printers that offer various customization options, including different designs and fonts. While you can't typically upload your own image for checks like you can for debit cards, you can choose from a wide array of pre-approved designs during the ordering process.
How to dispose of old, unused Wells Fargo checks safely?
To safely dispose of old, unused Wells Fargo checks, shred them using a cross-cut shredder. This prevents your banking information from falling into the wrong hands.
How to get checks if I don't have online banking or can't visit a branch?
If you don't have online banking and can't visit a branch, you can order checks by calling Wells Fargo customer service at 1-800-TO-WELLS (1-800-869-3557) for personal accounts, or Harland Clarke Corp. at 1-800-237-8982 for business accounts.