Feeling low on checks and need to re-up your supply for your Bank of America account? Don't worry, it's a common need, and Bank of America offers several convenient ways to get new checks. Whether you're a digital native or prefer a more traditional approach, this comprehensive guide will walk you through each option step-by-step. Let's get those checks ordered!
How to Order Checks in Bank of America: Your Complete Guide
Running out of checks can be a real hassle, especially when you need to make a payment quickly. Fortunately, Bank of America makes the process of ordering new checks straightforward and accessible. This guide will detail all the ways you can order checks, along with tips and important considerations.
Step 1: Determine Your Preferred Ordering Method
Before we dive into the specifics, let's figure out which method works best for you. Bank of America offers three primary ways to order checks:
- Online Banking: This is often the quickest and most convenient option for those who are comfortable managing their accounts digitally. You can do it anytime, anywhere.
- Mobile Banking App: For those on the go, the Bank of America mobile app provides a seamless experience to order checks directly from your smartphone or tablet.
- By Phone: If you prefer speaking to a representative or have specific questions, a quick call to customer service can get your order placed.
- In Person at a Financial Center: For those who prefer face-to-face assistance or have unique needs, visiting a local Bank of America financial center is always an option.
Once you've decided which method suits you best, proceed to the relevant step below!
Step 2: Ordering Checks Through Bank of America Online Banking (Recommended)
This is by far the most popular and efficient way to order checks.
Sub-heading 2.1: Logging In to Your Online Banking Account
- Visit the Bank of America Website: Open your web browser and go to the official Bank of America website at
www.bankofamerica.com - Log In: Locate the "Log In" button, usually in the top right corner of the page. Enter your User ID and Password. If you've forgotten them, use the "Forgot ID/Password?" link to reset them.
- Security Tip: Always ensure you are on the official Bank of America website (check the URL for "bankofamerica.com") before entering your credentials. Look for the padlock icon in your browser's address bar.
Sub-heading 2.2: Navigating to the Check Ordering Section
- Access Your Account: Once logged in, you'll be taken to your account overview. Select the checking or savings account for which you wish to order checks.
- Find "Order Checks": Look for a section related to "Account Services," "Help & Support," or "Manage Accounts." Within these sections, you should find a link or option labeled "Order Checks", "Order Checks & Deposit Tickets", or "Reorder Checks". Bank of America frequently updates its interface, so the exact wording might vary slightly.
- Tip: Sometimes, there's a direct link to "Order Checks" visible on your account summary page.
Sub-heading 2.3: Customizing and Placing Your Order
- Select Your Checks: You'll typically be redirected to Harland Clarke, Bank of America's preferred check provider. Here, you can:
- Reorder Previous Checks: If you're simply reordering, your previous check design and information might be pre-filled, making the process very fast.
- Choose New Designs: Explore various check designs, from standard to more personalized options. Keep in mind that custom designs may incur additional costs.
- Add Personal Information: Verify that your name, address, and account number are correct. You may have options to add an extra line of text, like a phone number or a specific note, though this is often an additional fee.
- Select Quantity and Features: Choose the quantity of checks you need (e.g., 100, 200, 400). You might also be presented with options for:
- Duplicate Checks: These provide a carbon copy of each check for your records.
- Checkbook Covers: Various styles and materials.
- Deposit Slips: Essential for making deposits.
- Review Your Order: Carefully review all the details of your order, including the design, personal information, quantity, and total cost. This is crucial to avoid errors.
- Choose Shipping Method: Select your preferred shipping option. Standard shipping is usually the most economical, but expedited options are available for an extra fee if you need your checks quickly.
- Note: Standard shipping usually takes 7-10 business days after printing. Expedited options like "Overnight" or "2-Day" are available for faster delivery, often with rush processing included.
- Confirm and Pay: Confirm your order. The cost of the checks will typically be debited directly from your Bank of America checking account.
Step 3: Ordering Checks Through the Bank of America Mobile Banking App
The mobile app offers a convenient way to order checks on your smartphone or tablet.
Sub-heading 3.1: Accessing the Mobile App
- Download and Log In: If you haven't already, download the Bank of America Mobile Banking app from your device's app store (Google Play for Android or App Store for iOS). Log in using your User ID and Password.
Sub-heading 3.2: Finding the Order Checks Feature
- Navigate to Your Account: Select the checking or savings account from your account list.
- Look for "Order Checks & Deposit Tickets": Within your account details, scroll down or look for an option like "Order Checks & Deposit Tickets." This is usually found under a "Manage" or "Services" section.
- Recent Orders: If you've ordered checks recently (within the last 60 days), your previous order might be displayed, making reordering even faster.
Sub-heading 3.3: Completing the Order on Mobile
The process from here is very similar to the online banking steps:
- Verify Information: Confirm your personal and account details.
- Select Design and Quantity: Choose your preferred check design and the quantity you need.
- Review and Ship: Review your order carefully, select your shipping method, and confirm your purchase.
Step 4: Ordering Checks By Phone
If you prefer to speak with a customer service representative, ordering checks by phone is a simple process.
Sub-heading 4.1: Gathering Necessary Information
Before you call, have the following information ready:
- Your Bank of America account number.
- Your routing number (often found on your existing checks or in your online banking).
- Your personal details (name, address, phone number).
- Any specific requests for check design or features.
Sub-heading 4.2: Contacting Bank of America Customer Service
- Call the Customer Service Number: Dial Bank of America's customer service line. For personal banking inquiries, a common number is 1-800-432-1000. For business accounts, the number might differ (e.g., 1-888-BUSINESS for small business). You can find the most current number on their official website under "Contact Us."
- Follow the Prompts: Listen to the automated prompts and select the option for "account services" or "ordering checks."
- Speak with a Representative: A customer service representative will assist you in placing your order. They will confirm your account details, guide you through available check designs and options, and process the payment.
- Be Prepared to Verify: The representative will ask you security questions to verify your identity before proceeding with the order.
Step 5: Ordering Checks In Person at a Financial Center
For a more personal touch or if you have specific questions that require in-person assistance, you can visit a Bank of America financial center.
Sub-heading 5.1: Locating a Financial Center
- Use the Branch Locator: Visit the Bank of America website or use their mobile app to find the nearest financial center. You can use the "Locations" function.
- Consider an Appointment: While not always necessary, you can often schedule an appointment online or through the app to minimize wait times.
Sub-heading 5.2: What to Bring
When visiting a financial center, it's helpful to bring:
- A valid government-issued photo ID (e.g., driver's license, passport).
- Your Bank of America debit card or account number.
- Your existing checks (if you have them) for reference.
Sub-heading 5.3: Placing Your Order with a Specialist
- Speak with a Teller or Banker: Inform them that you wish to order checks for your account.
- Provide Information: They will ask for your account details and verify your identity.
- Review Options: They can show you sample designs and discuss any customization options or fees. They will then place the order for you.
- Important: While you can order checks in person, they will still be shipped to your address; you cannot typically pick them up directly at the branch.
Final Considerations:
- Cost: While basic checks might be free with some premium accounts, most check orders will incur a fee. The cost varies depending on the style, quantity, and any additional features you select.
- Delivery Time: Standard delivery for checks usually takes 7-10 business days from the date of order. Expedited shipping options can deliver checks faster (e.g., "Overnight AM" or "2-Day" options from Harland Clarke).
- First-Time Orders: If this is your very first time ordering checks for a new account, some banks might require you to place the order in person or by phone for security verification. However, Bank of America typically allows initial orders online as well.
- Security: Always be mindful of your account security. Only order checks through official Bank of America channels.
10 Related FAQ Questions
Here are 10 frequently asked questions about ordering checks with Bank of America, with quick answers:
How to Check the Status of My Check Order with Bank of America?
You can usually check the status of your check order by logging into your Bank of America online banking account and navigating to the "Order Checks" section, where there should be an "Order Status" link. Alternatively, if your checks are provided by Harland Clarke, you can visit their website (https://www.google.com/search?q=checks.bankofamerica.com) and use their "Order Status" tracker with your order details.
How to Get Free Checks from Bank of America?
Some Bank of America checking accounts, particularly premium or interest-bearing accounts, may offer free basic checks as a perk. Check your account's specific benefits or contact Bank of America customer service to see if your account qualifies.
How to Change the Address on My Checks?
To change the address on your checks, you first need to update your address with Bank of America. You can typically do this by logging into your online banking account, visiting a financial center, or calling customer service. Once your address is updated, any new check orders will reflect the new address.
How to Order Deposit Slips Only from Bank of America?
You can order deposit slips through the same methods as ordering checks: online banking, the mobile app, by phone, or in person. Look for an option specifically for "Order Deposit Tickets" or "Deposit Slips" in the check ordering section.
How to Add a Custom Logo to My Business Checks from Bank of America?
If you're reordering business checks with a custom logo, it's often saved on file and can be reselected during the online ordering process. For new logos or if you're unsure, you may need to contact Harland Clarke's business customer service or a Bank of America business banking representative for assistance.
How to Expedite My Check Order with Bank of America?
During the online or phone ordering process, you will be given options for shipping. Select an expedited shipping method like "Overnight" or "2-Day Delivery" to receive your checks faster, though this will incur an additional fee.
How to Order Checks for a Joint Account with Bank of America?
For joint accounts, either account holder can typically order checks through online banking, the mobile app, by phone, or in person, as long as they have access to the account information and can verify their identity.
How to Get Temporary Checks from Bank of America if I Need Them Urgently?
If you need checks immediately, you can visit a Bank of America financial center. While they don't print full checkbooks on demand, they can often provide you with a few temporary checks (often called "counter checks" or "starter checks") directly from the branch.
How to Avoid Check Fraud When Ordering Checks?
Always order checks through official Bank of America channels (their website, app, customer service number, or financial center). Be wary of unsolicited offers for cheap checks. Ensure your shipping address is secure, and track your order if possible.
How to Find My Account and Routing Number for Ordering Checks?
Your account number and routing number can be found on your existing checks. You can also locate them by logging into your Bank of America online banking account or mobile app, usually within your account details or statements.
