You've found yourself needing to order new checks for your USAA bank account. Perhaps you've run out, changed your address, or simply prefer writing physical checks for certain transactions. Whatever the reason, USAA makes the process quite straightforward, primarily through their partnership with Harland Clarke, a leading check provider. Let's dive into a comprehensive, step-by-step guide to get those new checks in your hands!
Ordering Checks from USAA: Your Comprehensive Guide
How To Order Checks From Usaa |
Step 1: Let's Get Started! Do You Have Your USAA Account Details Handy?
Before we begin, the very first thing you'll need is access to your USAA account. This could be through:
- Your USAA Online Banking Account: This is the most common and often the easiest method. Make sure you have your username and password readily available.
- The USAA Mobile App: If you prefer using your smartphone or tablet, the app offers a convenient way to initiate the order.
- A recent check: If you're reordering, having a previous check can be helpful as it contains your routing and account numbers, which you'll need.
Without these, the process will be a little trickier, so take a moment to gather your login credentials or a check. Got them? Great! Let's move on.
Step 2: Navigating to the Check Ordering Section
There are a couple of primary ways to get to where you need to be.
Sub-heading: Online Banking Method
- Log In to USAA.com: Open your web browser and go to the official USAA website (usaa.com). Enter your username and password to log in securely.
- Find "My Accounts" or "Banking": Once logged in, look for a section typically labeled "My Accounts" or "Banking." This is where you manage your various USAA products.
- Select Your Checking Account: From your list of accounts, click on the specific checking account for which you want to order checks.
- Look for "Order Checks": Within your checking account details, you should see an option like "Order Checks" or "Manage Checks." This is usually found under a "More" or "I want to..." dropdown menu. Click on it!
Sub-heading: USAA Mobile App Method
- Open the USAA Mobile App: Launch the USAA app on your smartphone or tablet.
- Log In: Enter your PIN, fingerprint, or Face ID to log in.
- Tap "Transfer/Deposit" or "My Account": Depending on your app version, you might find the option under "Transfer/Deposit" or within your "My Account" section.
- Select "Order Checks" or "Official Check": Navigate to the option that allows you to order checks. You might also see an option for "Official Check," but for personal checks, look for "Order Checks."
Step 3: Entering the Harland Clarke Portal
USAA partners with Harland Clarke for check printing and delivery. Once you click "Order Checks" from within your USAA account, you'll typically be redirected to the Harland Clarke website. This is a secure portal where you'll finalize your check order.
Tip: Break long posts into short reading sessions.
- Don't be alarmed if the website looks different – it's a legitimate and secure part of the process.
Step 4: Choosing Your Check Options
Now comes the fun part: customizing your checks! Harland Clarke offers a variety of choices.
Sub-heading: Reordering vs. New Order
- Quick Order/Reorder: If you're simply reordering the same checks you had before, look for a "Quick Order" or "Reorder" option. This will usually pre-fill your previous order details, making it super fast.
- Browse Catalog/New Order: If this is your first time ordering checks, or if you want a different design, select "Browse Catalog" or "New Order."
Sub-heading: Design and Personalization
- Standard Designs: USAA offers free standard checks in basic blue or tan. These often come with free CheckProtect® order tracking.
- Designer Checks: If you want something more personalized, you can explore a wide array of designs, from scenic landscapes to patriotic themes. Be aware that these typically incur additional fees.
- Personal Information: You'll confirm or update the name and address that will appear on your checks. Important Note: You can update the shipping address for the order, but if you need to change the address printed on your checks, you'll need to contact USAA customer service directly.
- Starting Check Number: You have the option to choose a starting check number, as long as it hasn't been used for your account before. This is particularly useful if you're switching checkbooks and want to maintain sequential numbering.
- Accessories: You might also have the option to add accessories like deposit slips, checkbook covers, or endorsement stamps.
Step 5: Reviewing Your Order and Shipping Options
Before finalizing, you'll get to review all the details of your order.
- Verify Information: Double-check your name, address, account number, and routing number to ensure everything is accurate. An incorrect detail could lead to delays or issues.
- Shipping Speed: You'll typically have several shipping options:
- Standard Shipping: This is often the most economical, and sometimes even free for standard checks. It usually takes 7 to 10 business days for delivery.
- Expedited Shipping: If you need your checks sooner, you can opt for expedited shipping for an additional fee. This can significantly reduce the delivery time to 2-3 business days in some cases.
- Cost Breakdown: You'll see a clear breakdown of the cost, including any charges for custom designs, accessories, or expedited shipping. Remember, while some basic checks might be free, shipping costs can sometimes apply, though USAA does offer free CheckProtect® order tracking with their free check options.
Step 6: Payment and Confirmation
Once you're satisfied with your order details:
- Provide Payment Information: Your payment will typically be linked directly to your USAA checking account. Confirm the payment method.
- Place Your Order: Click the "Place Order" or "Submit" button to complete the transaction.
- Confirmation: You should receive an order confirmation email from Harland Clarke, and often a notification within your USAA account or app. This confirmation will typically include your order number and estimated delivery date.
Step 7: Tracking Your Check Order
While you might not always get a direct tracking number for standard bulk mail, USAA often includes CheckProtect® with free check options, which provides order tracking. If you chose expedited shipping, you will almost certainly receive a tracking number.
QuickTip: Highlight useful points as you read.
- Keep an eye on your email for shipping updates.
- You might also be able to track your order directly through the Harland Clarke website using your order number.
And there you have it! Your new checks should be on their way.
Frequently Asked Questions (FAQs)
How to reorder checks from USAA?
To reorder checks, log in to your USAA online banking or mobile app, go to your checking account, and look for the "Order Checks" or "Reorder Checks" option. This will usually direct you to the Harland Clarke website, where you can select "Quick Order" to repeat your previous check design and details.
How to change the address on my USAA checks?
You can update the shipping address for your check order online. However, to change the address printed on your personal checks, you will need to contact USAA customer service directly at 800-531-USAA (8722) for assistance.
How to get free checks from USAA?
USAA offers free standard checks in blue or tan designs. These usually come with free CheckProtect® order tracking. When ordering, select the basic design options to ensure they are free.
QuickTip: Skim the first line of each paragraph.
How to choose a custom check design from USAA?
When ordering checks through the Harland Clarke portal, select "Browse Catalog" or "New Order." You'll be presented with a variety of designs. Be aware that most custom designs will incur additional fees.
How to expedite my check order from USAA?
During the checkout process on the Harland Clarke website, you will be given shipping options. Select an expedited shipping method (e.g., 2-3 business days) for an additional fee to receive your checks faster.
How to find my USAA routing and account numbers for ordering checks?
Your USAA routing number (314074269) can be found on the USAA website or app, and on any existing checks. Your account number is also on your checks and readily available within your online banking or mobile app under your checking account details.
How to order deposit slips from USAA?
Deposit slips can be ordered at the same time you order your checks through the Harland Clarke portal. You'll typically see an option to add them to your order as an accessory.
Tip: Reread if it feels confusing.
How long does it take to receive checks from USAA?
Standard delivery for checks typically takes 7 to 10 business days. If you opt for expedited shipping, you can receive them in 2 to 3 business days, but this comes with an extra charge.
How to track my USAA check order?
Many USAA check orders, especially the free standard ones, come with CheckProtect® order tracking, even if a traditional shipping tracking number isn't provided. You may receive email updates from Harland Clarke, or you might be able to check the status on their website using your order details.
How to contact USAA customer service for check ordering issues?
If you encounter any issues or have specific questions about ordering checks, you can contact USAA customer service by calling their main number at 800-531-USAA (8722). They are available 24/7 for banking inquiries.
This page may contain affiliate links — we may earn a small commission at no extra cost to you.
💡 Breath fresh Air with this Air Purifier with washable filter.