Having checks on hand is still a crucial part of managing your finances, whether it's for paying rent, making a large purchase, or sending money to someone. If you're a Bank of America customer and find yourself running low, don't fret! Ordering new checks is a straightforward process, and this guide will walk you through every step.
Are you ready to get started and ensure you're always prepared for those paper transactions? Let's dive in!
Step 1: Determine Your Check Ordering Needs
Before you even think about logging in or picking up the phone, it's wise to consider why you need new checks and what kind you might want. This initial assessment will help streamline the entire process.
A. Are You Reordering or Ordering for the First Time?
If you've ordered checks from Bank of America before, the process is generally quicker as your information is already on file. You'll likely just need to confirm details and select your desired check style.
If this is your first time ordering checks for this account, you might have a few more steps, including verifying your identity more thoroughly. This is for your security!
B. How Many Checks Do You Need?
Consider your typical check usage. Do you write many checks for bills and daily expenses, or are they reserved for occasional, larger transactions? Checks usually come in packs of 100 or more. Ordering a sufficient quantity can save you from frequently reordering.
C. Do You Want Standard or Custom Checks?
Bank of America, like most banks, offers a variety of check designs.
- Standard Checks: These are the basic, often free or low-cost checks with a simple design.
- Custom Checks: You can often choose from a wide array of designs, including scenic landscapes, cartoon characters, sports themes, or even personalized photos. Keep in mind that custom checks typically come with an additional fee.
D. Any Changes to Your Information?
Have you recently moved or changed your name? It's absolutely critical to update your address and name with Bank of America before ordering new checks. Checks with outdated information can lead to issues with payments and potentially even fraud if they fall into the wrong hands. You can usually update this information through online banking, by calling customer service, or by visiting a financial center.
Step 2: Choose Your Preferred Ordering Method
Bank of America offers several convenient ways to order new checks. You can pick the method that best suits your comfort level and schedule.
A. Ordering Online (Most Popular & Easiest)
Ordering checks through Bank of America's online banking platform is often the quickest and most convenient option.
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Log In to Online Banking:
- Go to the official Bank of America website (bankofamerica.com).
- Locate the "Log In" button, usually in the top right corner.
- Enter your User ID and Passcode. If you haven't set up online banking, you'll need to enroll first.
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Navigate to the "Order Checks" Section:
- Once logged in, look for a section related to "Account Services," "Customer Service," or "Help & Support."
- Within these sections, you should find an option like "Order Checks & Deposit Tickets" or simply "Order Checks." For some accounts, it might be under the "Information & Services" tab.
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Select Your Account:
- If you have multiple checking accounts, carefully select the account for which you want to order checks.
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Confirm Your Information:
- The system will display your current name and address. Thoroughly review this information for accuracy. If anything is incorrect, you'll usually have the option to update it directly or be prompted to contact customer service for changes before proceeding.
- You might also see your routing and account numbers displayed. Double-check these to ensure they match your records.
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Choose Your Check Style and Quantity:
- You'll be directed to Bank of America's preferred check vendor (often Harland Clarke).
- Browse the available check designs. You'll see options for standard checks, various themed designs, and potentially even high-security checks.
- Select the quantity of checks you need (e.g., 100, 200, 400).
- You might also have options for deposit slips, checkbook covers, and other accessories.
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Review Your Order and Pricing:
- Before finalizing, you'll see a summary of your order, including the chosen style, quantity, and total cost.
- Pay close attention to any fees associated with custom designs or expedited shipping. Standard checks for certain account types may be free, but others might incur a charge.
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Select Shipping Method:
- Standard shipping usually takes 7-10 business days after printing.
- If you need checks urgently, you may have options for expedited shipping (e.g., overnight, 2-day), but these will come with additional fees.
- Note that some expedited shipping options may not deliver to PO Boxes.
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Submit Your Order:
- Once you're satisfied with everything, confirm your order. You'll typically receive an order confirmation number and an estimated delivery date. Keep this confirmation for your records.
B. Ordering via Mobile Banking App
If you prefer to manage your finances on the go, the Bank of America Mobile Banking app also allows for check reorders.
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Log In to the Mobile App:
- Open the Bank of America Mobile Banking app on your smartphone or tablet.
- Log in using your fingerprint, Face ID, or passcode.
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Navigate to Your Checking Account:
- Select the specific checking or savings account for which you need checks.
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Find the "Order Checks" Option:
- Look for an option like "Order Checks & Deposit Tickets" within the account details or a "Services" or "More" menu.
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Follow On-Screen Prompts:
- The app will guide you through confirming your information, selecting your check style and quantity, and finalizing the order, similar to the online banking process.
C. Ordering by Phone
For those who prefer speaking to a representative, calling Bank of America customer service is a viable option.
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Gather Your Information:
- Have your account number, personal details (name, address, date of birth), and potentially your Social Security Number ready for verification.
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Call Bank of America Customer Service:
- The general customer service number for Bank of America is 1-800-432-1000.
- For business checking accounts, you might need to call 1-888-BUSINESS (1-888-287-4637).
- Be prepared for automated menus. Listen carefully for options related to "checking accounts" or "ordering checks."
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Speak to a Representative:
- Once connected, explain that you wish to order new checks.
- The representative will verify your identity and guide you through the available options, pricing, and shipping. They can also assist with any address or name changes if needed.
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Confirm Details and Payment:
- Confirm all the order details with the representative, including the total cost and estimated delivery time. The fee will likely be debited directly from your checking account.
D. Ordering In-Person at a Financial Center
If you prefer face-to-face interaction or need immediate assistance, visiting a Bank of America financial center is an option.
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Locate a Branch:
- Use the Bank of America website or mobile app to find the nearest financial center.
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Bring Required Identification:
- Bring a valid, government-issued photo ID (e.g., driver's license, passport) and your Bank of America debit card or account number for verification.
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Speak to a Teller or Bank Representative:
- Inform them you'd like to order new checks. They will assist you with the process, including confirming your information, showing you available check designs, and processing the order.
- They can also provide temporary checks on the spot if you need some immediately while waiting for your printed checks to arrive. This is a great benefit of in-person ordering!
Step 3: Understand Processing and Delivery
Once your order is placed, here's what to expect:
A. Processing Time:
- After you place your order, the check vendor (Harland Clarke) will begin processing and printing your checks. This typically takes 1-2 business days for most delivery methods.
B. Delivery Time:
- Standard First-Class Mail: Generally, expect your checks to be delivered within 5 to 7 business days after they have shipped. This option is usually not trackable.
- Standard/Bulk Delivery Service: This can take 7 to 10 business days after shipping.
- Expedited Shipping: If you paid for expedited delivery (Overnight, 2-Day), the delivery time will be significantly shorter (e.g., next business day or within two business days), provided the order was placed by the cutoff time (typically 11:00 a.m. local time, Monday-Friday). These options are usually trackable.
C. Tracking Your Order:
- If you chose a trackable shipping method (like CheckProtect or expedited options), you will usually receive a tracking number via email from the check vendor (Harland Clarke) once your order ships. You can use this number on their website to monitor your delivery status.
Step 4: What to Do When Your Checks Arrive
When your new checks finally land in your mailbox, there are a few important steps to take:
A. Verify Accuracy:
- Immediately inspect your new checks.
- Check your name and address for any typos.
- Ensure the account number and routing number are correct.
- Verify the check numbers are in sequence.
B. Securely Store Your Checks:
- Checks are like cash! Keep them in a safe and secure location where they won't be easily accessible to others. A locked drawer or safe is ideal.
- Never leave blank checks lying around.
C. Safely Dispose of Old Checks (If Applicable):
- If you're replacing old checks, do not simply throw them in the trash. Shred them thoroughly to prevent potential fraud. Identity thieves can use old checks to gain access to your bank account information.
By following these steps, you'll smoothly navigate the process of ordering new checks from Bank of America and keep your financial transactions running without a hitch!
Frequently Asked Questions (FAQs)
Here are 10 related FAQ questions to help you further:
How to check the status of a Bank of America check order?
You can usually check the status of your check order by logging into your Bank of America online banking account or mobile app and navigating to the "Order Checks & Deposit Tickets" section. This will often show your recent order status, especially if placed within the last 60 days. If you ordered directly from the check vendor, you might also be able to track it on their website using a tracking number.
How to get temporary checks from Bank of America?
You can typically get temporary checks immediately by visiting a Bank of America financial center in person. Speak to a teller or a customer service representative, and they can often print a few temporary checks for you on the spot while you wait for your official order to arrive.
How to find my Bank of America routing number for check ordering?
Your Bank of America routing number is printed on the bottom left of your existing checks. You can also find it by logging into your online banking account or mobile app, usually within your account details. Additionally, you can find routing numbers for your state on the Bank of America website's FAQ section.
How to change the address on my Bank of America checks?
You must update your address with Bank of America before ordering new checks. This can be done by logging into your online banking account (usually in "Profile & Settings" or "Security Center"), calling Bank of America customer service, or visiting a financial center. Once your address is updated with the bank, your new checks will reflect the correct information.
How to order business checks from Bank of America?
Business checks for Bank of America can be ordered online through Business Advantage 360, by calling the dedicated business customer service line (e.g., 1-888-BUSINESS), or by visiting a financial center. The process is similar to personal check ordering but tailored for business accounts.
How to ensure my Bank of America checks are secure?
To ensure your checks are secure, always order from authorized Bank of America channels (online banking, mobile app, phone, or financial center). When checks arrive, store them in a secure place. Shred old checks before discarding them. Regularly monitor your account statements for any suspicious activity. Bank of America also has security features and tips available on their website regarding check fraud prevention.
How to stop payment on a check with Bank of America?
You can request a stop payment on a specific check by signing in to Bank of America online banking and looking for the "Information & Services" tab for your account, or by contacting customer service directly. Be aware that a fee may apply for stop payment requests.
How to avoid fees when ordering checks from Bank of America?
Some Bank of America checking accounts (especially certain Advantage Banking tiers or Preferred Rewards members) may offer free standard checks. To avoid fees, check if your account qualifies for free standard checks. Opting for basic designs and standard shipping usually helps minimize costs compared to custom designs and expedited delivery.
How to reorder checks if I don't have an existing check to reference?
If you don't have an existing check, you can still reorder online, via the mobile app, by phone, or in person. When ordering, the system or representative will use your account details to generate the check information. You will just need to confirm your identity and the account number.
How to get deposit slips when ordering checks from Bank of America?
When you order checks from Bank of America, you usually have the option to order matching deposit slips at the same time. This option will be presented during the online ordering process, through the mobile app, or by a representative if you order by phone or in person.
