Ordering checks for your Morgan Stanley account is a straightforward process, but it's important to know the right channels to go through to ensure a smooth experience. Whether you're opening a new account or simply running low, this comprehensive guide will walk you through everything you need to know.
Ready to get your new checks? Let's dive in!
The Definitive Guide: How to Order Checks from Morgan Stanley
Having a checkbook for your Morgan Stanley account, particularly a checking account from Morgan Stanley Private Bank or a CashPlus account, offers traditional payment flexibility alongside modern digital solutions. This guide will outline the steps you need to take to obtain your checks.
Step 1: Determine Your Account Type and Initial Needs
Before you jump into ordering, it's crucial to understand what kind of Morgan Stanley account you have and whether this is your first check order or a reorder. This will often dictate the specific process and potential fees.
Sub-heading: Understanding Morgan Stanley Account Types that Offer Check Writing
- Morgan Stanley Private Bank Checking Accounts: These are traditional checking accounts that come with check-writing privileges. Often, the first checkbook is free for eligible customers.
- Morgan Stanley CashPlus Brokerage Accounts: While primarily brokerage accounts, CashPlus accounts are designed as a modern alternative to traditional banking and include check-writing capabilities.
- Other Investment Accounts: Generally, standard brokerage or investment accounts with Morgan Stanley may not have direct check-writing features. For these, you'd typically move funds to a linked checking account (like those from Morgan Stanley Private Bank or CashPlus) to access check-writing.
Sub-heading: First-Time Order vs. Reorder
- First-Time Orders: If this is your very first checkbook for a new eligible account, Morgan Stanley often provides the initial order for free. This might be automatically sent to you, or you may need to request it.
- Reorders: For subsequent orders, there might be a fee. For instance, for E*TRADE accounts (which are integrated with Morgan Stanley), standard check reorders can cost around $8.75. Other sizes or styles might incur higher fees ($20 and up). Expedited orders also carry an additional charge (e.g., $25 for express delivery).
Step 2: Choosing Your Ordering Method
Morgan Stanley offers a few avenues for ordering checks, catering to different preferences.
Sub-heading: Option A: Contacting Your Financial Advisor (Recommended for Wealth Management Clients)
- Why this is often the best choice: If you have a dedicated Morgan Stanley Financial Advisor, this is usually the most efficient and personalized method. Your advisor is familiar with your account specifics and can initiate the order directly on your behalf.
- How to proceed:
- Reach out to your Financial Advisor: Call or email your Financial Advisor. Explain that you need to order checks for your Morgan Stanley account.
- Provide necessary details: They may ask for confirmation of your account number and preferred check style (e.g., wallet size, duplicate checks).
- Confirm shipping address: Ensure your advisor has your correct mailing address on file to avoid any delays.
- Discuss fees: Your advisor can clarify any applicable fees for the check order and how they will be charged to your account.
- Receive confirmation: Your advisor should be able to provide an estimated delivery time or tracking information once the order is placed.
Sub-heading: Option B: Through Morgan Stanley Online or the Mobile App (If Available)
While direct check ordering through the primary Morgan Stanley Online platform might not be as prominently advertised as contacting your advisor, some integrated banking services, particularly those linked with E*TRADE, may offer this.
- Check for the option: Log in to your Morgan Stanley Online account or the Morgan Stanley Mobile App. Navigate to your checking or CashPlus account details. Look for options related to "Cash Management," "Account Services," or "Order Checks."
- Follow on-screen prompts: If the option is available, the system will guide you through selecting the type of checks, quantity, and confirming your shipping address.
- Review fees: Any associated fees should be clearly displayed before you finalize the order.
Sub-heading: Option C: Calling Morgan Stanley Client Service
If you don't have a Financial Advisor or prefer speaking to client service directly, this is a viable option.
- Find the correct number:
- For general Morgan Stanley accounts or Wealth Management inquiries, you can call 1-888-454-3965 (toll-free) or +1-801-902-6997 (outside the U.S.).
- For E*TRADE from Morgan Stanley accounts, the customer service number is typically 1-800-387-2331.
- Be prepared with your account information: Have your account number and personal identification ready for verification.
- State your request: Clearly inform the representative that you wish to order checks for your account.
- Confirm details: They will guide you through the process, confirm your shipping address, and inform you of any applicable charges.
- Note down confirmation details: Ask for a reference number or confirmation of your order.
Sub-heading: Option D: Using a Third-Party Check Printing Service (with Caution)
While some third-party services like "Check Print" claim to offer Morgan Stanley checks, it's generally safer and recommended to order directly through Morgan Stanley or their official partners. Using unauthorized third-party services may carry risks related to security and accuracy. If you choose this route, proceed with extreme caution and verify their legitimacy rigorously.
Step 3: Customization and Confirmation
Once you've initiated the order, there are a few final details to consider.
Sub-heading: Customizing Your Checks
- Standard vs. Custom: Most standard check orders will include your name and address. You might have options for different designs or the inclusion of a company logo if it's a business account.
- Quantity and Style: You'll typically be able to choose the number of checks per box (e.g., 100, 200) and the style (e.g., single, duplicate). Duplicate checks provide a carbon copy for your records, which can be very useful for tracking expenses.
Sub-heading: Reviewing Fees and Delivery Timelines
- Fees: As mentioned, first-time orders might be free for eligible accounts. Reorders often incur a fee, which can vary based on quantity, style, and whether you opt for expedited shipping. Make sure you understand the total cost before confirming.
- Standard Delivery: Standard check orders typically arrive within 7-10 business days.
- Expedited Delivery: If you need your checks sooner, inquire about expedited shipping options. This usually comes with an additional cost but can get your checks to you in 1-3 business days.
Step 4: Receiving and Verifying Your Checks
Once your checks arrive, a final step is to verify them.
- Check for Accuracy: Carefully review the printed information on your new checks, including your name, address, account number, and routing number. Even a small error can cause significant problems with payments.
- Secure Storage: Keep your new checks in a secure location to prevent fraud or theft.
By following these steps, you can confidently and conveniently order checks for your Morgan Stanley account.
10 Related FAQ Questions
How to check if my Morgan Stanley account has check-writing privileges?
You can verify check-writing privileges by logging into Morgan Stanley Online, checking your account statement, or by contacting your Financial Advisor or Morgan Stanley Client Service. CashPlus accounts and Morgan Stanley Private Bank checking accounts typically offer this feature.
How to find my Morgan Stanley account and routing number for ordering checks?
Your account number and the Morgan Stanley routing number will be printed on your existing checks. If you don't have existing checks, you can find this information by logging into Morgan Stanley Online, checking your account statements, or by contacting your Financial Advisor or client service.
How to reorder checks from Morgan Stanley if I'm an E*TRADE customer?
As ETRADE is now part of Morgan Stanley, you can typically reorder checks for your ETRADE from Morgan Stanley checking account by logging into your ETRADE account online or by calling ETRADE customer service at 1-800-387-2331.
How to get my first checkbook for free from Morgan Stanley?
For eligible Morgan Stanley Private Bank checking accounts, the first checkbook is often provided free of charge. This may be sent automatically after account opening, or you may need to request it directly from your Financial Advisor or client service.
How to track my Morgan Stanley check order?
When you place your order, inquire about tracking information. If ordered through a third-party printer used by Morgan Stanley, they may provide a tracking number. Your Financial Advisor or a client service representative should be able to assist with order status.
How to stop payment on a check issued from my Morgan Stanley account?
To stop payment on a check, contact your Morgan Stanley Financial Advisor or Morgan Stanley Client Service immediately. You will need the check number, amount, and payee information. A fee typically applies for stop payment requests.
How to order specialized or business checks for my Morgan Stanley account?
For specialized or business checks, it's best to consult directly with your Morgan Stanley Financial Advisor. They can guide you through available options, customization features, and any specific requirements for business accounts.
How to dispose of old Morgan Stanley checks safely?
To safely dispose of old checks, shred them thoroughly to prevent sensitive information from falling into the wrong hands. Do not simply throw them in the trash.
How to confirm the fees for ordering checks from Morgan Stanley?
Fees for check orders vary based on account type, check style, quantity, and shipping speed. Always confirm the exact fees with your Morgan Stanley Financial Advisor or Client Service representative before finalizing your order.
How to get help if I have issues with my Morgan Stanley check order?
If you encounter any issues with your check order, such as incorrect information, delayed delivery, or missing checks, contact your Morgan Stanley Financial Advisor or Morgan Stanley Client Service immediately for assistance.