Conquering EMI Everest: How to Get a Bajaj Finserv Card Without Actually Buying Anything (Because Adulting is Expensive)
Let's face it, adulthood is basically a never-ending series of "I need this but my bank account is weeping softly in the corner" moments. That's where the Bajaj Finserv EMI card swoops in, like a financial superhero ready to break your wallet's fall. But what if you just want the card, without the immediate pressure to buy that giant inflatable T-Rex costume you mysteriously added to your cart (hey, no judgement)? Fear not, intrepid shopper, for there's a way to snag this plastic magic wand without needing to raid your emergency ramen fund.
| How To Get Bajaj Finserv Card Without Purchase |
Step 1: Become a Master of Disguise (Not Really, But Kind Of)
No, you don't need a Mission: Impossible mask. But you will need to embrace your inner digital self. Head over to the Bajaj Finserv website (because who carries cash these days?) and find yourself in the thrilling "Apply for Insta EMI Card" section.
Tip: Don’t just scroll — pause and absorb.![]()
Step 2: Prove You're Not a Robot (Unless You Are, Then Hi-Five!)
The ever-suspicious machines will ask you to verify your existence with a 10-digit mobile number. Don't worry, they won't spam you with robot dance tutorials (although that might be fun). Once you enter the number, a magic code (OTP) will appear on your phone. Punch that in and poof! You're halfway there.
Reminder: Reading twice often makes things clearer.![]()
Step 3: The All-Important Details (No, Not Your Favorite Pizza Topping)
Here comes the part where you impress the Bajaj Finserv folks with your impressive life story (or at least the condensed version). Fill out the application with your name, date of birth, and PAN card details. Remember, honesty is the best policy (though we all know that "financially responsible adult" sounds way cooler than "occasional consumer of questionable online purchases").
Tip: Don’t skim past key examples.![]()
Step 4: The Grand KYC Quest (Or How to Prove You're a Real Person with a Fancy Name)
KYC stands for "Know Your Customer," and basically means Bajaj Finserv wants to make sure you're not a mischievous raccoon in a human suit (no offense to raccoons, they're adorable). Use your Aadhaar card or DigiLocker to complete this step. It's a breeze, like that time you accidentally bought a whoopie cushion instead of a stress ball (we've all been there).
QuickTip: Reread for hidden meaning.![]()
Step 5: The Fee That Isn't Actually a Fee (Just Trust Me)
There's a one-time joining fee for the card. But think of it as an investment in your future. Besides, that inflatable T-Rex costume won't inflate itself, will it?
There you have it! You've conquered EMI Everest and now possess the power to convert any purchase into bite-sized payments. Remember, with great financial power comes great responsibility (and maybe a slightly lighter bank account). But hey, at least you can finally buy that T-Rex costume without adult tears (though those might be hilarious coming out of the inflatable head).